Financial Mission

I paid off $100,000 of debt in less than 2 years! Say, what?!?!?
Everyone, on every income level low or high, NEEDS to have a budget. I know, a budget can be a scary word. But a budget is needed no matter how much money you make.

If you have a low income, you definitely need to have a budget, to simply tell your money where to go.

There were many times before I started to do a monthly budget, that I didn’t know where my hard-earned money went. I would get my paycheck and I swear, a week later, my money was gone. My money was like my socks that disappear from my dryer. I swear, those things sprout legs and just up and walk away. You DO NOT want your money to find legs and run away.

So, how do you budget on a low income?

Budgeting is a simple task, however, it is not always easy, especially in the beginning.

Here are a few steps to starting to budget:

1. Write down ALL of your income (Job, side hustles )

2. Write down ALL of your expenses (bills, food, debt payments)

3. Look over the last 3 months of your spending

4. Prioritize your spending (start with your 4 walls: Shelter, Food, Transportation, and Utilities)

5. Make sure you have a small Emergency Fund (savings account for emergencies)

6. Cut costs- Find places that you can cut out of your spending (lots of times this is going out to eat, pre-packaged foods, snacks, etc)

7. Use Cash- you are likely to spend LESS money when you pay with cash
If you loved this podcast and you are feeling encouraged and ready to tackle your life + finances, would you do me a favor and share it with 3-5 of your friends? Thank you and be sure to make today a great day!

For ALL my info: (Quiz, Podcast, Courses, Free Budgeting 101 online course, Services, Private Facebook Community)
https://linktr.ee/jesswaynecoaching
If you would do me a favor and share on social media that you are enjoying this podcast I would be so appreciative. You can tag me in the post and you will be entered into a monthly Starbucks or Caribou gift card drawing!!

I paid off $100,000 of debt in less than 2 years. Say, what?!?!
Do you feel stuck with your money? Do you feel like you can’t get ahead on your bills or that you are using credit cards to afford your lifestyle? Have you tried to budget and feel that you failed at it? Do you bring in an income? Do spend money? Do you work? If you answered “yes” to any of these questions, you would benefit greatly from hiring a financial coach.
A Financial Coach can help you manage your money. By hiring a Financial Coach, they will help you create a custom and individualized plan and make goals with your money. You can figure out and google pretty much anything related to money. However, finances are 80% emotions and only 20% head knowledge. This means that even if you KNOW what to do with your money, you might have a hard time with the follow through. There is also no single right way to manage your money. You need a tailored plan for you and your money
Hiring a Financial Coach will save you money. They will help you make and achieve certain SMART goals. Do you like to have an accountability partner? I sure do! A Financial Coach will be just that, your accountability partner with your money. They will keep you on track and guide you along the way. A Financial Coach will work with you to form new healthy habits that you are happy with.

Hiring a financial coach will:

1. Save you money

2. Be your accountability partner

3. Help you achieve SMART goals

4. Keep you on track with your money goals and personal goals

5. Form healthy and happy habits

6. Set you up for long-term success

7. Teach you how to prioritize your expenses

A good Financial Coach will set you up for long-term success. Short-term success is fun because you see it right away. You get that hit of dopamine as soon as you see the success. Hopefully, with a good Financial Coach, you will see success right away. But you really want to be set up for long-term success. As new habits form, these will allow you to be in it for the long run
If you loved this podcast and you are feeling encouraged and ready to tackle your life + finances, would you do me a favor and share it with 3-5 of your friends? Thank you and be sure to make today a great day!

For ALL my info: (Quiz, Podcast, Courses, Free Budgeting 101 online course, Services, Private Facebook Community)
https://linktr.ee/jesswaynecoaching
If you would do me a favor and share on social media that you are enjoying this podcast I would be so appreciative. You can tag me in the post and you will be entered into a monthly Starbucks or Caribou gift card drawing!!

I paid off $100,000 of debt in less than 2 years. I only changed my ways of spending and money management because I was so stressed out and anxious about the way we were spending our money. I formed to the masses, tried keeping up with the Joneses and I decided I didn't want to do that any longer.
Being genuine and authentic is beginning to seem like a lost art. There are so many people who are copying others, being fake, and editing their real selves to be like others. What makes you different are your unique qualities. We need to seek to find our true selves.

