Financial Mission

Women NEED and are CRAVING true connection!
The more I work with and talk to women, the more I am realizing that we all just want connection. True, in-person, connection with others. We want to feel like we belong, that we are seen + heard. We all want to “fit in” while being ourselves, without having to change for others.

"I believe one of the challenges, especially for women, is the expectation placed on 18-year-olds to choose a major in college and decide on a career path that they’ll follow for the rest of their lives. We send them off to school or into the workforce without the necessary tools, resources, and support. Many women end up partying through school, developing poor habits. They get a job, get married, have children, and then experience a significant breakdown in their early 30s. Sound familiar?"

Has this happened to you? To a friend? Cousin? Sister? It happened to me.

To provide better support, we should start addressing the needs of women, girls, boys, and men before they become overwhelmed, stressed, and lonely.

We are hungry for connection, true, deep, honest, and in-person connection. The entire world pivoted to the virtual space in 2020, which is amazing and definitely has a place. However, as a whole society, we are missing out on many things by not being in close proximity to others. We need a village, close by, where we can learn and grow with. So many of us are missing this and it’s a shame.
Listen to the full episode on this topic.
If you loved this podcast and you are feeling encouraged and ready to tackle your life + finances, would you do me a favor and share it with 3-5 of your friends? Thank you and be sure to make today a great day!

For ALL my info: (Blog, Podcast, Courses, Free Budgeting 101 online course, Financial Mission Membership program, and my exclusive 1:1 Money Coaching Program + Private Facebook Community, head on over to https://www.jesswaynecoaching.com/)
https://linktr.ee/jesswaynecoaching
If you would do me a favor and share on social media that you are enjoying this podcast I would be so appreciative. You can tag me in the post and you will be entered into a monthly Starbucks or Caribou gift card drawing!!

My husband and I paid off $100,000 of debt in less than 2 years. I am here to help you learn the know-how and process to managing your money responsibly.
Buying a house is a significant financial and life milestone. It's a decision that should be approached with careful consideration and planning. But how do you know if you're truly ready to take the leap into homeownership?
In this episode I talk about how you know you are ready to buy a house in financial terms but also in emotional terms as well. Buying a house is probably the largest financial decision you will ever make. I want you to know that you are ready before you commit and purchase a home.
For my budgeting and eliminating debt courses go to https://jessica-s-site-d45b.thinkific.com/collections

If you loved this podcast and you are feeling encouraged and ready to tackle your life + finances, would you do me a favor and share it with 3-5 of your friends? Thank you and be sure to make today a great day!

For ALL my info: (Quiz, Podcast, Courses, Free Budgeting 101 online course, Services, Private Facebook Community)
https://linktr.ee/jesswaynecoaching
If you would do me a favor and share on social media that you are enjoying this podcast I would be so appreciative. You can tag me in the post and you will be entered into a monthly Starbucks or Caribou gift card drawing!!

Overconsumption has us all feeling on edge, irritable, and stressed. We are overwhelmed by the amount of stuff in our houses and lives, but we don’t know how to stop buying and consuming.
We are RICH in the United States, and we blow our money needlessly. I know that there are people who are truly struggling financially here too, but the vast majority of us have warm homes, our kids have mattresses to sleep on, we have more than enough clothes and shoes, we have cell phones (even if they aren’t the latest model), we have more than enough but society is teaching us and influencing us to want more, more and more. When does it stop? How does it stop?
Many of us are living paycheck to paycheck, not because we truly need to but because we are choosing to. Yes, the cost of everything is going up, but no one wants to make the sacrifices to cut back or to sell their precious items, clothes, boats, cars... you name it. Many of us, myself included are a bit spoiled. We have nice vehicles, a boat, and 2 dogs, and each of my boys have their own bedrooms. But I could complain daily about how expensive groceries, fuel, and everything are in today’s economy.
I am trying to choose to be content with what I have. Do I want a lake house–YES! I do. Very much so...will it make me happy? Maybe for a while, but do I need it to be happy? NO!
Society pressures us to buy more and it is crucial to take a real, raw, and deep look at your consumption habits. How can you change your habits and mindset to minimize your consumption?
For me, I am choosing to donate more, choosing to spend time with others, and not always spend money on things. I am giving more of my money to those in need. I am helping empower others to get their finances in a stronger place and to realize how lucky and grateful we are.
Listen to the full episode for ways to cut down on overconsuming.
If you loved this podcast and you are feeling encouraged and ready to tackle your life + finances, would you do me a favor and share it with 3-5 of your friends? Thank you and be sure to make today a great day!
For ALL my info: (Blog, Podcast, Courses, Free Webinar: 3 Financial Strategies to Grow Your Photography Biz, Free Budgeting 101 online course, Financial Mission Membership program, and my exclusive 1:1 Money Coaching Program + Private Facebook Community, head-on over to https://www.jesswaynecoaching.com/)
https://linktr.ee/jesswaynecoaching
If you would do me a favor and share on social media that you are enjoying this podcast I would be so appreciative. You can tag me in the post and you will be entered into a monthly Starbucks or Caribou gift card drawing!!

