Emergency Fund: Why Its important

Explicit content warning

05/06/25 • 33 min

Giving All My Experience: Real Conversations on Marriage, Parenting & Growth

Most people feel they can’t afford to save, but what if we told you that you can start with as little as $5/week and still build the foundation for financial peace?

In this episode of Giving All My Experience, we’re unpacking everything you need to know about creating an emergency fund—even if you feel you’re living paycheck to paycheck.

🧠 What You’ll Learn:

• What an emergency fund is—and why it’s not optional

• How to start saving on a tight budget

• Budgeting hacks: low-hanging fruit, side hustles, auto-transfers

• The best emergency fund goals for your stage of life

• How having a savings cushion improved our marriage and mindset

💬 Key Takeaway:

“You don’t need a lot of money to start—you just need to start with what you have.”

✅ Practical Action Step:

Challenge yourself to save $50 this month. Cut one expense. Start your peace fund.

📌 Follow the Journey:

Instagram: @GivingAllMyExperience

TikTok: @GamePodcast

YouTube: Giving All My Experience

Most people feel they can’t afford to save, but what if we told you that you can start with as little as $5/week and still build the foundation for financial peace?

In this episode of Giving All My Experience, we’re unpacking everything you need to know about creating an emergency fund—even if you feel you’re living paycheck to paycheck.

🧠 What You’ll Learn:

• What an emergency fund is—and why it’s not optional

• How to start saving on a tight budget

• Budgeting hacks: low-hanging fruit, side hustles, auto-transfers

• The best emergency fund goals for your stage of life

• How having a savings cushion improved our marriage and mindset

💬 Key Takeaway:

“You don’t need a lot of money to start—you just need to start with what you have.”

✅ Practical Action Step:

Challenge yourself to save $50 this month. Cut one expense. Start your peace fund.

📌 Follow the Journey:

Instagram: @GivingAllMyExperience

TikTok: @GamePodcast

YouTube: Giving All My Experience

Previous Episode

Episode 8: Why Zero-Based Budgeting Can Save Your Family’s Future

This episode explores why zero-based budgeting isn’t just about numbers. It’s about building trust in your marriage, breaking unhealthy money habits, and creating a financial legacy for your family.

We talk about the tough conversations couples need to have before deciding on a budget, how honest money management strengthened our relationship, and why teaching your kids about money now can change generations.

This isn’t just about tracking dollars but about healing, teamwork, and vision.

📢 Don’t forget to:

✔️ Follow us on Instagram: @GivingAllMyExperience | @common.dad
✔️ Tap in with us on TikTok: @GamePodcast
✔️ Subscribe on YouTube: Giving All My Experience
🎧 New episodes drop every Tuesday at 6 AM EST

Example Budget Below:

Let’s say you and your spouse bring in $4,000 for the month.

In a zero-based budget, you give EVERY dollar a job until you have $0 left unassigned.

It would look something like this:

Rent/Mortgage: $1,200

Utilities (electric, gas, water, Wi-Fi): $300

Car Payment & Insurance: $450

Groceries: $600

Gas/Transportation: $250

Tithes/Donations: $400

Emergency Fund Savings: $300

Debt Payments (credit card, student loan, etc.): $300

Fun Money (Date Nights, Small Treats): $100

Kids' Activities/Needs: $100

✅ Total Spent/Saved = $4,000
✅ Leftover = $0

Next Episode

Small Wins, Big Shifts: How Tracking Progress Strengthens Faith & Perspective

In this unscripted episode of Giving All My Experience, Rashaad & Chade Williams sit down to reflect on the power of small wins, how they shape our spiritual growth, and the importance of staying grounded through perspective shifts.

Whether you’re rebuilding your faith, resetting your mindset, or just trying to stay consistent in this season of life, this conversation will remind you that.

Progress doesn’t always look loud, but it’s always worth celebrating.

💬 Topics Covered:

The power of small wins in your spiritual walk

How tracking progress strengthens your mindset.

Marriage + faith: growing together spiritually

Why spiritual growth doesn’t always feel exciting

Honest reflections on life, perspective, and purpose

📌 Subscribe for weekly episodes on faith, finances, family, and personal growth

✨ Let us know in the comments: What small win are you celebrating this week?

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