
Sail Loot Podcast 063: Sailing With FIRE on Luna Sea with Mark and Jennifer
09/28/18 • 75 min
The financial “movement” being dubbed FIRE – Financial Independence Retire Early – was an acronym that was unknown to Mark, Jennifer, and yes, even budding financial zealots such as myself. Somehow, over the last few years, we’ve all seemed to use some of the FIRE principles even though we didn’t know what they were.
Mark and Jennifer have been preparing for a post-cubicle life of traveling for some time. While Mark was stationed overseas for work they figured out that they really didn’t need all of the STUFF that they had accumulated to live a happy life. When they got raises, they figured out that they could live comfortably by stashing the extra money that they made instead of using it to purchase more stuff that they didn’t actually use.
By downsizing, saving, and having a few rental properties that generate a little income on a monthly basis, Mark and Jennifer have been able to “retire” early and set sail on S/V Luna Sea. Enjoy the episode!!!
S/V Luna Sea Sailing
2017 Boat Show Crew
Mark at the Helm
Luna Sea at Anchor in Grenada
A Few Things You’ll Learn about the Luna Sea crew:
- The difficulties of volunteering with relief efforts when locals need work
- Lack of timeliness combined with the logistics of obtaining a wifi or cellular connection
- It’s all about travel
- When was the first time they sailed? The sea trial for Luna Sea of course!
- How Mark and Jennifer learned to sail.
- Purchasing Luna Sea. 2002 Beneteau 393
- Why they decided to get a loan to purchase Luna Sea when they didn’t need to
- Mark and Jennifer’s day jobs while they were living on land
- Are they retired?
- Their budget
- Figuring out if your boat is ready for cruising
- Where to have work done in the Caribbean. What islands are be best for particular types of work?
- Downsizing and why they chose to do it.
- F.I.R.E – Financial Independence Retire Early
- Their health insurance plan.
- Getting wifi/cellular service throughout the islands.
- Weather access
- And much more!
Links and Resources from this episode:
- Sailing Luna Sea
- The Gentleman’s Guide to Passages South: The Thornless Path to Windward by Mr. Bruce Van Sant
- Sailing Luna Sea’s Instagram
- Sailing Luna Sea’s Facebook
THANK YOU!
Thank you very much for listening to the show! If you enjoyed listening, it has helped you in any way, or you know somebody else that would enjoy it, please share it using the social media buttons that you see on the page.
Additionally, reviews for the Sail Loot podcast on iTunes are extremely helpful and greatly appreciated! They do matter in the rankings of the show and I read each and every one!
Lastly, if you have any questions or comments please leave them below or go ahead and send us an email via the Contact page!
TeddyJ
The post Sail Loot Podcast 063: Sailing With FIRE on Luna Sea with Mark and Jennifer appeared first on Sail Loot.
The financial “movement” being dubbed FIRE – Financial Independence Retire Early – was an acronym that was unknown to Mark, Jennifer, and yes, even budding financial zealots such as myself. Somehow, over the last few years, we’ve all seemed to use some of the FIRE principles even though we didn’t know what they were.
Mark and Jennifer have been preparing for a post-cubicle life of traveling for some time. While Mark was stationed overseas for work they figured out that they really didn’t need all of the STUFF that they had accumulated to live a happy life. When they got raises, they figured out that they could live comfortably by stashing the extra money that they made instead of using it to purchase more stuff that they didn’t actually use.
By downsizing, saving, and having a few rental properties that generate a little income on a monthly basis, Mark and Jennifer have been able to “retire” early and set sail on S/V Luna Sea. Enjoy the episode!!!
S/V Luna Sea Sailing
2017 Boat Show Crew
Mark at the Helm
Luna Sea at Anchor in Grenada
A Few Things You’ll Learn about the Luna Sea crew:
- The difficulties of volunteering with relief efforts when locals need work
- Lack of timeliness combined with the logistics of obtaining a wifi or cellular connection
- It’s all about travel
- When was the first time they sailed? The sea trial for Luna Sea of course!