I tend to get overwhelmed by clutter. When my house is a mess (which is often, as I have 3 kids and a husband!) I feel more on edge. When my house is clean and organized, I tend to feel more at ease. The same goes for my finances. When my money was a hot mess, so was I!!
Now I wouldn't say my house is anywhere near minimalistic, I wish it was! But between my 3 boys, husband, and even myself, we like to keep things and we like "things"! But I am decluttering and will continue to work towards becoming slightly minimalistic...is that a thing?
When I got on a budget and a plan my mind eased as well, my stress decreased tremendously!
I am a fairly firm believer in spending a little more on quality items, especially my socks! I love my steel wool socks that are about $20-$24 each! However, I still buy second-hand and buy off the sales racks.
When my counters and house is organized, my mind is calmer.
Will you do me a favor, please? Try decluttering and purging and let me know how you feel!
If you loved this podcast and you are feeling encouraged and ready to tackle your life + finances, would you do me a favor and share it with 3-5 of your friends? Thank you and be sure to make today a great day!

For ALL my info: (Quiz, Podcast, Courses, Free Budgeting 101 online course, Services, Private Facebook Community)
https://linktr.ee/jesswaynecoaching
If you would do me a favor and share on social media that you are enjoying this podcast I would be so appreciative. You can tag me in the post and you will be entered into a monthly Starbucks or Caribou gift card drawing!!

I paid off $100,000 of debt in less than 2 years! Say, what?!?!?
Everyone, on every income level low or high, NEEDS to have a budget. I know, a budget can be a scary word. But a budget is needed no matter how much money you make.

If you have a low income, you definitely need to have a budget, to simply tell your money where to go.

There were many times before I started to do a monthly budget, that I didn’t know where my hard-earned money went. I would get my paycheck and I swear, a week later, my money was gone. My money was like my socks that disappear from my dryer. I swear, those things sprout legs and just up and walk away. You DO NOT want your money to find legs and run away.

So, how do you budget on a low income?

Budgeting is a simple task, however, it is not always easy, especially in the beginning.

Here are a few steps to starting to budget:

1. Write down ALL of your income (Job, side hustles )

2. Write down ALL of your expenses (bills, food, debt payments)

3. Look over the last 3 months of your spending

4. Prioritize your spending (start with your 4 walls: Shelter, Food, Transportation, and Utilities)

5. Make sure you have a small Emergency Fund (savings account for emergencies)

6. Cut costs- Find places that you can cut out of your spending (lots of times this is going out to eat, pre-packaged foods, snacks, etc)

7. Use Cash- you are likely to spend LESS money when you pay with cash
If you loved this podcast and you are feeling encouraged and ready to tackle your life + finances, would you do me a favor and share it with 3-5 of your friends? Thank you and be sure to make today a great day!

For ALL my info: (Quiz, Podcast, Courses, Free Budgeting 101 online course, Services, Private Facebook Community)
https://linktr.ee/jesswaynecoaching
If you would do me a favor and share on social media that you are enjoying this podcast I would be so appreciative. You can tag me in the post and you will be entered into a monthly Starbucks or Caribou gift card drawing!!