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Credit Eco To Go

Credit Eco To Go

Clark Hill

Clark Hill's Joann Needleman, a leading financial services attorney, provides bite-sized hot topics in the consumer finance space. Contact the team at [email protected].
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Top 10 Credit Eco To Go Episodes

Goodpods has curated a list of the 10 best Credit Eco To Go episodes, ranked by the number of listens and likes each episode have garnered from our listeners. If you are listening to Credit Eco To Go for the first time, there's no better place to start than with one of these standout episodes. If you are a fan of the show, vote for your favorite Credit Eco To Go episode by adding your comments to the episode page.

Credit Eco To Go - Coming Soon!

Coming Soon!

Credit Eco To Go

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06/04/20 • 3 min

Clark Hill and Joann Needleman are excited to announce the launch of a new podcast - Credit Ecosystem To Go: Curbside Thought Leadership for Financial Services
Visit clarkhill.com
Funk Game Loop by Kevin MacLeod
Link: https://incompetech.filmmusic.io/song/3787-funk-game-loop
License: http://creativecommons.org/licenses/by/4.0/

DISCLAIMER – No information contained in this Podcast or on this Website shall constitute financial, investment, legal and/or other professional advice and that no professional relationship of any kind is created between you and podcast host, the guests or Clark Hill PLC. You are urged to speak with your financial, investment, or legal advisors before making any investment or legal decisions.

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Industry expert, Cristy Ward, Chief Strategy Officer for Mortgage Connect stops by Clark Hill’s Credit Eco To Go to discuss the state of the mortgage industry during and after the pandemic. The mandates of the CARES Act and the rush to refinance created unique struggles for the industry. However, Cristy explains that overall the industry did a great job weathering the storm by embracing technology which ultimately benefitted borrowers and will continue to be a positive for consumers going forward. Cristy is also the Founder and Director of the Women Empowering Women executive council – a group of leading Mortgage Banking women who serve the industry through peer-to-peer collaboration, executive coaching, and mentoring for women in banking. A fitting guest for our month-long celebration of #womenshistorymonth2021.
DISCLAIMER – No information contained in this Podcast or on this Website shall constitute financial, investment, legal and/or other professional advice and that no professional relationship of any kind is created between you and podcast host, the guests or Clark Hill PLC. You are urged to speak with your financial, investment, or legal advisors before making any investment or legal decisions.

DISCLAIMER – No information contained in this Podcast or on this Website shall constitute financial, investment, legal and/or other professional advice and that no professional relationship of any kind is created between you and podcast host, the guests or Clark Hill PLC. You are urged to speak with your financial, investment, or legal advisors before making any investment or legal decisions.

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Credit Eco To Go - Democratizing the Access to Credit
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10/28/20 • 29 min

How do you lend responsibly to a generation that is wary of credit? On the next episode of Clark Hills’ Credit Eco to Go, Carl-Alain Memnon, the Co-Founder and COO of Grain Technology, Inc. discusses how his new application (app) looks to solve that problem. Access to credit is a challenge for millennials and Gen-Zs. Rather than looking backwards, Grain seeks to obtain a more current snapshot of a borrower’s credit capability by offering reasonable lines of credit, similar to a debit card. The app recently graduated from the Arizona Fintech Sandbox where it beta-tested 30 borrowers. Grain looks to build long-term relationships with their borrowers while at the same time improving their financial health. Think of it like an “accountant in your pocket”.
DISCLAIMER – No information contained in this Podcast or on this Website shall constitute financial, investment, legal and/or other professional advice and that no professional relationship of any kind is created between you and podcast host, the guests or Clark Hill PLC. You are urged to speak with your financial, investment, or legal advisors before making any investment or legal decisions.
Funk Game Loop by Kevin MacLeod
Link: https://incompetech.filmmusic.io/song/3787-funk-game-loop
License: http://creativecommons.org/licenses/by/4.0/

DISCLAIMER – No information contained in this Podcast or on this Website shall constitute financial, investment, legal and/or other professional advice and that no professional relationship of any kind is created between you and podcast host, the guests or Clark Hill PLC. You are urged to speak with your financial, investment, or legal advisors before making any investment or legal decisions.

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Credit Eco To Go - To QM or Not to QM?

To QM or Not to QM?

Credit Eco To Go

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09/16/20 • 42 min

Bryan Filkey from PCMA stops by Clark Hill’s Credit Eco To Go to discuss the state of the mortgage lending industry. Dodd Frank established the qualified mortgage (QM), a safe harbor for mortgage lenders. Currently over 90% of the residential mortgage loans originated are not only QM but now are government-backed, leaving little room for the private lending market. Bryan also talks about the pending lapse of the QM-Patch, the implications that could have on the mortgage market as well as home prices and the CFPB’s proposal for a “seasoned” QM.
DISCLAIMER – No information contained in this Podcast or on this Website shall constitute financial, investment, legal and/or other professional advice and that no professional relationship of any kind is created between you and podcast host, the guests or Clark Hill PLC. You are urged to speak with your financial, investment, or legal advisors before making any investment or legal decisions.
Funk Game Loop by Kevin MacLeod
Link: https://incompetech.filmmusic.io/song/3787-funk-game-loop
License: http://creativecommons.org/licenses/by/4.0/

DISCLAIMER – No information contained in this Podcast or on this Website shall constitute financial, investment, legal and/or other professional advice and that no professional relationship of any kind is created between you and podcast host, the guests or Clark Hill PLC. You are urged to speak with your financial, investment, or legal advisors before making any investment or legal decisions.

