Got Teens? Risk Management for New Drivers, College Students, and More

10/04/24 • 54 min

Barry Sokoloff, a seasoned expert in risk management and insurance, brings a wealth of knowledge and experience to the conversation, having started his career in 1994 and now leading Southeast Regional Personal Risk Practice for USI Insurance Services.

Barry highlights the importance of proactive measures, such as securing valuables, establishing parent-teen driving agreements, and understanding state-specific driving laws and insurance policies.

We'll also discuss the role of telematics in monitoring young drivers, the impact of advanced vehicle safety features on insurance rates, and strategies to manage rising auto insurance premiums. Barry will provide practical advice on ensuring comprehensive coverage while balancing costs, understanding parental liability, and preparing young drivers for independence.

Takeaways
1. Prioritize liability coverage to protect the family
2. Mitigate dorm risk
3. Manage insurance costs

Timestamps
00:00 Barry has been a risk manager since 1994.
04:14 Texas permits at 14; check your state's age.
06:35 Insurance requires listing household drivers 15+.
12:43 Parents worry about minor's driving; plan ahead.
15:58 Telematics app monitors driving, useful for parents.
17:49 Telematics could affect insurance premiums based on behavior.
22:17 Rising litigation, costly repairs, parts shortages, totaled cars.
23:55 Auto insurance for young adults is costly.
29:08 Clients mainly in suburbs; rural ZIP codes cheaper.
31:48 Vehicles titled to parents increase liability exposure.
34:55 HIPAA laws require advance permissions for medical decisions.
36:20 Having medical power of attorney is crucial.
40:05 University relocated students, remodeled dorm, avoided lawsuits.
44:47 Adult responsibility indicated by handling basic tasks.
47:53 Defensive driving requires early, serious training.
51:04 Claims in millions; operational knowledge challenges children.
52:42 Contact Barry or us for more information.

🔗 Connect with Barry Sokoloff:
Email: [email protected]

🔗 Connect with Jessica Anger and Carrie Wiesenfeld:
Instagram | [email protected]Soaring Hawk Life Coaching | Ocean Waves Parenting

Send us an email @ [email protected]

Barry highlights the importance of proactive measures, such as securing valuables, establishing parent-teen driving agreements, and understanding state-specific driving laws and insurance policies.

Takeaways
1. Prioritize liability coverage to protect the family
2. Mitigate dorm risk
3. Manage insurance costs

🔗 Connect with Barry Sokoloff:
Email: [email protected]

🔗 Connect with Jessica Anger and Carrie Wiesenfeld:
Instagram | [email protected]Soaring Hawk Life Coaching | Ocean Waves Parenting

Previous Episode

Paying It Forward: How Can You Help?

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There are many challenging times in our lives when we can the help from others is monumental. Instead of being someone who says, "Call me if you need help" be someone who says, "I'm free and here's how I can help!" Carrie and Jessica explore ways to help loved ones during the times they need you most: after a new baby is born, after surgery, dealing with a loss. Tune in to gain some perspective and some ideas on how you can help and begin to "pay it forward!"

🔗 Connect with Jessica Anger and Carrie Wiesenfeld:
Instagram | [email protected]Soaring Hawk Life Coaching | Ocean Waves Parenting

Next Episode

Supporting Teens through School Challenges ft. Dr. Debra Green and Dr. Jill Kristal

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Dr. Debra Green earned her PhD in School Psychology from NYU and is a certified school and licensed clinical psychologist in New York. She served as Chief Psychologist for the Pleasantville Union Free School District for over 20 years, retiring in 2018. With over 30 years in private practice, she has also been on the Board of the Westchester County Psychological Association and continues to supervise interns and early-career psychologists.

Dr. Jill Kristal is a clinical psychologist with over 30 years of experience in New York and London. She treats clients of all ages and has expertise in international relocation, creating game-based tools for families. Jill has worked with special needs children, co-authored a guide for Kimochis, and is trained in EMDR for PTSD. She leads the Westchester County Trauma Recovery Network, providing referrals for community members and first responders.

They explore the shortage of therapists in certain areas, the benefits of teletherapy, and the residual emotional impacts of missed milestones. The discussion also covers educational gaps, particularly for children with special needs, the importance of community support, and the evolving roles of parents, educators, and mental health professionals.

Takeaways

Recognize and Address "COVID Gaps"
Support childhood transition
Utilize online therapy options

Timestamps

00:00 Dr. Debra Green & Dr. Jill Kristal: Clinical Psychologist, International Experience.
05:40 Jill connects schools with psychologists and support.
06:32 Recent grads struggle with unmet job expectations.
11:06 Discussing major life and school transitions.
15:54 Listen to and support children's diverse interests.
18:53 Challenges with school refusal and attendance issues.
21:49 Parental involvement impacts a child's school attendance struggles.
24:55 Parents must recognize deeper reasons for noncompliance.
29:40 Online work enables effective global therapeutic treatments.
32:49 Kids express grief over missed opportunities, COVID.
36:12 Address COVID-related gaps; collaborate with educators.
39:02 Routine pediatric visits should include mental health checkups.
41:31 Emotional education in schools; WellCheck app helps.
44:34 Conversation's end: enlightening insights and contact information.

🔗 Connect with Dr. Debra Green & Dr. Jill Kristal

Email: [email protected] | [email protected]

Website: https://www.jillkristalphd.com/

🔗 Connect with Jessica Anger and Carrie Wiesenfeld:
Instagram | [email protected]Soaring Hawk Life Coaching | Ocean Waves Parenting