Catching Up to FI
Bill Yount & Jackie Cummings Koski
All episodes
Best episodes
Top 10 Catching Up to FI Episodes
Goodpods has curated a list of the 10 best Catching Up to FI episodes, ranked by the number of listens and likes each episode have garnered from our listeners. If you are listening to Catching Up to FI for the first time, there's no better place to start than with one of these standout episodes. If you are a fan of the show, vote for your favorite Catching Up to FI episode by adding your comments to the episode page.
Find Your Camino | Diania Merriam | 029
Catching Up to FI
08/20/23 • 79 min
Diania Merriam is the founder of The EconoMe Conference, a party about money designed for the FI/FIRE Movement. She is also the host of the popular podcast, Optimal Finance Daily, where she narrates articles from the best personal finance blogs on the planet (1M downloads per month).
Discovering the FIRE movement in 2015 led her to get out of $30k of debt in 11 months, save 60% of her income, take a 2-month sabbatical to walk 500 miles across northern Spain on the Camino de Santiago, and self-fund her own business. She retired from her corporate career at 33 years old and now helps others find community and inspiration on the path to financial freedom.
Thank you to our sponsors:
Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)
Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)
Nectarine: Advice-Only Financial Advisors
Resources mentioned on the show:
EconoMe Conference (Discount code: CATCHINGUP)
The 4-Hour Workweek: Escape 9-5, Live Anywhere, Join the New Rich by Tim Ferriss
Sacred Rest: Recover Your Life, Renew Your Energy, Restore Your Sanity by Saundra Dalton-Smith
Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.
Beyond the Alphabet Soup: Expert Tips for Mastering Medicare & Avoiding Pitfalls | Danielle Roberts | 102
Catching Up to FI
10/20/24 • 79 min
This episode explores the intricate and confusing world of Medicare with leading expert Danielle Roberts. Danielle is founding partner at Boomer Benefits, an agency that has helped thousands of ordinary Americans learn and navigate their entry into Medicare since 2005. She's also author of the bestselling book '10 Costly Medicare Mistakes You Can't Afford to Make'. Danielle breaks through the confusion and explains Medicare's history, enrollment rules, Parts A, B, C, and D, and the differences between Medigap and Medicare Advantage plans. Discover the importance of early planning, common pitfalls to avoid, and critical decisions about Medicare coverage.
Thank you to our sponsors:
Boomer Benefits: The nation’s leading family-owned Medicare brokers https://boomerbenefits.com/catchingup/
DeleteMe: Your personal data is yours again. Hands-free subscription service that removes you from data broker sites. Enter the code Catchingup at checkout to get 20% off http://joindeleteme.com/catchingup
Resources mentioned on the show: (As an Amazon Associate, I earn from qualifying purchases.)
🌐 Boomer Benefits Website: https://boomerbenefits.com
Boomer Benefits YouTube Channel: https://youtube.com/@boomerbenefits
Boomer Benefits Facebook Group: https://m.facebook.com/groups/BoomerBenefits/
📗 10 Costly Medicare Mistakes You Can't Afford to Make: https://amzn.to/3BLdL1b
Catching Up to FI Health Savings Account Episode Part 1, Episode 98: https://www.youtube.com/watch?v=8vaUH8UfPTQ&t=3629s
Catching Up to FI Health Savings Account Episode Part 2, Episode 99: https://www.youtube.com/watch?v=36S67X4s4pc&t=8s
🕒 Timestamps/Chapters:
00:00 Introduction to Medicare Planning
00:25 Common Medicare Mistakes
01:28 Welcome to Catching Up to FI
02:04 Shoutouts and Acknowledgements
03:31 Introducing Danielle Roberts
05:31 History and Evolution of Medicare
07:59 Medicare Eligibility and Enrollment
10:55 Understanding Medicare Parts A and B
18:40 Medicare Part D: Drug Coverage
27:24 Medigap Plans Explained
36:56 Medicare Advantage Plans
42:17 Understanding Medigap and Medicare Advantage Plans
44:00 Cost Savings with Medicare Advantage
45:21 Tips for Medicare Advantage Plan Holders
46:57 Using HSA Dollars for Medicare Premiums
50:56 Common Medicare Mistakes to Avoid
01:08:22 The Importance of Reviewing Your Coverage Annually
01:12:19 Final Thoughts and Future of Medicare
Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.
11/17/24 • 76 min
Karsten Jeske also known as “Big ERN” is the founder and genius behind Early Retirement Now. He writes on all topics related to personal finance but is best known for his comprehensive series on safe withdrawal strategies. In this episode he dives deep into the intricacies of safe withdrawal rates, sequence of return risk, the importance of market valuations for retirees and the 'one more year' syndrome often discussed in the Financial Independence community. Karsten also shares his personal journey from a modest upbringing in Germany to early retirement in the U.S.