- How Mark and Jennifer learned to sail.
- Purchasing Luna Sea. 2002 Beneteau 393
- Why they decided to get a loan to purchase Luna Sea when they didn’t need to
- Mark and Jennifer’s day jobs while they were living on land
- Are they retired?
- Their budget
- Figuring out if your boat is ready for cruising
- Where to have work done in the Caribbean. What islands are be best for particular types of work?
- Downsizing and why they chose to do it.
- F.I.R.E – Financial Independence Retire Early
- Their health insurance plan.
- Getting wifi/cellular service throughout the islands.
- Weather access
- And much more!
Links and Resources from this episode:
- Sailing Luna Sea
- The Gentleman’s Guide to Passages South: The Thornless Path to Windward by Mr. Bruce Van Sant
- Sailing Luna Sea’s Instagram
- Sailing Luna Sea’s Facebook
THANK YOU!
Thank you very much for listening to the show! If you enjoyed listening, it has helped you in any way, or you know somebody else that would enjoy it, please share it using the social media buttons that you see on the page.
Additionally, reviews for the Sail Loot podcast on iTunes are extremely helpful and greatly appreciated! They do matter in the rankings of the show and I read each and every one!
Lastly, if you have any questions or comments please leave them below or go ahead and send us an email via the Contact page!
TeddyJ
The post Sail Loot Podcast 063: Sailing With FIRE on Luna Sea with Mark and Jennifer appeared first on Sail Loot.
Previous Episode

Sail Loot Podcast 062: Andersons Abroad own Sea-Tech Systems to make Sailing Money
Rich and Devon’s sailing story started the way most crazy sailing stories start...intoxication. The good news is that Rich didn’t want a divorce. He didn’t want to have a third child. He just wanted to quit his job and sail around the world!!!
Luckily, so did Devon.
Rich and Devon finished their dinner, drinks, and lovely family vacation in Hawaii. Upon returning home the research and preparations for their life on the water began.
Eventually, they found S/V Mobert and started downsizing. They’ve now been on the water full time for a little over a year and decided that they wanted to try to have a means of income. Their purchase of Sea-Tech Systems is that income stream to keep their cruising kitty topped up.
Yup, Rich, and Devon decided that they were capable of owning and operating a business remotely from their sailboat while cruising with their family. It’s right up their alley as Rich is an IT/Tech type of guy and they had to figure out how they were going to stay connected enough to run a business from a sailboat in remote locations. Your needs may be a little different than theirs, but they’ve got the knowledge and systems to help you stay connected as much or as little as you desire.
I hope you enjoy listening to how the Andersons have been able to sail Abroad as much as I enjoyed chatting with them!
The Andersons on Departure Day!!!
Morgan at the Helm of S/V Mobert
S/V Mobert under Sail
Rich manning the Sea-Tech Systems booth
Working Hard in S/V Mobert‘s Cockpit
S/V Mobert at Anchor
A Few Things You’ll Learn about the Andersons and Sea-Tech Systems:
- Devon was a sailor before Rich was.
- Their first boat and the fun of sea trials.
- How they made the decision to purchase S/V Mobert
- Rich and Devon’s careers prior to setting sail.
- Leaving those careers.
- Releasing the dock lines and setting sail.
- What they do about US health insurance.
- How much they paid for S/V Mobert, their down payment, and their loan payment.
- What they did with their house on land.
- Where they’ve been since they released the dock lines.
- Their sources of income prior to taking off.
- Insurance company and costs.
- Location costs.
- Marina costs.
- What if you want to make sure that everything works even though you NEVER USE EVERYTHING?
- Why they purchased Sea-Tech Systems.
- What Sea-Tech Systems does.
- How they’ve used they’re own systems to run Sea-Tech.
- Taking your business abroad and onto a boat!
- And much more!
Links and Resources from this episode:
- Sea-Tech Systems – Helping you stay connected from your boat, as much, or as little as you desire.
