Working Hard, Hardly Working - Ep. 127 Everything You Need To Know To Sort Out Your Finances & Make The Most Of Your Money

Ep. 127 Everything You Need To Know To Sort Out Your Finances & Make The Most Of Your Money

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02/24/25 • 32 min

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Working Hard, Hardly Working

After our New Year compilation episode about improving your life went crazy, I asked what other theme led episodes you’d like, and SO many of you said finances, money moola.

So the aim for this episode, is everything you need to know about money, and I took this as a wide definition, we’re going from literally why money exists & why they can’t print more - to saving, investing, raising funds and even some deep stuff on attitudes to money & wealth.

This kind of stuff is something we were never every taught in school - it’s crazy to me that I know more about algebra than I do how to save & spend my own money wisely. I hope you find it useful!

Disclaimer: This podcast is information, not financial advice or reccomendation!

This episode is Sponsored by XTB

Download XTB today to start making your money work for you: https://link-pso.xtb.com/pso/tWvLH

EPISODES INCLUDED

Rupal Patel: https://youtu.be/N8IrE0vW1zY?si=XKVSJ1dOOFp5Ht9A

Anna Hartvigsen: https://youtu.be/2Bpqz5TLdSA?si=f1RlxmGMhozNZX3z

Simran Kaur: https://youtu.be/N9db5YdH7rA?si=zszTgQQmV_8E5-YJ

Jason Mahendran: https://youtu.be/bK7Ak3TZfXs?si=eXwgTUgFaYCE2GAC

Vivian Tu: https://youtu.be/dLG1LI_7eSA?si=AcsyDievAofLYwS6

Robin Sharma: https://youtu.be/TjqPBMidZAI?si=YDs8HGBU8JV6Oo_s

CHAPTERS

0:00 Introduction & Sponsor

1:39 What even is money?

3:34 Why can't we print more money?

5:49 Is it better to save or make money?

8:18 The 50:30:20 payday routine

9:22 How can I tackle my debt?

13:28 How to learn about markets

17:52 Getting investment for a company

21:15 Tradwife movement & finances

22:22 Why you should get a prenup

27:50 The 8 forms of wealth

MY LINKS: https://gracebeverley.komi.io/

RETROGRADE, SHREDDY, TALA and THE PRODUCTIVITY METHOD are my own businesses, therefore any mention of them - whilst not being a sponsorship - is monetarily endorsed. As usual, sponsorships do not change my opinions nor my honesty, but I will always disclaim to make sure motives are clear 😊

Hosted on Acast. See acast.com/privacy for more information.

After our New Year compilation episode about improving your life went crazy, I asked what other theme led episodes you’d like, and SO many of you said finances, money moola.

This kind of stuff is something we were never every taught in school - it’s crazy to me that I know more about algebra than I do how to save & spend my own money wisely. I hope you find it useful!

Disclaimer: This podcast is information, not financial advice or reccomendation!

This episode is Sponsored by XTB

Download XTB today to start making your money work for you: https://link-pso.xtb.com/pso/tWvLH

EPISODES INCLUDED

Rupal Patel: https://youtu.be/N8IrE0vW1zY?si=XKVSJ1dOOFp5Ht9A

Anna Hartvigsen: https://youtu.be/2Bpqz5TLdSA?si=f1RlxmGMhozNZX3z

Simran Kaur: https://youtu.be/N9db5YdH7rA?si=zszTgQQmV_8E5-YJ

Jason Mahendran: https://youtu.be/bK7Ak3TZfXs?si=eXwgTUgFaYCE2GAC

Vivian Tu: https://youtu.be/dLG1LI_7eSA?si=AcsyDievAofLYwS6

Robin Sharma: https://youtu.be/TjqPBMidZAI?si=YDs8HGBU8JV6Oo_s

CHAPTERS

0:00 Introduction & Sponsor

1:39 What even is money?

3:34 Why can't we print more money?

5:49 Is it better to save or make money?

8:18 The 50:30:20 payday routine

9:22 How can I tackle my debt?

13:28 How to learn about markets

17:52 Getting investment for a company

21:15 Tradwife movement & finances

22:22 Why you should get a prenup

27:50 The 8 forms of wealth

MY LINKS: https://gracebeverley.komi.io/

Hosted on Acast. See acast.com/privacy for more information.

Previous Episode

Ep.126 How To Reset Your Routine To Be 'High Maintenance To Be Low Maintenance' with Siff Haider

Siff Haider was fed up with the lack of problem-specific supplements on the market, had an idea that would solve the problem, spent her wedding savings on making it happen, made $1 million dollars in her first year, and has now seen the business grow 10 fold.

