Democratizing the Access to Credit

How do you lend responsibly to a generation that is wary of credit? On the next episode of Clark Hills’ Credit Eco to Go, Carl-Alain Memnon, the Co-Founder and COO of Grain Technology, Inc. discusses how his new application (app) looks to solve that problem. Access to credit is a challenge for millennials and Gen-Zs. Rather than looking backwards, Grain seeks to obtain a more current snapshot of a borrower’s credit capability by offering reasonable lines of credit, similar to a debit card. The app recently graduated from the Arizona Fintech Sandbox where it beta-tested 30 borrowers. Grain looks to build long-term relationships with their borrowers while at the same time improving their financial health. Think of it like an “accountant in your pocket”.
DISCLAIMER – No information contained in this Podcast or on this Website shall constitute financial, investment, legal and/or other professional advice and that no professional relationship of any kind is created between you and podcast host, the guests or Clark Hill PLC. You are urged to speak with your financial, investment, or legal advisors before making any investment or legal decisions.
Funk Game Loop by Kevin MacLeod
Link: https://incompetech.filmmusic.io/song/3787-funk-game-loop
License: http://creativecommons.org/licenses/by/4.0/

DISCLAIMER – No information contained in this Podcast or on this Website shall constitute financial, investment, legal and/or other professional advice and that no professional relationship of any kind is created between you and podcast host, the guests or Clark Hill PLC. You are urged to speak with your financial, investment, or legal advisors before making any investment or legal decisions.