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The Grit and Grow Podcast - How to IMPROVE your credit score FAST!

How to IMPROVE your credit score FAST!

09/06/22 • 44 min

The Grit and Grow Podcast

We've all have struggled with credit at one point or another. Do you know what affects your credit score? How credit works? What makes your score go down? What NOT to do? Why your Credit Karma score is not always accurate? On this episode we welcome Fernando Acosta, Founder and President of Ascender Credit Services, a full-service credit repair and long-term credit health specialist, to enlighten, inform, and entertain us with the Do's and Don'ts of credit. We give you our top 3 tips for short-term, fast credit score improvement, and our top tips for long-term credit health AND why it matters!!

Episode 18 is now available on Spotify, iTunes, Audible, YouTube, and everywhere else you listen to your favorite podcasts. Thank you for listening and watching!

Part 1: Fernando and Ascender Credit Services
Part 2: Tips for raising your credit score fast
Part 3: Long-term credit health strategies and why it matters!

If you are need of credit repair, need advice for how to get out of debt, or just need some guidance for improving your overall credit health, visit www.ascendercredit.com today!

Stay tuned as we welcome influential guests with inspiring, informative, and entertaining conversations with a variety of experts in and around the real estate industry. It's the Jay and Brian Show- the fastest growing real estate financing podcast in America!

Follow us: Instagram - Jay and Brian Show: @jayandbrianshow https://www.instagram.com/jayandbrianshow
Instagram - Brian: @theivy5 https://www.instagram.com/thebrianiverson
Instagram - Jay: @_jayerickson https://www.instagram.com/_jayerickson
Facebook - Jay and Brian Show: https://www.facebook.com/jayandbrianshow
Facebook - Brian: https://www.facebook.com/mbacat07
Facebook - Jay: https://www.facebook.com/jay.erickson.90 LinkedIn -
Brian: https://www.linkedin.com/in/brianiverson
LinkedIn - Jay: www.linkedin.com/in/jayericksonpeoplesmortgage
Twitter - Brian: @azmortgageguy1 https://www.twitter.com/azmortgageguy1
Twitter - Jay: @_jayerickson https://www.twitter.com/_jayerickson

Thinking about purchasing or refinancing your home? Visit www.mycitylender.com today to connect with us and get started on your pathway to home ownership and financial success through real estate.

Podcast Cameras and Equipment: Camera: Samsung Galaxy S22 Ultra Microphones: Shure SM7B Audio Recording: Zoom P4 Lighting: Neewer 2 Bi-color 660 LED Video Lights and Stand Kit (x3) Video/Audio Editing & Post-Production: Cyberlink Power Director 365

LO Licensing (BRIAN): AZ LO-0924243 NMLS ID:1069978 LO Licensing (JAY): AZ LO-0911512/NMLS-162250 | Company Licensing: AZ MB-1036604/NMLS-2344442 | Equal Housing Lender | 2250 E Germann Road, Suite 12, Chandler, AZ 85286 | (480) 945-4545

🔔 Subscribe to our podcast and channel on YouTube 👇 https://www.youtube.com/@MyCityLenderTV?sub_confirmation=1
Follow The Grit and Grow Podcast on Social Media:
https://linkin.bio/gritandgrowpodcast
Thinking about purchasing or refinancing your home? For sound mortgage advice visit www.mycitylender.com or call 480-945-4545 today to connect with an experienced loan advisor!
LO Licensing (BRIAN): AZ LO-0924243 NMLS ID:1069978 LO Licensing (JAY): AZ LO-0911512/NMLS-162250 | Company Licensing: AZ MB-1036604/NMLS-2344442 | Equal Housing Lender
2250 E. Germann Road, Suite 12, Chandler, AZ 85286 | (480) 945-4545

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We've all have struggled with credit at one point or another. Do you know what affects your credit score? How credit works? What makes your score go down? What NOT to do? Why your Credit Karma score is not always accurate? On this episode we welcome Fernando Acosta, Founder and President of Ascender Credit Services, a full-service credit repair and long-term credit health specialist, to enlighten, inform, and entertain us with the Do's and Don'ts of credit. We give you our top 3 tips for short-term, fast credit score improvement, and our top tips for long-term credit health AND why it matters!!

Episode 18 is now available on Spotify, iTunes, Audible, YouTube, and everywhere else you listen to your favorite podcasts. Thank you for listening and watching!

Part 1: Fernando and Ascender Credit Services
Part 2: Tips for raising your credit score fast
Part 3: Long-term credit health strategies and why it matters!

If you are need of credit repair, need advice for how to get out of debt, or just need some guidance for improving your overall credit health, visit www.ascendercredit.com today!