Don’t edit yourself to fit in. Don’t form into the shape that others want you to be. Be a star when everyone else is a circle. Dig deep to find who you really are. Go back to the basics.
We all need to focus on self-care, recovering from trauma, and gaining clarity on blurry areas in our lives. You can walk through life with your head in the sand and not seek to understand. You can drive through life, going Mach 80, and not take the time to see the scenery. But is that what you truly want? Do you want to miss out on your dream life? Do you want to pass by those beautiful lookout spots on the side of the road?

We all have things in our lives that we want to forget and not deal with. But that is not helping us. We need to take the bull by the horns and deal with our discomfort and overwhelm. Don’t let life pull you back, keep moving forward, but do that while dealing with the past and mistakes. Don’t try to cope by using poor coping mechanisms to numb the pain. Pain can be a good thing when you are facing things head-on. Don’t use alcohol, sleep, food, or distraction as a way to cope.
If you loved this podcast and you are feeling encouraged and ready to tackle your life + finances, would you do me a favor and share it with 3-5 of your friends? Thank you and be sure to make today a great day!

For ALL my info: (Quiz, Podcast, Courses, Free Budgeting 101 online course, Services, Private Facebook Community)
https://linktr.ee/jesswaynecoaching
If you would do me a favor and share on social media that you are enjoying this podcast I would be so appreciative. You can tag me in the post and you will be entered into a monthly Starbucks or Caribou gift card drawing!!

In this episode of the Financial Mission Podcast, host Jess Wayne shares insights on educating children about debt and financial management. The discussion highlights the importance of setting a strong financial foundation for children, offering personal anecdotes and practical advice.

Jess emphasizes teaching kids the difference between needs and wants, saving before spending, and responsible debt management through progressive lessons suited for different age groups. By incorporating real-life examples and interactive activities like playing Monopoly or creating a debt payoff tracker, Jess underscores the value of making learning about money engaging and impactful.

The episode concludes with advice for parents on maintaining transparency about finances, modeling good habits, and keeping financial discussions age-appropriate to avoid overwhelming their children.

If you loved this podcast and you are feeling encouraged and ready to tackle your life + finances, would you do me a favor and share it with 3-5 of your friends? Thank you and be sure to make today a great day!
For ALL my info: (Blog, Podcast, Courses, Free Webinar: 3 Financial Strategies to Grow Your Photography Biz, Free Budgeting 101 online course, and my exclusive 1:1 Money Coaching Program + Private Facebook Community, head-on over to https://www.jesswaynecoaching.com/)
https://linktr.ee/jesswaynecoaching
If you would do me a favor and share on social media that you are enjoying this podcast I would be so appreciative. You can tag me in the post and you will be entered into a monthly Starbucks or Caribou gift card drawing!!

Women NEED and are CRAVING true connection!
The more I work with and talk to women, the more I am realizing that we all just want connection. True, in-person, connection with others. We want to feel like we belong, that we are seen + heard. We all want to “fit in” while being ourselves, without having to change for others.

"I believe one of the challenges, especially for women, is the expectation placed on 18-year-olds to choose a major in college and decide on a career path that they’ll follow for the rest of their lives. We send them off to school or into the workforce without the necessary tools, resources, and support. Many women end up partying through school, developing poor habits. They get a job, get married, have children, and then experience a significant breakdown in their early 30s. Sound familiar?"

Has this happened to you? To a friend? Cousin? Sister? It happened to me.

To provide better support, we should start addressing the needs of women, girls, boys, and men before they become overwhelmed, stressed, and lonely.

We are hungry for connection, true, deep, honest, and in-person connection. The entire world pivoted to the virtual space in 2020, which is amazing and definitely has a place. However, as a whole society, we are missing out on many things by not being in close proximity to others. We need a village, close by, where we can learn and grow with. So many of us are missing this and it’s a shame.
Listen to the full episode on this topic.
If you loved this podcast and you are feeling encouraged and ready to tackle your life + finances, would you do me a favor and share it with 3-5 of your friends? Thank you and be sure to make today a great day!

For ALL my info: (Blog, Podcast, Courses, Free Budgeting 101 online course, Financial Mission Membership program, and my exclusive 1:1 Money Coaching Program + Private Facebook Community, head on over to https://www.jesswaynecoaching.com/)
https://linktr.ee/jesswaynecoaching
If you would do me a favor and share on social media that you are enjoying this podcast I would be so appreciative. You can tag me in the post and you will be entered into a monthly Starbucks or Caribou gift card drawing!!