
How to crush your mortgage while rates are low
04/23/25 • 18 min
Welcome to Ask the Experts, where each week we talk to people in the industry to get the inside word on what’s happening right now, and what that means for the tactics that you should use to make the most of your money.
Interest rates are finally coming down, and so many of us breathe a sigh of relief, especially all the people with a mortgage. But how do you make the most of that, and maybe even get ahead, by putting that new interest rate to work?
To get under the skin of the banking world we’ve partnered up with Kiwibank, who has kindly leant us their expert Nicole Pervan, and we’re going to smash through this.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.
Welcome to Ask the Experts, where each week we talk to people in the industry to get the inside word on what’s happening right now, and what that means for the tactics that you should use to make the most of your money.
Interest rates are finally coming down, and so many of us breathe a sigh of relief, especially all the people with a mortgage. But how do you make the most of that, and maybe even get ahead, by putting that new interest rate to work?
To get under the skin of the banking world we’ve partnered up with Kiwibank, who has kindly leant us their expert Nicole Pervan, and we’re going to smash through this.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.
Previous Episode

Quick Hit: Mortgage hacks that don't work
A highlight clip from the February 10h episode, “Viral mortgage hacks debunked: Separating clickbait from real advice”, with Dan Bell, financial adviser and co-founder of Colab Mortgages.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.
Next Episode

AI vs human mortgage advice: Why 77% now prefer the robot
Roy Chowdhury, founder of Homely, shares how he created an AI tool to make home lending easier, and the dangers of letting AI take part in your financial decisions.
The property journey can be a frustrating one, and frankly, a bit intimidating.
We’re talking big numbers, lots of jargon, and people in suits who are in charge of telling you yes or no to your dream.
Lovely.
So what about a digital helper? An app, that helps you figure out what’s possible and what’s not?
Of course, it’s 2025, so it’s using AI.
Now this might sound like a welcome handy helper, or it might freak you right out, because you’re wondering why you would trust AI with some of your most sensitive financial information.
So let’s dive in - what’s possible, what’s not, and should you trust it?
Making Cents is supported by our friends at Kiwibank.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.
If you like this episode you’ll love
Episode Comments
Generate a badge
Get a badge for your website that links back to this episode
<a href="https://goodpods.com/podcasts/making-cents-589758/how-to-crush-your-mortgage-while-rates-are-low-89914488"> <img src="https://storage.googleapis.com/goodpods-images-bucket/badges/generic-badge-1.svg" alt="listen to how to crush your mortgage while rates are low on goodpods" style="width: 225px" /> </a>
Copy