Stay tuned as we welcome influential guests with inspiring, informative, and entertaining conversations with a variety of experts in and around the real estate industry. It's the Jay and Brian Show- the fastest growing real estate financing podcast in America!

Follow us: Instagram - Jay and Brian Show: @jayandbrianshow https://www.instagram.com/jayandbrianshow
Instagram - Brian: @theivy5 https://www.instagram.com/thebrianiverson
Instagram - Jay: @_jayerickson https://www.instagram.com/_jayerickson
Facebook - Jay and Brian Show: https://www.facebook.com/jayandbrianshow
Facebook - Brian: https://www.facebook.com/mbacat07
Facebook - Jay: https://www.facebook.com/jay.erickson.90 LinkedIn -
Brian: https://www.linkedin.com/in/brianiverson
LinkedIn - Jay: www.linkedin.com/in/jayericksonpeoplesmortgage
Twitter - Brian: @azmortgageguy1 https://www.twitter.com/azmortgageguy1
Twitter - Jay: @_jayerickson https://www.twitter.com/_jayerickson

Thinking about purchasing or refinancing your home? Visit www.mycitylender.com today to connect with us and get started on your pathway to home ownership and financial success through real estate.

Podcast Cameras and Equipment: Camera: Samsung Galaxy S22 Ultra Microphones: Shure SM7B Audio Recording: Zoom P4 Lighting: Neewer 2 Bi-color 660 LED Video Lights and Stand Kit (x3) Video/Audio Editing & Post-Production: Cyberlink Power Director 365

LO Licensing (BRIAN): AZ LO-0924243 NMLS ID:1069978 LO Licensing (JAY): AZ LO-0911512/NMLS-162250 | Company Licensing: AZ MB-1036604/NMLS-2344442 | Equal Housing Lender | 2250 E Germann Road, Suite 12, Chandler, AZ 85286 | (480) 945-4545

🔔 Subscribe to our podcast and channel on YouTube 👇 https://www.youtube.com/@MyCityLenderTV?sub_confirmation=1
Follow The Grit and Grow Podcast on Social Media:
https://linkin.bio/gritandgrowpodcast
Thinking about purchasing or refinancing your home? For sound mortgage advice visit www.mycitylender.com or call 480-945-4545 today to connect with an experienced loan advisor!
LO Licensing (BRIAN): AZ LO-0924243 NMLS ID:1069978 LO Licensing (JAY): AZ LO-0911512/NMLS-162250 | Company Licensing: AZ MB-1036604/NMLS-2344442 | Equal Housing Lender
2250 E. Germann Road, Suite 12, Chandler, AZ 85286 | (480) 945-4545

Previous Episode

undefined - How to get started as a REAL ESTATE Agent

How to get started as a REAL ESTATE Agent

You may not know who he is yet, but you will! Join us as we talk about grit, resilience, mindset, and commitment with 23-year-old, distance runner and new Real Estate Agent, Chris D’Angelo. It’s rare in this day to find a young man who has discovered his talent AND who has the foresight to know that he must continue working hard to improve his skills and talents to find success. You’ll want your high schooler or college student to listen to this podcast and hear from a peer of their generation who is on the right track!

Special thank you to Leslie Sonnier and Reveille Schaeffer at Rebl Rentals and Stay Sonnier Realty for supporting our conversation with Chris and to T.W. Lewis whose book “Solid Ground” (2020) inspired the basis for our great conversation with Chris. Neither are paid sponsorships.

Episode 17 is now available on Spotify, iTunes, Audible, YouTube, and everywhere else you listen to your favorite podcasts. Thank you for listening and watching!

Podcast Chapters:

1: Who is Chris?
2: Real Estate and the Vacation Rental Industry
3: Grit, Mindset, and Resilience

Stay tuned as we build our listening audience with inspiring, informative, and entertaining conversations with a variety of experts in and around the real estate industry. It's the Jay and Brian Show- the fastest growing real estate financing podcast in America!

Follow us:

Instagram - Jay and Brian Show: @jayandbrianshow https://www.instagram.com/jayandbrianshow
Instagram - Brian: @theivy5 https://www.instagram.com/thebrianiverson
Instagram - Jay: @_jayerickson https://www.instagram.com/_jayerickson
Facebook - Jay and Brian Show: https://www.facebook.com/jayandbrianshow
Facebook - Brian: https://www.facebook.com/mbacat07
Facebook - Jay: https://www.facebook.com/jay.erickson.90
LinkedIn - Brian: https://www.linkedin.com/in/brianiverson
LinkedIn - Jay: www.linkedin.com/in/jayericksonpeoplesmortgage
Twitter - Brian: @azmortgageguy1 https://www.twitter.com/azmortgageguy1
Twitter - Jay: @_jayerickson https://www.twitter.com/_jayerickson
Thinking about purchasing or refinancing your home? Visit www.mycitylender.com today to connect with us and get started on your pathway to home ownership and financial success.

