#113. What you shouldn't do when interest rates rise.

05/31/22 • 58 min

Most advice for dealing with rising interest rates doesn't work after the fact.
All the advice of what to do during rising interest rates only applies if you went back in time and knew interest rates were going to rise in the future. Once they have already risen, there is not much you can do. But Aaron and Trishul discuss some of the things you could have done if you were able to predict the future.
MMS #61. The market's at an all-time high (again!).
CNN: How to benefit from rising interest rates.
Interest Rates are Rising Globally
Fed Raised Interest Rates
Fed Funds Rate History: Highs and Lows
US Treasury Yield Curve
BND - Vanguard Total Bond Market ETF
Interest Rate Sensitivity
Mortgage Rates

Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Bay Area Financial Planner with GraystoneAdvisor.com, and Trishul is an East Coast Wealth Manager (InvestingForever.com). MindMoneySpectrum.com and YouTube.

Previous Episode

#112. Here's why you need to spend more.

Being intentional with spending and saving can reduce stress and increase happiness.
If you are on track to be financially independent, when is it ok to spend more? If you are saving well and your income keeps growing, do you scale back or use your extra to move beyond basic needs? After you are earning enough to cover regular spending and saving, it becomes an intentional life decision of what you do with your extra income? Do you maintain the same expenses and pursue FIRE? Do you become a one-income household? Do you design your career with your life in mind? As you move from stability to flexibility, it becomes more important to be intentional with your life decisions first, then make sure your finances are supporting your ideal life.
MMS #3. Does money buy happiness?
MMS #6. The difference between well-being and happiness
MMS #7. The impact of friends, family, and communities
MMS #18. Why happiness is not the answer to your problems.
7 Stages to Financial Freedom
Rich Dad Poor Dad
Hedonic Treadmill
Reddit FIRE
Happy Money

Next Episode

#114. The hidden dangers of Doomscrolling.

With social media, it takes practice to fight the default doomscrolling behavior.
In this episode, Trishul and Aaron examine their own behaviors when it comes to social media and how it continually elicits negative emotions. Social media engines feed more negative items because these drive greater interaction across society. They discuss the balance between 'ignorance is bliss' and being an informed voter. With so much noise in the world, it takes work to create filters and you need to practice the process of curation.
Doomscrolling
Tang ping
BBC: Doomscrolling
Echo Chamber