
On the Balance Sheet®
Darling Consulting Group
Darling Consulting Group’s podcast series interviewing executives from community banks and credit unions about key industry and economic issues.
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Top 10 On the Balance Sheet® Episodes
Goodpods has curated a list of the 10 best On the Balance Sheet® episodes, ranked by the number of listens and likes each episode have garnered from our listeners. If you are listening to On the Balance Sheet® for the first time, there's no better place to start than with one of these standout episodes. If you are a fan of the show, vote for your favorite On the Balance Sheet® episode by adding your comments to the episode page.

Julie Thurlow, Reading Cooperative Bank (MA)
On the Balance Sheet®
09/12/22 • 30 min
In this episode, Reading Cooperative Bank President & CEO Julie Thurlow joins Vin, Zach, and DCG’s own Managing Director Frank Farone.
The four engage in a dynamic discussion that includes dives into Julie’s experiences designing fintech and payment solutions for RCB’s customers, her “aha” moment during the Super Bowl, how she’s survived collaborating with Frank for three-plus decades(!), and much more.
For more insights and ideas, visit DCG at DarlingConsulting.com or follow us on LinkedIn.

Lloyd Hamm, Newburyport Bank (MA)
On the Balance Sheet®
07/13/22 • 33 min
In episode #5, Newburyport Bank CEO & President Lloyd Hamm joins Vin, Zach, and DCG Managing Director Darnell Canada for an in-depth conversation on the importance of branding and being a “full-service” bank for customers. The four dig into why messaging, imagery, and standardization are critical to developing a strong and long-lasting culture – as well as hedgehogs.
For more insights and ideas, visit DCG at DarlingConsulting.com or follow us on LinkedIn.

Jeanne Hulit, Maine Community Bank (ME)
On the Balance Sheet®
08/16/23 • 31 min
- Journey from international business to the regional and community banking arenas
- Time as the acting administrator with the Small Business Administration
- Current stewardship of a “merger of equals”
- Role as a Director with the Federal Reserve Bank of Boston
For more insights and ideas, visit DCG at DarlingConsulting.com or follow us on LinkedIn.

Elizabeth McCoy, Planters Bank (KY)
On the Balance Sheet®
05/15/23 • 32 min
In episode 5, Planters Bank (KY) Chief Executive Officer Elizabeth McCoy joins the show. Elizabeth, Vin, and Zach delve into her journey growing Planters Bank over the past two decades, what she believes community banks do best, her fascinating time serving the Federal Reserve Bank of St. Louis where she is currently a board member, and her “I'm not in Kansas anymore" moment.
For more insights and ideas, visit DCG at DarlingConsulting.com or follow us on LinkedIn.

BJ Goetz, Middletown Valley Bank (MD)
On the Balance Sheet®
12/14/22 • 38 min
In episode #10, Vin and Zach dive into an engaging conversation with BJ Goetz, President & CEO of Middletown Valley Bank in Maryland. BJ discusses how a hyperfocus on customers drove the bank’s evolution from a $140 million rural institution into a publicly traded $900 million “technology company that handles people’s money” in just over a decade. He chronicles his journey from teller to Chief Executive Officer, his experiences delving into the capital markets, perspectives on value creation, and why mentoring associates is one of the things that excites him the most about moving into the bank’s next decade of growth.
For more insights and ideas, visit DCG at DarlingConsulting.com or follow us on LinkedIn.

Mike Bilski and Joe Polaczyk, North American Banking Company (MN)
On the Balance Sheet®
06/15/22 • 34 min
In episode #4, North American Banking Company CEO Mike Bilski and CFO Joe Polaczyk join Vin and Zach for a wide-ranging exploration of the essential role of emerging technologies in banking strategy and innovation. Their discussion focuses on NABC’s ACH and Payments Processing businesses and white label P2P product ExcheQ, perspectives on vetting potential fintech partners, and the importance of banks making successful investments in future technologies today.
For more insights and ideas, visit DCG at DarlingConsulting.com or follow us on LinkedIn.

Top 5 in 2025 with DCG’s Joe Kennerson
On the Balance Sheet®
02/20/25 • 32 min
DCG Managing Director Joe Kennerson returns to talk about the top 5 areas risk managers should be discussing as 2025 progresses. Joe, Zach, and Vinny dig deep into deposit and lending trends, potential margin restoration, hedging, and bond portfolios making a comeback.
For more insights and ideas, visit DCG at DarlingConsulting.com or follow us on LinkedIn.

Jesse Schwamb, CFA , Members 1st Federal Credit Union (PA)
On the Balance Sheet®
07/29/24 • 35 min
In the 7th episode of season 3, Vin and Zach are joined by the dynamic Jesse Schwamb of Members 1st FCU in Pennsylvania, a top 50 CU by asset size in the United States. The three embark on an energetic discussion of how Jesse and his team are improving the ancient business of financial intermediation, diving into topics including: his passion for using data and technology to personalize the money experience, jumping from first- to second-level thinking, the ubiquity of fintech, and much more.
For more insights and ideas, visit DCG at DarlingConsulting.com or follow us on LinkedIn.

CRE and Lending Update with Aaron Jodka, Colliers
On the Balance Sheet®
05/17/24 • 41 min
In Season 3 Episode 5, the guys are joined by Colliers Director of Research Aaron Jodka and DCG colleague Justin Bakst. The four dig into multiple topics in the commercial real estate landscape, including: why "commercial lending" can't be painted with a broad brush, differentiation between community and larger bank exposures, investor outlook on “work from home” policies, contagion fears, and why loans written today could have some tremendous upside.
For more insights and ideas, visit DCG at DarlingConsulting.com or follow us on LinkedIn.

Jay Tuli, Leader Bank (MA)
On the Balance Sheet®
11/15/22 • 31 min
In a riveting episode #9, Leader Bank (MA) President Jay Tuli joins the show.
Jay, along with Vin, Zach, and DCG Principal Mike Carney, explores Leader Bank’s path since opening its doors 20 years ago. The group probes Leader Bank’s culture of experimentation and continuous innovation, how to get the best talent and delight customers, and “modern banking with a human touch.”
For more insights and ideas, visit DCG at DarlingConsulting.com or follow us on LinkedIn.
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FAQ
How many episodes does On the Balance Sheet® have?
On the Balance Sheet® currently has 39 episodes available.
What topics does On the Balance Sheet® cover?
The podcast is about Banking, Podcasts, Finance and Business.
What is the most popular episode on On the Balance Sheet®?
The episode title '"Take the Under" with Dr. Lacy Hunt' is the most popular.
What is the average episode length on On the Balance Sheet®?
The average episode length on On the Balance Sheet® is 37 minutes.
How often are episodes of On the Balance Sheet® released?
Episodes of On the Balance Sheet® are typically released every 29 days.
When was the first episode of On the Balance Sheet®?
The first episode of On the Balance Sheet® was released on Mar 2, 2022.
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