Interview: Dean Lambert with The Love Always Project

05/25/22 • 23 min

This week, Diane and her guest, Dean Lambert with the Love Always Project share how talking about uncomfortable end of life topics long before a need to talk occurs, it's better for the whole family. Dean shares how the Project helps us change thoughts of death and dying into thoughts of life and living. Share your comments and experiences at

Previous Episode

When should a 31 year old be adding LTC to their retirement plan?

This week, our 31 year old son asked when he should be adding LTC coverage to his retirement plan. Diane shares things to consider when planning to be sure you can both qualify and afford LTC insurance. 11 states are working on creating a mandatory LTC tax. As of today, it looks like the only way to avoid the tax is to not be working or to own your own private LTC plan. Washington state has already done this. The other states currently working on a tax plan are CA MI CO MO NY VT OR HI MN IL and NC. California is closest to a plan. If you're aleady considering LTC and live in one of these states, you need to move quickly. Contact me at [email protected]

Next Episode

Bonnie said "That's not enough!"

Bonnie bought LTC insurance over 20 years ago and thought it would be enough to cover her future needs. We discussed adding an inflation rider to keep up with costs, but she didn't want to pay the higher rate. Today, when she needs help with dementia, her plan will pay for 5 hours of home care a day. Compare that to my husband's mom's plan that paid for 10 hours per day and still wasn't as much as she wanted either. If you take anything from this episode, I hope it's "Don't skimp!" Your future self and your family need you to plan wisely. Thank you to my husband, Paul Stoddart, for recording, editing and creating the music for the podcast