
Making Cents
Frances Cook
It's time to make the money world make cents. Join Frances Cook, best-selling author and award-winning journalist, to talk about the proven ways to invest your way to financial independence, buy your first home, or just get your spending under control.
Every Monday we have the week's feature interview, with someone who's done something interesting with their money. From paying off a mountain of debt, or investing for financial independence, or starting a new business, these are the ordinary people making the extraordinary possible.
On Thursday we have Ask the Experts, where industry insiders answer your questions on the money world. From earning more in your career, to investing, or sticking to a budget, they'll help make money simple.
Every now and then you'll get a bonus episode too, but the fun of those is that you never know when they're coming!
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Top 10 Making Cents Episodes
Goodpods has curated a list of the 10 best Making Cents episodes, ranked by the number of listens and likes each episode have garnered from our listeners. If you are listening to Making Cents for the first time, there's no better place to start than with one of these standout episodes. If you are a fan of the show, vote for your favorite Making Cents episode by adding your comments to the episode page.

02/11/25 • 4 min
A highlight clip from the Novemer 11th episode, “Your questions, answered: Why I quit, best investing strategy?”.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.

How to crush your mortgage while rates are low
Making Cents
04/23/25 • 18 min
Welcome to Ask the Experts, where each week we talk to people in the industry to get the inside word on what’s happening right now, and what that means for the tactics that you should use to make the most of your money.
Interest rates are finally coming down, and so many of us breathe a sigh of relief, especially all the people with a mortgage. But how do you make the most of that, and maybe even get ahead, by putting that new interest rate to work?
To get under the skin of the banking world we’ve partnered up with Kiwibank, who has kindly leant us their expert Nicole Pervan, and we’re going to smash through this.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.

Quick Hit: Mortgage hacks that don't work
Making Cents
04/22/25 • 10 min
A highlight clip from the February 10h episode, “Viral mortgage hacks debunked: Separating clickbait from real advice”, with Dan Bell, financial adviser and co-founder of Colab Mortgages.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.

From burnout to business launch
Making Cents
01/05/25 • 50 min
Clarissa Hirst, professional coach and marketing consultant, shares how a panic attack and burnout led to quitting the corporate world and launching her own business.
It’s something we’re often encouraged to do when we’re establishing our careers – work hard, take on extra projects, join networking groups and do extra with them too.
The problem is, there’s only so much of us to go around, and sometimes this can lead to you hitting the wall, and realising you can’t do it anymore.
That’s what happened to today’s guest, when she had a panic attack at one of the very events she’d been most looking forward to.
On doctor’s orders, she had to quit her job.
But as she decided on what to do next, she hatched a plan – to start a business.
Not exactly a recipe for a calm work life, you might think, as the self-employed life isn’t exactly known for being stress free.
But she had an idea for how to make it work.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.

12/04/24 • 26 min
Frances Cook shares listener tips for being money smart over Christmas, for everything from presents, to food, and bringing in extra cash to fund it all.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.

03/18/25 • 11 min
A highlight clip from the December 9th episode, “The secret to making money doing what you love”, with Pepper Raccoon, artist and merch designer.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.

02/26/25 • 16 min
Welcome to Ask the Experts, where each week we talk to people in the industry to get the inside word on what’s happening right now, and what that means for the tactics that you should use to make the most of your money.
This week we’ve partnered up with Kiwibank, which has kindly leant us their expert Hayley Tito, senior product manager for everyday banking, and we’re talking parenthood and how that changes your finances.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.

10/27/24 • 45 min
Natasha Etschmann, as known as Tash Invests, shares how investing into stocks and the sharemarket created the opportunity to move from working in health, to running her own business.
When you think about starting your own business, the usual advice is to take what you already do for work, and turn it into something you can do on your own.
So what if an opportunity comes along that’s totally different to what you’ve been doing until now?
That’s what happened to Tash Invests, otherwise known as Natasha Etschmann.
One minute she was working as a support worker, finishing her studies to become a full-time occupational therapy worker, and the next her videos about her savings and investments were blowing up online.
Making the leap from health, to finance and content creation, is a fairly big one.
But she eventually decided, it was time to at least try.
Here’s how she made it work.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.

11/27/24 • 18 min
Welcome to Ask the Experts, where each week we talk to people in the industry to get the inside word on what’s happening right now, and what that means for the tactics that you should use to make the most of your money.
This week we’ve partnered up with AMP, which has kindly leant us their expert, client adviser Devon Walen, and we’re talking about if there are times when putting more into your KiwiSaver can actually be a bad idea.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.

12/29/24 • 6 min
A highlight clip from the November 4th episode, "The no BS strategy for budgeting, investment, and ditching debt", with Glen James from the Money Money Money podcast.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.
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FAQ
How many episodes does Making Cents have?
Making Cents currently has 79 episodes available.
What topics does Making Cents cover?
The podcast is about House, Financial Independence, Retirement, Career, Property, Investing, Money, Income, How To, Earning, Podcasts, Fire, Finance, Education, Job and Business.
What is the most popular episode on Making Cents?
The episode title 'Trailer' is the most popular.
What is the average episode length on Making Cents?
The average episode length on Making Cents is 29 minutes.
How often are episodes of Making Cents released?
Episodes of Making Cents are typically released every 3 days.
When was the first episode of Making Cents?
The first episode of Making Cents was released on Aug 26, 2024.
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