The Mind Money Spectrum Podcast
Aaron Agte and Trishul Patel
Graystone Advisor, LLC is a registered investment adviser offering advisory services in the State of California and in other jurisdictions where exempt from registration.
Investing Forever LLC (d/b/a, Investing Forever Advisory) is a registered investment adviser offering advisory services in the State of Florida and in other jurisdictions where exempted.
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Top 10 The Mind Money Spectrum Podcast Episodes
Goodpods has curated a list of the 10 best The Mind Money Spectrum Podcast episodes, ranked by the number of listens and likes each episode have garnered from our listeners. If you are listening to The Mind Money Spectrum Podcast for the first time, there's no better place to start than with one of these standout episodes. If you are a fan of the show, vote for your favorite The Mind Money Spectrum Podcast episode by adding your comments to the episode page.
#23. Molly Laughter: How to conquer debt and still get ahead.
The Mind Money Spectrum Podcast
05/19/20 • 50 min
In this episode, Aaron and Trishul introduce Molly Laughter, a wealth manager from Dallas, Texas. She discusses her history with student debt and how she and her husband paid off about a quarter million in student loans in 6 years. They were even able to consistently increase savings every year to save for a house. Molly then discusses the value of automation, but she also exposes the flip side dangers of wasteful subscriptions and mindless spending. By tracking your spending, you can determine if your money aligns with your goals and your happiness. In the end, Molly reinforces the message that big, immediate changes may be too drastic to stick to, but small incremental changes over time can be more powerful.
Episode References
The Automatic Millionaire by Bach
Mint - Online Budgeting
YNAB - Online Budgeting
Laughter Financial Website
Molly's Blog
Podcast Description
Welcome to The Mind Money Spectrum Podcast where your hosts Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Financial Planner from the Bay Area, and Trishul is a Wealth Manager on the East Coast. For more information about Aaron, check out GraystoneAdvisor.com. And for more information on Trishul check out InvestingForever.com. We thank you all for listening, and stay tuned for our latest episode on our website, MindMoneySpectrum.com.
Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Bay Area Financial Planner with GraystoneAdvisor.com, and Trishul is an East Coast Wealth Manager (InvestingForever.com). MindMoneySpectrum.com and YouTube.
#113. What you shouldn't do when interest rates rise.
The Mind Money Spectrum Podcast
05/31/22 • 58 min
Most advice for dealing with rising interest rates doesn't work after the fact.
All the advice of what to do during rising interest rates only applies if you went back in time and knew interest rates were going to rise in the future. Once they have already risen, there is not much you can do. But Aaron and Trishul discuss some of the things you could have done if you were able to predict the future.
MMS #61. The market's at an all-time high (again!).
CNN: How to benefit from rising interest rates.
Interest Rates are Rising Globally
Fed Raised Interest Rates
Fed Funds Rate History: Highs and Lows
US Treasury Yield Curve
BND - Vanguard Total Bond Market ETF
Interest Rate Sensitivity
Mortgage Rates
Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Bay Area Financial Planner with GraystoneAdvisor.com, and Trishul is an East Coast Wealth Manager (InvestingForever.com). MindMoneySpectrum.com and YouTube.
#123. I, for one, welcome our new AI robot overlords.
The Mind Money Spectrum Podcast
03/21/23 • 62 min
What happens after AI replaces labor?
In this episode, Trishul and Aaron imagine what happens when robots and AI put everyone out of a job. What careers could still exist? Does everyone get custom computer-generated content? If wealth inequality continues on an exponential path, what will the median household do? If the costs of everything in life are driven to a de minimis level, do most people even need jobs? If not, how do they spend their time?
Episode References
AI Copywriter
Wealth Inequality in America
Trends in Income and Wealth Inequality
U.S. Wealth Distribution Over Time
(Graph error; total wealth in Trillions, not Billions)
AI reading X-rays
Music AI
Exams Passed by ChatGPT
AI Makes Basic Coding Obsolete
ChatGPT FAQ
Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Bay Area Financial Planner with GraystoneAdvisor.com, and Trishul is an East Coast Wealth Manager (InvestingForever.com). MindMoneySpectrum.com and YouTube.
#128. The mutual fund industry is changing. Here's how.
The Mind Money Spectrum Podcast
08/15/23 • 79 min
Understanding mutual fund share classes helps transparency in financial services.
In this episode, Trishul and Aaron discuss mutual fund shares classes and the evolution of mutual funds over the last forty years. They describe how stock brokers transitioned to financial advisors and how the Internet improved investor education. Consumer demand and aligned incentives fostered the rise of fee-only investment advisers more than regulatory requirements. ETFs are not necessarily better than mutual funds if you understand how they work and where they came from.
Episode References
MMS #11. In the active vs. passive debate, fees and taxes matter more than trying to identify alpha
MMS #90. What you need to know about advisory fees.