But I’ll be honest, this isn’t just an episode about Siff’s business journey. A few months ago I became obsessed with her tiktoks on the high maintenance rules she lives by to stay low maintenance, the routines she swears by, the hot girl habits she sticks to - and so this is genuinely a case of me inviting Siff on to have a chat all about exactly that. I joked the other day in my vlog that my 2025 aim is to get hot, in all senses of the word, and if that’s something you want to do this year too - this episode is genuinely a great starting point.

Disclaimer: Grace mentions Skin & Me in this episode, although Grace has worked with Skin & Me in a paid capacity, this is not a paid for advertisement!

CHAPTERS

0:00 Intro

2:57 Working hard or hardly working?

5:03 Siff's non negotiables

11:26 How to overcome resistance

14:35 Her journaling practice

16:56 Her business

21:50 Wedding money as investment?

24:34 Anger towards women's healthcare

28:02 Grace's crazy pcos story

33:00 A day in Siff's life

41:37 high maintenance to be low maintenance

47:16 Internalised misogyny & beauty

52:00 How to find a hobby

57:16 How to glow up on a budget

59:40 How to keep it maintainable

1:02:30 Is mouth tape worth it?

1:05:38 What glow up tips aren't worth it?

1:09:54 Best advice she's recieved

SIFF HAIDER

Instagram: https://www.instagram.com/siffhaider/?hl=en

Arrae: https://www.arrae.com/

MY LINKS: https://gracebeverley.komi.io/

Hosted on Acast. See acast.com/privacy for more information.

Next Episode

Ep.128 Everything I Wish I Knew When I Was Starting A Business (From World-Renowned Founders of Whoop, Refy, Odd Muse etc)

This week’s episode might be the one i’ve spent the most time thinking & planning ever. When i asked after our last compilation episode which ones you guys wanted, so many asked for a compilation of the best business advice from the over 120 episodes of this podcast.

Now let me tell you that was a huge task, because when you’ve spent the last 5 years finding your favourite founders to speak to, choosing is like choosing between your dogs (or at least for me it is).

So, if you have ever thought about running a business, you’ve just started one, you’ve been running one for a decade, or you’re just nosy about how to make loads of money working for yourself, you might enjoy the next hour, i really hope you do!

This episode is Sponsored by XTB

Download XTB today to start making your money work for you: https://link-pso.xtb.com/pso/tWvLH

EPISODES INCLUDED

Rokeya Khanum: https://youtu.be/st_BtAbmRZo?si=z-IF9EP5FL6UgCct

Cass DiMicco: https://youtu.be/YYxru2JkIGc?si=vA6g-7KvmRtdcrZ1

Nicola Kilner: https://youtu.be/0nrLsN6ktzU?si=c65rdkxmFNGFnXQ0

Candace Nelson: https://youtu.be/IpneF5M49rc?si=Es7TViWYRhU9y31X

Aimee Smale: https://youtu.be/rtwMU63Q-kI?si=B-PNsdn-Sp7nAc7q

Jess Hunt: https://youtu.be/bBwNrQdCy-w?si=vNHJUyVOjWr3H-CM

Jenna Meek: https://youtu.be/fAwsQ7UqOCc?si=VNwNCNG1AbihOCD7

Jordan Brompton: https://youtu.be/wL3XvRIj3ks?si=s-Xf4KjCpTpn-LtG

Will Stirrup: https://youtu.be/1xg7vVGJNNI?si=ieFf69WrY-IntgLM

Will Ahmed: https://youtu.be/5QCjjcUXmls?si=HiNlrOQ6pPQsaleD

Jen Atkin: https://youtu.be/SoUbuEwLFy8?si=0QNW9jblEqKQ6Srk

Debbie Wosskow: https://youtu.be/FwZQA7GJZTY?si=QmThVYCe8noWSQmf

You can find out more about The Business Method, and use the code WORKINGHARD for you discount, here: https://productivitymethod.com/pages/the-business-method?srsltid=AfmBOorgBoplJiD4rXU6h0HYTcr9W922KXyqa3WbpvPajMVn2VJ9oYcQ

CHAPTERS

0:00 Introduction & Sponsor

1:10 Rokeya & Cass: starting with a Google search

7:34 Nicola Kilner: constantly iterating

12:39 Candace Nelson: product as marketing

15:26 Aimee Smale: business models

20:39 Refy's Jenna & Jess: Viral Marketing

25:31 Jordan Brompton: Scaling

30:40 Will Stirrup: Hiring & Glamorisation

37:10 Will Ahmed: Making Key Decisions

42:25 Jen Atkin: Re-strategizing

46:20 Debbie Wosskow: Selling