Podcast Cameras and Equipment:

Camera: Samsung Galaxy S22 Ultra
Microphones: Shure SM7B
Audio Recording: Zoom P4
Lighting: Neewer 2 Bi-color 660 LED Video Lights and Stand Kit (x3)
Video/Audio Editing & Post-Production: Cyberlink Power Director 365
LO Licensing (BRIAN): AZ LO-0924243 NMLS ID:1069978 LO Licensing (JAY): AZ LO-0911512/NMLS-162250 | Company Licensing: AZ MB-1036604/NMLS-2344442 | Equal Housing Lender 2250 E Germann Road, Suite 12, Chandler, AZ 85286 | (480) 945-4545

🔔 Subscribe to our podcast and channel on YouTube 👇 https://www.youtube.com/@MyCityLenderTV?sub_confirmation=1
Follow The Grit and Grow Podcast on Social Media:
https://linkin.bio/gritandgrowpodcast
Thinking about purchasing or refinancing your home? For sound mortgage advice visit www.mycitylender.com or call 480-945-4545 today to connect with an experienced loan advisor!
LO Licensing (BRIAN): AZ LO-0924243 NMLS ID:1069978 LO Licensing (JAY): AZ LO-0911512/NMLS-162250 | Company Licensing: AZ MB-1036604/NMLS-2344442 | Equal Housing Lender
2250 E. Germann Road, Suite 12, Chandler, AZ 85286 | (480) 945-4545

Next Episode

undefined - Is it a GOOD time to buy a home?

Is it a GOOD time to buy a home?

The short answer is yes, now is a very good time to be in the market to purchase a home. There's balance for the buyers again. You can take your time to find the right home, negotiate a good value, and you don't have put your earnest deposit at risk over the appraisal or inspection. It's been years since buyers were in charge! On top of this, you have great programs such as the temporary interest rate buy down (paid for by the seller) to bring your rate down considerably for the first 1-2 years to take a bite out of the higher interest rate market we are in at the moment. We cover a lot in just 25 minutes. Hope you enjoy and gain some valuable insight (and some hope) from our conversation!

Episode 19 is now available on Spotify, iTunes, Audible, YouTube, and everywhere else you listen to your favorite podcasts. Thank you for listening and watching!

Thinking about purchasing or refinancing your home? Visit www.mycitylender.com today to connect with us and get started on your pathway to home ownership and financial success through real estate.

Stay tuned as we welcome influential guests with inspiring, informative, and entertaining conversations with a variety of experts in and around the real estate industry. It's the Jay and Brian Show- the fastest growing real estate financing podcast in America!

Follow us: Instagram - Jay and Brian Show: @jayandbrianshow https://www.instagram.com/jayandbrianshow
Instagram - Brian: @theivy5 https://www.instagram.com/thebrianiverson
Instagram - Jay: @_jayerickson https://www.instagram.com/_jayerickson
Facebook - Jay and Brian Show: https://www.facebook.com/jayandbrianshow
Facebook - Brian: https://www.facebook.com/mbacat07
Facebook - Jay: https://www.facebook.com/jay.erickson.90
LinkedIn - Brian: https://www.linkedin.com/in/brianiverson
LinkedIn - Jay: www.linkedin.com/in/jayericksonpeoplesmortgage
Twitter - Brian: @azmortgageguy1 https://www.twitter.com/azmortgageguy1
Twitter - Jay: @_jayerickson https://www.twitter.com/_jayerickson
LO Licensing (BRIAN): AZ LO-0924243 NMLS ID:1069978 LO Licensing (JAY): AZ LO-0911512/NMLS-162250 | Company Licensing: AZ MB-1036604/NMLS-2344442 | Equal Housing Lender 2250 E Germann Road, Suite 12, Chandler, AZ 85286 | (480) 945-4545

🔔 Subscribe to our podcast and channel on YouTube 👇 https://www.youtube.com/@MyCityLenderTV?sub_confirmation=1
Follow The Grit and Grow Podcast on Social Media:
https://linkin.bio/gritandgrowpodcast
Thinking about purchasing or refinancing your home? For sound mortgage advice visit www.mycitylender.com or call 480-945-4545 today to connect with an experienced loan advisor!
LO Licensing (BRIAN): AZ LO-0924243 NMLS ID:1069978 LO Licensing (JAY): AZ LO-0911512/NMLS-162250 | Company Licensing: AZ MB-1036604/NMLS-2344442 | Equal Housing Lender
2250 E. Germann Road, Suite 12, Chandler, AZ 85286 | (480) 945-4545

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