202: The Art of Splurging with Michela Allocca from Break Your Budget

06/03/25 • 55 min

You’ve heard the warnings about overspending. But what if the real block to your wealth is... not spending enough? In this episode, I’m joined by Michela Allocca, the founder of Break Your Budget, to explore something rarely talked about in the financial world: the art of splurging.

We dive deep into how spending more in the areas that light you up and less in the ones that you don’t isn't reckless, it's strategic.

Inside the episode with Michela, we cover:

How she shifted from chronic underspending to a relationship with money rooted in trust, pleasure, and abundance.
Why underspending can be just as damaging as overspending—and how both come from the same scarcity-driven patterns.
The mindset behind intentional splurging—and how to decide where your money creates the most value and joy.
A behind-the-scenes look at Michela’s real-life “splurge strategy,” including where she spends with intention and where she consciously saves.

If you’ve ever felt guilty for spending—or afraid to enjoy the money you work hard for—this episode will reframe everything.

All of Michela's information can be found in the shownotes below. Enjoy! Connect and Work with Michela:

Her Website Listen to her Podcast: Don't Depend on Daddy Buy A Copy of Her Book: Own Your Money Buy A Copy of Her Book: Own Your Career Where to Follow Michela: YouTube | Instagram | TikTok Listen to my appearance on Michela's podcast where we chat all about overcoming overspending

We dive deep into how spending more in the areas that light you up and less in the ones that you don’t isn't reckless, it's strategic.

Inside the episode with Michela, we cover:

How she shifted from chronic underspending to a relationship with money rooted in trust, pleasure, and abundance.
Why underspending can be just as damaging as overspending—and how both come from the same scarcity-driven patterns.
The mindset behind intentional splurging—and how to decide where your money creates the most value and joy.
A behind-the-scenes look at Michela’s real-life “splurge strategy,” including where she spends with intention and where she consciously saves.

If you’ve ever felt guilty for spending—or afraid to enjoy the money you work hard for—this episode will reframe everything.

All of Michela's information can be found in the shownotes below. Enjoy! Connect and Work with Michela:

Previous Episode

201: Ditch your Debt without Drama with Debt Expert Leslie Tayne, Esq.

If you’ve been carrying the weight of debt—quietly, shamefully, and alone—this episode is your invitation to lay it down and start fresh.

In this detailed and empowering conversation, I sit down with Leslie Tayne, an attorney and the auhtor of Life & Debt. Leslie has spent over 20 years helping people shift their mindset around debt and she believes debt doesn’t have to be a source of shame but something we can manage with confidence.

Together, we unpack the truth about debt—not as a moral failure, but as a solvable piece of your wealth-building journey.

Inside the episode, we explore:

How to shift from avoidance and anxiety into acceptance and clear action
Why the path to debt freedom isn’t one-size-fits-all—and how to find what actually works for you
The first small but powerful steps you can take to stop spiraling and start stabilizing
The biggest debt mistakes high-achieving women make (and what to do instead)
A real conversation on credit cards: perks, points, and whether they’re worth the cost
The do’s and don’ts of debt settlement (including red flags and realities)
How to know when it’s time to bring in professional support—and who you can actually trust

Whether your debt feels like a dull background hum or a daily panic, this episode will leave you feeling seen, equipped, and grounded in your power.

All of Leslie's information can be found in the shownotes below. Enjoy! Connect and Work with Leslie:

Her Website Buy A Copy of Her Book: Life & Debt Where to Follow Leslie: Facebook | Instagram | TikTok