The Payments Show Podcast

In this episode of The Payments Show Podcast, I spoke to Ed Brandler who is the Co-Founder & Chief Commercial Officer at Two.
Two is a Buy Now Pay Later (BNPL) solution for B2B companies.
Click through the Chapters Menu at the top of the episode webpage here: http://thepayments.show
Summary of topics discussed:
1. Challenges faced by SMBs
2. The $50,000 Checkout Problem
3. Avoiding Chargebacks and Fraud
4. B2B Advantages vs B2C
5. bCommerce: B2B eCommerce Solutions
6. Importance of Freeing Up Working Capital
7. Increasing Sales Conversions and Average Order Values
8. Fast Credit Approvals
9. Bank Transfers and Open Banking
10. Fast Implementation

And much more...
Details:
- Recorded on 18 Aug 2022
- Host: Satwant Phull, Founder of Digital Money Lab
- Guest: Ed Brandler, Co-Founder & Chief Commercial Officer, Two
[Next Steps]
- Get in touch with Satwant: digitalmoneylab.com
- Two: two.inc | @Two_b2b

In this episode of The Payments Show Podcast, I spoke to Patrick Nealon who is the VP of Strategy at Fidel API.
Fidel API is a financial API platform which provides developers with tools to build powerful products on top of payment cards.
Summary of topics discussed:
1. Personalisation
2. Challenges with legacy credit card schemes
3. Reimbursements
4. Complimenting vs Rip & Replace Existing Systems
5. Security & Identity
6. Privacy & Tokenization
7. Implementing Fidel API
8. Banks vs FinTechs
9. Future products: Expense Management
10. Social Commerce
Details:
- Recorded on 13 Oct 2021
- Host: Satwant Phull, Founder of Digital Money Lab
- Guest: Patrick Nealon, VP of Strategy, Fidel API
[Links and Next Steps]
- Get in touch with Satwant: digitalmoneylab.com
- Get in touch with Patrick: LinkedIn: bit.ly/2YQ9Nk9
- Fidel API: w: fidel.uk or community.fidel.uk | t: @FidelHQ | github.com/FidelLimited
[Support the Show]
Buy me a coffee: buymeacoffee.com/satwant

In this episode of The Payments Show Podcast, I spoke to Irwin Grossman who is the CEO of Delta Payment Solutions.
The company helps to lower payment processing costs for merchants by using the buying power of a cooperative.
Summary of topics discussed:
1. Levelling The Playing Field For Small-Midsize Merchants
2. Benefits Of The Cooperative
3. Rebates For Merchants
4. Increasing the Transparency of Payment Processors
5. Simplifying Fee Structures
6. Cash Discount Processing
7. Dedicated Merchant Accounts vs Stripe and New Fintechs
8. B2B, Virtual Cards and Accounts Payable
9. Reduce Risk of Payment Processing Being Shut Down
10. Using Multiple Payment Solutions
5m Highlights Version: click here
Details:
- Recorded on 21 Dec 2020
- Host: Satwant Phull, Founder of Digital Money Lab
- Guest: Irwin Grossman, CEO, Delta Payment Solutions
[Next Steps]
- Get in touch with Satwant: digitalmoneylab.com
- Delta Payment Solutions: mydeltaps.com | Twitter: @mydeltaps
[Support the Show]

In episode 100 of The Payments Show Podcast, I spoke to Tachat Igityan who is the Founder of destream.
destream is a financial platform for content creators which revolutionises the way content creators receive payments and donations.
VIDEO and PDF Transcript:
- click here https://thepaymentsshow.substack.com/p/100
Summary of topics discussed:
(01:41) - Guest Introduction: Tachat Igityan (Founder, destream)
(03:52) - Payment Challenges Faced by Content Creators
(05:27) - Origin Story: Frustrations as a Donator
(07:05) - Abundance of Tools... Nothing for Payments
(09:23) - Creators Are Not Traditional "Merchants"
(11:23) - Creators Are Not "Startups" Either!
(12:51) - Terms & Conditions vs Legal Compliance
(13:50) - First-Party Fraud (Friendly Fraud)
(19:03) - The Solution: Payment Links and more
(22:52) - Hassle-Free Payments for Creators
(24:36) - Aggregation = Power: a Win for Banks and Creators
(26:50) - ASMR and OnlyFans Save The Day!
(29:06) - Why destream Exists: To Help You
(31:20) - Less Steps = More Donations
(33:17) - The Future: Physical + Digital Payment Experiences
(35:26) - Local Payment Methods and One-Click Payments
(37:26) - Getting Started with destream
(39:04) - Cyprus: Startups and a New Creator MEP!
Details:
- Recorded on 18 Jul 2024
- Host: Satwant Phull
- Guest: Tachat Igityan, Founder, destream
Next Steps:
- destream: destream.net | @destreamproject

In episode 83, I speak to Heidi Hunter, Chief Product Officer at IDology, about how their platform helps businesses to create frictionless and secure eCommerce customer experiences.
We discuss how the platform provides many features including dynamic Knowledge-based Authentication, Transaction Monitoring, document authentication, biometric verification and many others to streamline checkout processes, increase conversions and prevent fraud. We also discuss the challenges and opportunities of digital identity verification in the eCommerce industry, and how IDology adapts to changing regulations and customer expectations.
VIDEO and PDF Transcript:
- click here https://thepaymentsshow.substack.com/p/83
Summary of topics discussed:
(01:02) - IDology Overview: Identity Verification and Fraud Management
(02:29) - Statistics on Business Fraud and Data Breaches
(03:32) - Exploring the Sophistication of Fraud Attacks
(04:51) - The Role of Technology in Fraud Prevention
(05:17) - Impact of COVID-19 on Digitization and Fraud
(06:15) - The Importance of Data Collection in Fraud Prevention
(06:59) - Challenges in Asserting Ownership of Data
(08:58) - The Importance of a Smooth Onboarding Process
(11:18) - Synthetic Identity Fraud
(12:40) - Data Depth vs Richness
(15:04) - Differentiating Factors of Ideology's Solutions
(17:35) - eDNA: Data Collection Across Industries & Markets
(18:49) - Money Moves: Find It Faster
(21:27) - Layering Data: Data Breaches & The Dark Web
(22:53) - Industry Consortium Fraud Network & Cross Border Verification
(30:08) - Fraud Trends: Surge in Fraudulent Domains
(32:44) - The Investment Fraudsters Make in Synthetic Identity Profiles
(33:23) - The Surge in Voice Over IPs
(33:52) - Efficiency of Fraudulent Submissions
(34:10) - Regulation and Legislation Around Money Transfers
(34:48) - The Challenge of Differentiating Fraudulent P2P Transfers
(36:44) - Predictions & The Future
(37:19) - Business Verification Is Increasingly Important
(38:26) - The Impact of OpenAI on Fraud
(41:45) - Know Your Business (KYB) Verification
(49:09) - Get in Touch with IDologyDetails:
- Recorded on 15 Nov 2023
- Host: Satwant Phull
- Guest: Heidi Hunter, Chief Product Officer, IDology
[Next Steps]
- Get in touch with Satwant: digitalmoneylab.com
- IDology: idology.com | @idology