- Andersons Abroad – Their personal website/blog.
- GeoBlue Travel Insurance – The Health Insurance that the Andersons Use
- Gowrie Group – Insurance Agents
- Amazon – where I found and purchased the majority of my items
- Mantus Marine
- Anchor Marine – hopefully, this is the correct link to their first boat insurance company.
- Novamar Insurance – hopefully, the correct link to their current boat insurance company.
- Chubb – Maybe the link to one of their insurance brokers? Check out minute 37 and keep listening. Or, well, maybe just listen to the whole thing and you’ll get there!
THANK YOU!
Thank you very much for listening to the show! If you enjoyed listening, it has helped you in any way, or you know somebody else that would enjoy it, please share it using the social media buttons that you see on the page.
Additionally, reviews for the Sail Loot podcast on iTunes are extremely helpful and greatly appreciated! They do matter in the rankings of the show and I read each and every one!
Lastly, if you have any questions or comments please leave them below or go ahead and send us an email via the Conta...
Next Episode

Sail Loot Podcast 064: Offshore Sailing with Captain Ryan and Sail Libra
Captain Ryan and I met a few years ago on a sailing trip on S/V Libra from Pensacola to the Miami Boat Show. It was an awesome trip. I learned a whole lot about offshore sailing and I hope that I helped Ryan book a few more trips on Libra at the Miami Boat show.
Ryan had done a Sail Loot Podcast with me a few weeks prior to our trip across the Gulf of Mexico. In typical Sail Loot form, you can learn all about how Captain Ryan got into sailing and out from behind a computer job at Delta. We also discuss his sailboats, businesses, and other sailing financials.
I was able to catch up with Ryan a few weeks ago in Christmas Cove in the US Virgin Islands. A lot has happened in those 2 years since our last sailing adventure. In this episode we talk more about where S/V Libra has been in the last few years, what you’ll learn on an offshore passage with Sail Libra, and some of the costs associated with running an offshore sailing business.
Captain Randy on S/V Libra‘s new hard top!Whale on the Silver Banks!!!S/V Libra...St. Lucia...Join a Sail!!!!!
A Few Things You’ll Learn about Sail Libra:
- Where Captain Ryan and Libra have been since 2 years ago when I was last on Libra.
- How Libra got to Christmas Cove, St. Thomas.
- Whale watching on the Silver Banks.
- The fun things that can happen on a passage.
- Something is going to break on a passage, and it will have to be fixed or mitigated at sea.
- Upcoming trips on Libra
- Some things you may learn on an offshore sailing adventure
- Offshore dynamics
- Costs of running an offshore adventure sailing business.
- Anchoring with Mantus Anchors.
- Building the hard top dodger and bimini on Libra.
- The costs of building the hard top.
- USCG NVIC requirements for running an international “charter” boat
- Legally going to Cuba the first time on S/V Libra
- And much more!
Links and Resources from this episode:
- Sail Libra – Join A Sail
- Sail Loot Podcast 044: Sail Libra with Captain Ryan
- Sail Loot Podcast 046: Captain Randy Smith with Sail Libra and Orange Beach Sailing Adventures
- STCW Checklist Master Oceans
- Mantus Marine
- Another Adventure YouTube Channel
- Charter Kai
- Have Wind Will Travel
- Project Atticus YouTube Channel
- Wynne Enterprises, Inc.
- Outside Hilton Head
THANK YOU!
Thank you very much for listening to the show! If you enjoyed listening, it has helped you in any way, or you know somebody else that would enjoy it, please share it using the social media buttons that you see on the page.
Additionally, reviews for the Sail Loot podcast on iTunes are extremely helpful and greatly appreciated! They do matter in the rankings of the show and I read each and every one!
Lastly, if you have any questions or comments please leave them below or go ahead and send us an email via the Contact page!
TeddyJ
The post Sail Loot Podcast 064: Offshore Sailing with Captain Ryan and Sail Libra appeared first on Sail Loot.
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