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Credit Eco To Go - Debt Settlement in the Credit Eco System
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10/18/22 • 37 min

As the headwinds of a turning economy impact more and more consumers, understanding how #debtsettlement fits into the credit ecosystem makes for a timely conversation. Teresa Dodson, founder of Greenbacks Consulting and the leading expert on debt settlement, stops by #creditecotogo to set the record straight about debt settlement. Consumers enrolled in legitimate debt settlement companies want to resolve their debts; they are not looking for excuses or loopholes from their responsibilities. However, the average consumer looking for assistance from debt settlement companies are juggling 6-8 credit cards at a time. A consumer can try to tackle that reality on their own but more likely it will become overwhelming, Teresa also tells us that consumers’ priorities have flipped. Prior to the pandemic consumers focused on their credit, now consumers are more concerned about paying for their necessities (i.e. food, clothing, shelter and transportation). To meet these new priorities, debt settlement companies will be instrumental in bringing important services to consumers.
DISCLAIMER – No information contained in this Podcast or on this Website shall constitute financial, investment, legal and/or other professional advice and that no professional relationship of any kind is created between you and podcast host, the guests or Clark Hill PLC. You are urged to speak with your financial, investment, or legal advisors before making any investment or legal decisions.

DISCLAIMER – No information contained in this Podcast or on this Website shall constitute financial, investment, legal and/or other professional advice and that no professional relationship of any kind is created between you and podcast host, the guests or Clark Hill PLC. You are urged to speak with your financial, investment, or legal advisors before making any investment or legal decisions.

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Credit Eco To Go - Fairness-as-a-Service

Fairness-as-a-Service

Credit Eco To Go

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08/31/22 • 30 min

Ensuring #fairness at all levels in financial services is the new norm. But how do you do it and how do you know when it is achieved? Kareem Saleh, CEO and Founder of FairPlay AI stops by #CreditEcoToGo to talk about his platform and new #ai fairness methodologies, which do a better job in assessing risk, while at the same time expanding opportunities for credit access. Kareem tells us that “fairness through awareness” and machine-learning algorithms always need to be challenged and refined. Rather than settling for one result, Fairplay exposes their algorithms during model development for alternative outcomes that might not have been well-represented in the first round of data, making the data more sensitive to disadvantaged groups. Kareem hopes this philosophy will enable all financial service entities within the credit cycle, to continue to harness data for the benefit of all consumers. #financialservice #equalaccess #fintech
DISCLAIMER – No information contained in this Podcast or on this Website shall constitute financial, investment, legal and/or other professional advice and that no professional relationship of any kind is created between you and podcast host, the guests or Clark Hill PLC. You are urged to speak with your financial, investment, or legal advisors before making any investment or legal decisions.

DISCLAIMER – No information contained in this Podcast or on this Website shall constitute financial, investment, legal and/or other professional advice and that no professional relationship of any kind is created between you and podcast host, the guests or Clark Hill PLC. You are urged to speak with your financial, investment, or legal advisors before making any investment or legal decisions.

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Credit Eco To Go - Will Cannabis Banking Ever be “Safe”?
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08/23/22 • 36 min

There is cautious optimism that 2022 will be the year that federal legislation will open the door to the banking of cannabis transactions. But is the Safe Banking Act the answer? On the latest episode of #CreditEcotoGo with Joann Needleman, Peter Su, Senior Vice President of Green Check Verified manages our expectations and tells us that the real issue is the lack of “capability, capacity, and cost”. The regulatory burden of taking on cannabis customers is significant for financial institutions. The Safe Banking Act does not address how banks will be supervised and examined by prudential regulators. Adding to this confusion, some states like New York, are implementing policies like “Justice Involved”, which allows applicants who have had convictions for minor marijuana infractions to go to the head of the line when applying for a retail license. The standard customer due diligence policies and anti-money laundering regulations do not align with these potential banking customers and in the end their banking services will cost more.
DISCLAIMER – No information contained in this Podcast or on this Website shall constitute financial, investment, legal and/or other professional advice and that no professional relationship of any kind is created between you and podcast host, the guests or Clark Hill PLC. You are urged to speak with your financial, investment, or legal advisors before making any investment or legal decisions.

DISCLAIMER – No information contained in this Podcast or on this Website shall constitute financial, investment, legal and/or other professional advice and that no professional relationship of any kind is created between you and podcast host, the guests or Clark Hill PLC. You are urged to speak with your financial, investment, or legal advisors before making any investment or legal decisions.

