
LIVE From South College - Episode 15 - All About Financial Aid with EVP Dr. Carol Colvin and Dir. Ryan Kins
05/20/25 • 40 min
Keywords financial aid, South College, scholarships, grants, FAFSA, student loans, Tennessee Promise, veterans benefits, education funding, student experience
Summary In this episode, Kathleen Stockham discusses financial aid with Dr. Carol Colvin and Ryan Kins from South College. They cover a range of topics including the financial aid process, the differences between scholarships and grants, Tennessee state aid options, and the importance of FAFSA. The conversation also touches on student loans, veterans benefits, and personal stories from the financial aid team, highlighting their commitment to helping students succeed in their educational journeys.
takeaways
- Financial aid is crucial for pursuing higher education.
- Understanding the financial aid process is essential for students.
- Grants are typically need-based, while scholarships can be merit-based.
- Tennessee Promise is a significant state aid option for students.
- Students can still apply for federal aid without parental support.
- Subsidized loans do not accrue interest while in school.
- Repayment of loans can start while still in school without penalties.
- Veterans may have access to specific educational benefits.
- Loan transfers are common and not necessarily negative.
- Students do not need prior knowledge to apply for financial aid.
Sound Bites
- "There are no early repayment penalties."
- "It's wonderful to see them then graduate."
- "I do my best work under pressure."
Chapters
00:00 Introduction to Financial Aid at South College
02:08 Understanding Financial Aid Processes
09:16 Scholarships vs. Grants Explained
11:10 Tennessee State Financial Aid Options
15:03 Navigating FAFSA and Parental Support
17:11 Subsidized vs. Unsubsidized Loans
19:50 Loan Repayment Insights
20:52 Veterans and Financial Aid Benefits
22:41 Understanding Loan Transfers
24:00 Eligibility for Pell Grants
25:35 Taking Breaks from School and Financial Aid
27:39 Rewards of Working in Financial Aid
28:24 Navigating Student Anxiety in Financial Aid
29:56 The Ripple Effect of Student Success
31:59 Personal Connections in Financial Aid
35:02 The Journey to South College
36:12 Balancing Work and Family Life
38:08 Reflections on Student Experiences
40:16 Introduction to Financial Aid Questions
41:22 Engagement and Feedback from Listeners
Got a question? Have some feedback? Email us at [email protected] or come visit us at www.south.edu. Follow us on social media too. The Live from South College Podcast is your source for all South College activity including new student information, deeps dive’s into our 100+ programs, and concentrations, “Tools of the Trade,” and even Live on location from all of our campuses! Great interviews with Faculty, Staff, Deans and hear from South College students and alumni in their own words. From Certificates all the way to Doctoral degrees, catch up with “Live from South College” for the lighter side of helping your dreams find direction.
Keywords financial aid, South College, scholarships, grants, FAFSA, student loans, Tennessee Promise, veterans benefits, education funding, student experience
Summary In this episode, Kathleen Stockham discusses financial aid with Dr. Carol Colvin and Ryan Kins from South College. They cover a range of topics including the financial aid process, the differences between scholarships and grants, Tennessee state aid options, and the importance of FAFSA. The conversation also touches on student loans, veterans benefits, and personal stories from the financial aid team, highlighting their commitment to helping students succeed in their educational journeys.
takeaways
- Financial aid is crucial for pursuing higher education.
- Understanding the financial aid process is essential for students.
- Grants are typically need-based, while scholarships can be merit-based.
- Tennessee Promise is a significant state aid option for students.
- Students can still apply for federal aid without parental support.
- Subsidized loans do not accrue interest while in school.
- Repayment of loans can start while still in school without penalties.
- Veterans may have access to specific educational benefits.
- Loan transfers are common and not necessarily negative.
- Students do not need prior knowledge to apply for financial aid.
Sound Bites
- "There are no early repayment penalties."
- "It's wonderful to see them then graduate."
- "I do my best work under pressure."