Investing Forever - Active vs Passive
Vanguard Share Classes
Invesco S&P 500 Index A (passive mutual fund)
John Bogle (Vanguard Founder)
American Funds Growth Fund of Amer A
Vanguard S&P 500 Mutual Fund
Vanguard S&P 500 ETF
Vanguard Total Stock Market Index Fund
Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Bay Area Financial Planner with GraystoneAdvisor.com, and Trishul is an East Coast Wealth Manager (InvestingForever.com). MindMoneySpectrum.com and YouTube.
#83. Here's why commodities are an overrated investment.
The Mind Money Spectrum Podcast
07/13/21 • 51 min
Commodities probably don't help your portfolio the way you think they do.
In this episode, Trishul and Aaron discuss how commodities may fit into an asset allocation. In theory, gold, oil, and even corn can be a store of value and provide opportunities for speculation. And with futures and the magic of margin leverage, it's possible to amplify returns. Further, according to asset allocation research, securities with low correlations and positive expectations can even improve overall risk-adjusted returns. Nevertheless, can we safely assume that commodities will generate positive inflation-adjusted returns in the future?
Episode References
Tax Efficient Way to Own Gold
SEC vs CFTC
Derivative Contract Markets
Futures
Short Futures
Taxes on Commodities
Commodity Trading Advisor (CTA)
Podcast Description
Welcome to The Mind Money Spectrum Podcast where your hosts Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Financial Planner from the Bay Area, and Trishul is a Wealth Manager on the East Coast. For more information about Aaron, check out GraystoneAdvisor.com. And for more information on Trishul check out InvestingForever.com. We thank you all for listening, and stay tuned for our latest episode on our website, MindMoneySpectrum.com.
Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Bay Area Financial Planner with GraystoneAdvisor.com, and Trishul is an East Coast Wealth Manager (InvestingForever.com). MindMoneySpectrum.com and YouTube.
#75. How credible are the purported benefits of financial advice?
The Mind Money Spectrum Podcast
05/18/21 • 76 min
Methodology on studies on the tangible and intangible benefits of working with a financial advisor.
In this episode, Aaron and Trishul examine research that tries to quantify the value of financial advice. High client retention rates imply that clients are happy. But how do you measure the value of advice? Past studies may have overstated the behavior gap. But recent studies provide additional insights beyond this singular metric. So don't forget about asset allocation, rebalancing, asset location, and tax-efficient investing. And beyond investing, perhaps it's the benefits from sound financial planning that make the biggest impact on happiness and well-being.
Episode References
Investing Forever - The Three Key Benefits of Sound Financial Advice
Investing Forever - The World's Most Expensive Hobby
Vanguard: Advisor's Alpha
Kitces: DALBAR study overstates behavior gap
A Simple Explanation for DALBAR's misleading results
Do Knowledgeable Investors Need a Financial Advisor?
Average Stock Holding Period on NYSEPodcast Description
Welcome to The Mind Money Spectrum Podcast where your hosts Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Financial Planner from the Bay Area, and Trishul is a Wealth Manager on the East Coast. For more information about Aaron, check out GraystoneAdvisor.com. And for more information on Trishul check out InvestingForever.com. We thank you all for listening, and stay tuned for our latest episode on our website, MindMoneySpectrum.com.
Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Bay Area Financial Planner with GraystoneAdvisor.com, and Trishul is an East Coast Wealth Manager (InvestingForever.com). MindMoneySpectrum.com and YouTube.
#136. David Shapiro: How can we prepare for the Fourth Industrial Revolution?
The Mind Money Spectrum Podcast
04/17/24 • 85 min
Bring on 80% unemployment!
In this episode, David Shapiro joins Trishul and Aaron to discuss AI and the Fourth Industrial Revolution. Where are we now with technology and society, and where are we going? What is the future of AI at the individual, corporate, and state levels? How does AI affect different jobs? How does AI interact with capitalism in America? If 80% of society is unemployed, how do individuals and society thrive?
Episode References
David Shapiro YouTube
MMS #135. Aaron and Trishul discover the meaning of life.
MMS #131. We don't need no education.
MMS #121. The robots are here! Now what?
MMS #122. The robots are here! Seriously, now what!?
MMS #123. I, for one, welcome our new AI robot overlords.
MMS #126. The robots are here! Are humans finished?
MMS #27. Can a Universal Basic Income really pay for itself?
Ikigai
Perplexity
Self-Determination Theory
Living Deliberately
Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Bay Area Financial Planner with GraystoneAdvisor.com, and Trishul is an East Coast Wealth Manager (InvestingForever.com). MindMoneySpectrum.com and YouTube.
#55. Keep these tips in mind for a worry-free New Year's Eve.
The Mind Money Spectrum Podcast
12/29/20 • 35 min
In this episode, Aaron and Trishul reflect on past New Year's Eve celebrations, from staying up until midnight as a child to partying as an adult. But now that they have young kids, New Year's Eve is much tamer. Living on the West Coast, Aaron appreciates celebrating at midnight Eastern Time so he can get to bed at a reasonable hour. Given COVID-19 concerns, this year most households likely will "party" the same way as parents with young kids do; by staying home. Even so, there is one thing that we can all get excited about--it is that 2020 is officially over.