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In the last decade, the CFPB has tried to tackle the question of innovation through partnerships and No-Action Letters. First, there was Project Catalyst which resulted in very few collaborations and a small amount of No-Action Letters. Then there was the Office of Innovation which stood up the Compliance Assistance Sandbox which approved only 3 applications. Now the newly re-tooled Office of Competition and Innovation looks to continue these innovation partnerships but will it succeed? Nat Hoopes, VP and Head of Public Policy and Regulatory Affairs at Upstart stops by #creditecotogo to talk about the challenges of a regulatory partnership. While a No-Action Letter can offer a fintech or financial services entity an opportunity to “innovate in plain sight”, the time and available resources may not be attractive to many companies. For Upstart, the experience and collaboration with the CFPB was very positive but others may see that the juice is not worth the squeeze.
DISCLAIMER – No information contained in this Podcast or on this Website shall constitute financial, investment, legal and/or other professional advice and that no professional relationship of any kind is created between you and podcast host, the guests or Clark Hill PLC. You are urged to speak with your financial, investment, or legal advisors before making any investment or legal decisions.

DISCLAIMER – No information contained in this Podcast or on this Website shall constitute financial, investment, legal and/or other professional advice and that no professional relationship of any kind is created between you and podcast host, the guests or Clark Hill PLC. You are urged to speak with your financial, investment, or legal advisors before making any investment or legal decisions.

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Credit Eco To Go - The Problem Solving Game of Digital Communications
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05/24/22 • 41 min

Text and email are not digital versions of a letter or a telephone call. There has to be a strategy that includes consumer consent but also a willingness by that same consumer to continue the conversation. Enter Quanta Credit Services, a new innovative digital-first solutions provider that manages communication strategies. Aleks Whitchurch, CEO and Co-Founder of Quanta stops by the next episode of #creditecotogo to talk about the nuts and bolts of the digital communications journey and the many paths that journey can take. Aleks tells us this is not a volume game but a problem-solving game. Quanta’s data shows that how you treat the consumer and customize the conversation can make a measurable difference.
DISCLAIMER – No information contained in this Podcast or on this Website shall constitute financial, investment, legal and/or other professional advice and that no professional relationship of any kind is created between you and podcast host, the guests or Clark Hill PLC. You are urged to speak with your financial, investment, or legal advisors before making any investment or legal decisions.

DISCLAIMER – No information contained in this Podcast or on this Website shall constitute financial, investment, legal and/or other professional advice and that no professional relationship of any kind is created between you and podcast host, the guests or Clark Hill PLC. You are urged to speak with your financial, investment, or legal advisors before making any investment or legal decisions.

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Credit Eco To Go - Building Communities Through Safe Banking
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11/11/20 • 35 min

Last week New Jersey, Montana, Arizona and New Jersey voted to legalize recreational marijuana, while South Dakota approved legalization for both recreational and medical. Only 6 states in the country do not permit any use of marijuana with a handful of states permitting only limited medical use. While the majority of states will be benefitting from additional revenue through licensing and taxes, many of these now-legal businesses will still not have sufficient access to financial services and basic banking opportunities. Justin Fischer, CEO and Co-Founder of RiskScout, stops by the next episode of Clark Hill’s Credit Eco To Go to discuss the challenges small and community banks continue to have attempting to serve these legal businesses. RiskScout is a platform that streamlines the compliance process in an attempt to level the playing field for community banks. As Justin tells us, challenges also exist in the hemp space, which was legalized at the federal level under the 2018 Farm Bill. Many farmers are turning to hemp as an alternative crop only to be shut out by their local banks, especially community banks, because they do not have the infrastructure to manage the compliance risks. RiskScout provide these smaller entities a chance to compete. Unless the basic function of banks fully utilized, states seeking to expand their cannabis and hemp footprint will only see their efforts go to waste.
DISCLAIMER – No information contained in this Podcast or on this Website shall constitute financial, investment, legal and/or other professional advice and that no professional relationship of any kind is created between you and podcast host, the guests or Clark Hill PLC. You are urged to speak with your financial, investment, or legal advisors before making any investment or legal decisions.
Funk Game Loop by Kevin MacLeod
Link: https://incompetech.filmmusic.io/song/3787-funk-game-loop
License: http://creativecommons.org/licenses/by/4.0/

DISCLAIMER – No information contained in this Podcast or on this Website shall constitute financial, investment, legal and/or other professional advice and that no professional relationship of any kind is created between you and podcast host, the guests or Clark Hill PLC. You are urged to speak with your financial, investment, or legal advisors before making any investment or legal decisions.

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FAQ

How many episodes does Credit Eco To Go have?

Credit Eco To Go currently has 65 episodes available.

What topics does Credit Eco To Go cover?

The podcast is about News, Business News, Podcasts and Business.

What is the most popular episode on Credit Eco To Go?

The episode title 'Fairness-as-a-Service' is the most popular.

What is the average episode length on Credit Eco To Go?

The average episode length on Credit Eco To Go is 30 minutes.

How often are episodes of Credit Eco To Go released?

Episodes of Credit Eco To Go are typically released every 7 days, 2 hours.

When was the first episode of Credit Eco To Go?

The first episode of Credit Eco To Go was released on Jun 4, 2020.

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