Chapters
00:00 Introduction to Financial Aid at South College
02:08 Understanding Financial Aid Processes
09:16 Scholarships vs. Grants Explained
11:10 Tennessee State Financial Aid Options
15:03 Navigating FAFSA and Parental Support
17:11 Subsidized vs. Unsubsidized Loans
19:50 Loan Repayment Insights
20:52 Veterans and Financial Aid Benefits
22:41 Understanding Loan Transfers
24:00 Eligibility for Pell Grants
25:35 Taking Breaks from School and Financial Aid
27:39 Rewards of Working in Financial Aid
28:24 Navigating Student Anxiety in Financial Aid
29:56 The Ripple Effect of Student Success
31:59 Personal Connections in Financial Aid
35:02 The Journey to South College
36:12 Balancing Work and Family Life
38:08 Reflections on Student Experiences
40:16 Introduction to Financial Aid Questions
41:22 Engagement and Feedback from Listeners
Got a question? Have some feedback? Email us at [email protected] or come visit us at www.south.edu. Follow us on social media too. The Live from South College Podcast is your source for all South College activity including new student information, deeps dive’s into our 100+ programs, and concentrations, “Tools of the Trade,” and even Live on location from all of our campuses! Great interviews with Faculty, Staff, Deans and hear from South College students and alumni in their own words. From Certificates all the way to Doctoral degrees, catch up with “Live from South College” for the lighter side of helping your dreams find direction.
Previous Episode

LIVE From South College - Episode 14 Get To Know Dr Christina Odeh & DPT, PTA, OTA & OTD
Keywords South College, Doctor of Physical Therapy, Occupational Therapy, healthcare education, physical therapist assistant, hybrid learning, rehabilitation sciences, healthcare careers, student experience, immersive learning
Summary The conversation explores the various healthcare programs offered at South College, focusing on the Doctor of Physical Therapy (DPT) and Doctor of Occupational Therapy (OTD) programs. The discussion highlights the unique aspects of these programs, including their hybrid learning format, the importance of fieldwork experiences, and the qualities sought in prospective students. Personal stories from the speakers illustrate their journeys into healthcare and the passion that drives them to help others. The conversation emphasizes the supportive learning environment at South College and the commitment required from students to succeed in these rigorous programs.
Takeaways
- South College offers a hybrid learning format combining online and in-person experiences.
- The DPT program is popular due to the increasing need for rehabilitative care.
- Students in the DPT program often have personal experiences that motivate them to pursue this career.
- The PTA program provides a pathway for students to work closely with physical therapists.
- Occupational therapy focuses on helping individuals regain independence across their lifespan.
- The OTD program prepares students for advanced roles in occupational therapy.
- Students are encouraged to explore their unique passions within rehabilitation sciences.
- The rigorous nature of the programs is likened to a professional boot camp.
- Personal experiences often shape students' career choices in healthcare.
- Creating a supportive environment is key to student success in healthcare education.
Sound Bites
- "Think of it as a professional boot camp."
- "I had to find strategies that work for me."
- "No sharks in Dr. Odeh's office."
Chapters
00:00 Introduction to South College and Rehabilitation Sciences
04:35 Exploring the Doctor of Physical Therapy Program
08:02 Understanding the Associate Programs: PTA and OTA
10:38 The Role of Occupational Therapy and OTD
13:43 Dr. Odeh's Journey into Rehabilitation Sciences
16:49 Creating Purpose in Rehabilitation Education
19:47 Personal Insights and Student Experiences
24:54 Introduction to Occupational Therapy Education
27:58 Program Structure and Curriculum Overview
30:56 Expectations and Challenges of the Program
34:00 Personal Journey into Occupational Therapy
37:01 Closing Thoughts and Future Pathways
Got a question? Have some feedback? Email us at [email protected] or come visit us at www.south.edu. Follow us on social media too. The Live from South College Podcast is your source for all South College activity including new student information, deeps dive’s into our 100+ programs, and concentrations, “Tools of the Trade,” and even Live on location from all of our campuses! Great interviews with Faculty, Staff, Deans and hear from South College students and alumni in their own words. From Certificates all the way to Doctoral degrees, catch up with “Live from South College” for the lighter side of helping your dreams find direction.
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