Preparing For Tomorrow podcast

This week, Diane shares three things we need to consider if we are designing a long term care plan with multiple policies purchased over multiple years. Age, health and insurance industry and company changes could cause us to pay a lot more for coverage later. Or we may end up not eligible to buy additional coverage when we want to. However, if we absolutely have to build our plan in pieces, and if some event or industry change occurs that prevents us from doing so, at least we have some coverage in place that will help our family help us better. Starting early and having your benefits grow over time is a safer way to plan. Let me help you create meaningful benefits using the most efficient funding strategy. Ask me how at

A woman whom I've been encouraging to purchase LTC insurance over the last 2 years contacted me this week. She shared that she had a TIA (Transient Ischemic Attack) in December and wondered if that disqualifies her from buying a plan. This happens far too often. People explore LTC plannng options and then decide they want to wait to buy a plan for whatever reason they tell themselves is justifiable. Then a health concern shows up and limits options severely. This week, I'm sharing what different types of plan structures use to decide if we are an insurable risk. If you're considering ways to protect your family, savings and choices later life when you need help living, the time is now to put a plan in place. We need to move when we are the youngest and healthiest we will ever be. We don't know what tomorrow will bring. Don't make your family suffer because you don't believe you'll ever need help living through each day. Schedule with me to begin designing what could be the most important protection strategy for your family.

This week, Diane and her guest, Dean Lambert with the Love Always Project share how talking about uncomfortable end of life topics long before a need to talk occurs, it's better for the whole family. Dean shares how the Project helps us change thoughts of death and dying into thoughts of life and living. Share your comments and experiences at

This week, Sharon and her daughter Michelle want to know if there are any insurance options for a healthy 81 year old. Listen to Diane's reply and ask your questions so we can continue to help others learn how to Prepare For Tomorrow. Merry Christmas to you and all whom you hold dear in your hearts.

Peace - Love - Joy- Hope These are things we want for our kids and those whom we love most. Love is having a plan, when life doesn't go as planned, to not disrupt our family more than necessary. We need to plan for our future so we don't steal our kid's futures from them. Almost everyone who asks me about LTC planning does so as an act of love for their family. We don't want to burden our kids. We don't want to hurt or bankrupt our spouse. We want to live at home near our loved ones when long term care is needed. We don't want to force our kids into impossible decisions. Let's work together to show your family how much you care by showing them our futures are protected so their's will be, too. Schedule with me to build your LTC plan today