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Curinos (F)insights - Bonus: Are Some Banks Misjudging The Deposit Repricing Cycle?

Bonus: Are Some Banks Misjudging The Deposit Repricing Cycle?

Curinos (F)insights

09/21/23 • 17 min

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Peter Serene, head of commercial, and Adam Stockton, head of retail deposits, explain why they believe some institutions may have an overly optimistic outlook about when deposit prices will reach their peak.
Read our FOMC Perspective here: https://curinos.com/our-insights/curinos-perspective-fed-funds-plateau/

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09/21/23 • 17 min

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Curinos (F)insights - Bonus: Are Some Banks Misjudging The Deposit Repricing Cycle?

Transcript

Hello, and welcome to a bonus (F)insights podcast where we dig into the implications of breaking news and financial services. As expected, the FOMC held the federal funds rate flat in the target range of 5.24% to 5.5%. The process of balance sheet reduction will continue at the previously communicated rate of $95 billion per month.

Here today to discuss the implications for the banking industry are Peter Serene, who's managing director of commercial banking, and

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