Peace - Love - Joy - Hope

02/14/24 • 8 min

Peace - Love - Joy- Hope These are things we want for our kids and those whom we love most. Love is having a plan, when life doesn't go as planned, to not disrupt our family more than necessary. We need to plan for our future so we don't steal our kid's futures from them. Almost everyone who asks me about LTC planning does so as an act of love for their family. We don't want to burden our kids. We don't want to hurt or bankrupt our spouse. We want to live at home near our loved ones when long term care is needed. We don't want to force our kids into impossible decisions. Let's work together to show your family how much you care by showing them our futures are protected so their's will be, too. Schedule with me to build your LTC plan today

Previous Episode

Case Study - If she had an cash indemnity plan, it would be so much easier

Most of us want to stay home when long term care services are needed. Often, we can if we have a strong family support system. Sometimes, it's safer to move to assisted living for more hands-on assistance. Pathfinders Downsizing Solutions can help you resize your living arrangements when you move into a smaller space. Reimbursement LTC plans can't pay for a home care person to stay with us in a facility setting because the care licenses are different for each type of care. Cash indemnity plans pay cash, and you decide how and where you want to spend it. You can pay for your friend or home cre worker to sit with you at your assisted living home. Listen to how Margie's care needs could have been better met had she owned a cash idemnity plan. Schedule with me to begin designing your plan to protect your family, assets and choices when you need help living and getting through each day

Next Episode

What happens at claim time?

I have four clients opening LTC claims this week. Three are for memory care, and one is for hospice care for teminal cancer. All are women in their early 70s. I wish no one ever needed to use the LTC plans we've developed, but I am so glad that I have answers and can assist when their family memebers ask for help and guidance. All of these women were in great health when they bought their plans, most over 10 years ago and one in 2020. One claim was declined, and I'll share why in this episode. I brought in Amada Senior Care to help get thr decline overturned. Amada is a home care agency, and they are very detail oriented when helping people with claims, even if the claim is for care communities away from home. If you need help with LTC claim, reach out the them at If you need home care services, Amada's caregivers are top notch!!! When you're ready to design your LTC plan, schedule with me at and we'll get to work to protect you, your family, your savings, and your choices when care is needed.