
BJ Goetz, Middletown Valley Bank (MD)
12/14/22 • 38 min
In episode #10, Vin and Zach dive into an engaging conversation with BJ Goetz, President & CEO of Middletown Valley Bank in Maryland. BJ discusses how a hyperfocus on customers drove the bank’s evolution from a $140 million rural institution into a publicly traded $900 million “technology company that handles people’s money” in just over a decade. He chronicles his journey from teller to Chief Executive Officer, his experiences delving into the capital markets, perspectives on value creation, and why mentoring associates is one of the things that excites him the most about moving into the bank’s next decade of growth.
For more insights and ideas, visit DCG at DarlingConsulting.com or follow us on LinkedIn.
In episode #10, Vin and Zach dive into an engaging conversation with BJ Goetz, President & CEO of Middletown Valley Bank in Maryland. BJ discusses how a hyperfocus on customers drove the bank’s evolution from a $140 million rural institution into a publicly traded $900 million “technology company that handles people’s money” in just over a decade. He chronicles his journey from teller to Chief Executive Officer, his experiences delving into the capital markets, perspectives on value creation, and why mentoring associates is one of the things that excites him the most about moving into the bank’s next decade of growth.
For more insights and ideas, visit DCG at DarlingConsulting.com or follow us on LinkedIn.
Previous Episode

Jay Tuli, Leader Bank (MA)
In a riveting episode #9, Leader Bank (MA) President Jay Tuli joins the show.
Jay, along with Vin, Zach, and DCG Principal Mike Carney, explores Leader Bank’s path since opening its doors 20 years ago. The group probes Leader Bank’s culture of experimentation and continuous innovation, how to get the best talent and delight customers, and “modern banking with a human touch.”
For more insights and ideas, visit DCG at DarlingConsulting.com or follow us on LinkedIn.
Next Episode

Special Episode: Matthew Pieniazek, Darling Consulting Group
In the first episode of season 2, Vin and Zach sit down with DCG President and CEO Matt Pieniazek to discuss his predictions for the new year. The three delve into subjects including identifying the critical issues for banks and credit unions to get right in 2023, what leading ALCOs are focusing on to operate as profit centers, lessons on deposits and lending from DCG’s predictive models, and why institutions must change their conversations or risk falling behind.
For more insights and ideas, visit DCG at DarlingConsulting.com or follow us on LinkedIn.
On the Balance Sheet® - BJ Goetz, Middletown Valley Bank (MD)
Transcript
[Vinny, 0:00]:
Episode 10 of On the Balance Sheet. I'm Vinny Clevenger, as always joined by Zach Soya. And Zach, really interesting story today – the story of a rural bank, if you will, that's grown over the past decade pretty significantly, has raised capital, and done a lot of interesting things. And we have their Chief Executive Officer. Today's guest will be BJ Goetz from Middletown Valley Bank.
[Zach, 0:29]:
Yeah, I'm very, very excited that BJ is on the program with
If you like this episode you’ll love
Episode Comments
Generate a badge
Get a badge for your website that links back to this episode
<a href="https://goodpods.com/podcasts/on-the-balance-sheet-660790/bj-goetz-middletown-valley-bank-md-87003900"> <img src="https://storage.googleapis.com/goodpods-images-bucket/badges/generic-badge-1.svg" alt="listen to bj goetz, middletown valley bank (md) on goodpods" style="width: 225px" /> </a>
Copy