Episode References
MMS #24. Always shop around for insurance, and above all avoid these common traps.
New Year's Eve Safety Tips
Eastern Time vs Pacific Time
Walking Drunk
Year End Charts
Podcast Description
Welcome to The Mind Money Spectrum Podcast where your hosts Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Financial Planner from the Bay Area, and Trishul is a Wealth Manager on the East Coast. For more information about Aaron, check out GraystoneAdvisor.com. And for more information on Trishul check out InvestingForever.com. We thank you all for listening, and stay tuned for our latest episode on our website, MindMoneySpectrum.com.
Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Bay Area Financial Planner with GraystoneAdvisor.com, and Trishul is an East Coast Wealth Manager (InvestingForever.com). MindMoneySpectrum.com and YouTube.
#39. Can surpassing the five stages of grief help you to conquer the pandemic?
The Mind Money Spectrum Podcast
09/08/20 • 50 min
When everything shut down in March due to the COVID-19 pandemic, most people were able to hunker down to get through an acutely stressful period. But as this pandemic became an ongoing, chronic concern, we now understand that new coping mechanisms are essential. To move forward, it may even help to reflect on the five stages of grief; denial, anger, bargaining, depression, and acceptance. In this episode, Trishul and Aaron discuss how their feelings have changed over the last few months and some of the ways they are trying to keep at it one day at a time.
Episode References
MMS #37. How to get rich and never pay a dollar in taxes.
Investing Forever - Coronavirus: What Do We Know Now?
FlowFP - Thriving in the time of COVID
Older Adults with Existing Depression Show Resilience During the Pandemic
Americans Are Stressed Out According to Gallup Poll
Why the Coronavirus Is Leading So Many Couples to Divorce
List of Ongoing Armed Conflicts
The 5 Stages of Loss and Grief
Coronavirus and the Pandemic: Social Distancing for 18 Months
Exercise as a Depression Treatment
Podcast Description
Welcome to The Mind Money Spectrum Podcast where your hosts Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Financial Planner from the Bay Area, and Trishul is a Wealth Manager on the East Coast. For more information about Aaron, check out GraystoneAdvisor.com. And for more information on Trishul check out InvestingForever.com. We thank you all for listening, and stay tuned for our latest episode on our website, MindMoneySpectrum.com.
Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Bay Area Financial Planner with GraystoneAdvisor.com, and Trishul is an East Coast Wealth Manager (InvestingForever.com). MindMoneySpectrum.com and YouTube.
#51. How to make your New Year's resolutions a reality.
The Mind Money Spectrum Podcast
12/01/20 • 54 min
In this episode, Aaron and Trishul discuss New Year's resolutions. Well, not exactly. They relate how self-improvement doesn't need to coincide with an arbitrary date. They then go over different strategies to help nudge you towards sustainable habits, such as focusing on small incremental improvements and compounding, tracking your progress, and giving yourself eight times longer to accomplish a goal. Success has more to do with discipline than motivation. So once you've made the commitment, keep at it just for the sake of doing it. After eight years, you will look up and be impressed by the progress you have made.
Episode References
MMS #17. How to take advantage of your lazy brain.
New Year's Resolution
Tips for Keeping New Year's Resolutions
New Year's Resolution Ideas
Train the Brain
College students not getting enough sleep
Sleep Hygiene
Outdoors
Compound Interest
Podcast Description
Welcome to The Mind Money Spectrum Podcast where your hosts Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Financial Planner from the Bay Area, and Trishul is a Wealth Manager on the East Coast. For more information about Aaron, check out GraystoneAdvisor.com. And for more information on Trishul check out InvestingForever.com. We thank you all for listening, and stay tuned for our latest episode on our website, MindMoneySpectrum.com.
Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Bay Area Financial Planner with GraystoneAdvisor.com, and Trishul is an East Coast Wealth Manager (InvestingForever.com). MindMoneySpectrum.com and YouTube.
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FAQ
How many episodes does The Mind Money Spectrum Podcast have?
The Mind Money Spectrum Podcast currently has 142 episodes available.
What topics does The Mind Money Spectrum Podcast cover?
The podcast is about Financial Planning, Retirement, Insurance, Wealth, Investing, Portfolio, Risk, Podcasts, Business, Planning, Stocks and Careers.
What is the most popular episode on The Mind Money Spectrum Podcast?
The episode title '#118. Is now the right time for solar?' is the most popular.
What is the average episode length on The Mind Money Spectrum Podcast?
The average episode length on The Mind Money Spectrum Podcast is 58 minutes.
How often are episodes of The Mind Money Spectrum Podcast released?
Episodes of The Mind Money Spectrum Podcast are typically released every 7 days.
When was the first episode of The Mind Money Spectrum Podcast?
The first episode of The Mind Money Spectrum Podcast was released on Dec 17, 2019.
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