Thank you to our sponsor:
Resources mentioned on the show:
The Safe Withdrawal Rate Series
Ten things the “Makers” of the 4% Rule don’t want you to know (SWR Series Part 26)
Karsten on Two Sides of FI YouTube
If you enjoyed this episode, please follow the show on your podcast player and leave us a rating or review. This helps others find the show and keeps us creating great content for you!
Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.
Why Does the Stock Market Always Go Up? | Brian Feroldi | 088
Catching Up to FI
07/21/24 • 75 min
Today we dive deep into the stock market with special guest, Brian Feroldi. As a financial educator, YouTuber, and author of “Why Does the Stock Market Go Up?”, Brian shares his wisdom on the long-term growth of the S&P 500, the significance of stock market indices, and the nuances of volatility and investment strategies. Bill, Jackie, and Brian discuss lump sum vs. dollar-cost averaging, dividends, and individual stock investing, while addressing common questions about tax implications and account types. Brian's passionate and detailed explanations offer invaluable insights for both new and seasoned investors. Don't miss the fascinating history of the 401k and why a solid understanding of the stock market is crucial for financial independence!
Thank you to our sponsors:
Personal Finance Club: Use code CUTOFI to get $30 OFF any course or PFC investing course only
Measure Twice Money: $100 OFF "Create Your Own Financial Plan" Comprehensive Video Course
Nectarine: Advice-Only Financial Advisors (Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine.)
🎙️SquadCast: The Cloud Recording Studio that Producers, Listeners, Guests, Creators, YouTubers Love & Trust
Boston Institute of Finance Personal Growth Track: Enter code catchingup to get 5% off any “Personal Growth Track” course or package
Modern Husbands Marriage Toolkit: Empowers couples with evidence based ideas from 40+ of the nation’s leading experts in managing money and the home as a team. Real Talk Finance: Create a solid foundation and take control of your future DeleteMe: Your personal data is yours again Resources mentioned on the show: (As an Amazon Associate, I earn from qualifying purchases.) Find Brian on social media: YouTube , X, href="https://www.instagram.com/brianferoldi/">IG Long-Term Mindset Why Does The Stock Market Go Up?: Everything You Should Have Been Taught About Investing In School, But Weren’t by Brian Feroldi Money and the Mattress Podcast: Mastering Financial Independence with Diana Falck EconoMe The Intelligent Investor: The Definitive Book on Value Investing by Benjamin Graham “In the short run, the market is a voting machine, but in the long run, it is a weighing machine.” The Wealthy Custodian Part 1: A Blue Collar Guide to Financial Freedom | Jeff York | 074 The Rule of 72 BetterInvesting Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.
07/14/24 • 54 min
Subscribe and Watch on YouTube
Amy Weinland Daughters is an award-winning author and keynote speaker, who joins Bill and Jackie to chat about the powerful impact of handwritten letters in the digital age. Amy shares her unique journey of reconnecting with an old friend, leading to an inspiring project of writing 580 letters to her Facebook friends. Learn about the transformative power of personal connections, the emotional impact of handwritten notes, and how this old school practice can bridge divides and change lives. Listen in to be moved by Amy's story and inspired to reach out with your own handwritten message.
Thank you to our sponsors:
Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)
Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)
Nectarine: Advice-Only Financial Advisors (Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine.)
🎙️SquadCast: The Cloud Recording Studio that Producers, Listeners, Guests, Creators, YouTubers Love & Trust
Boston Institute of Finance Personal Growth Track: Comprehensive & efficient CFP® level curriculum for those that don't need course credit, but want to gain useful knowledge for yourself.
Modern Husbands Marriage Toolkit: Empowers couples with evidence based ideas from 40+ of the nation’s leading experts in managing money and the home as a team. Resources mentioned on the show: (As an Amazon Associate, I earn from qualifying purchases.) 👉🏻 Dear Dana: That time I went crazy and wrote all 580 of my Facebook friends a handwritten letter by Amy Weinland Daughters Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.
Twin Towers: Lessons in Financial Freedom from Wall Street to Main Street | The Wealth Twins | 92
Catching Up to FI
08/18/24 • 74 min
Subscribe and Watch on YouTube
Meet Nadia and Nicole, the Wealth Twins! Raised by a single mother in New York City's toughest projects, these twin sisters overcame obstacles to graduate from Columbia University, work on Wall Street, and ultimately achieve early retirement. In this episode, they recount experiences from 9/11 and the 2008 financial crisis, discuss multifamily real estate and dividend investing strategies, and offer practical tips for late financial starters. Learn how they built the Wealth Twins platform to share their knowledge and drive towards financial independence.
Thank you to our sponsors:
Personal Finance Club: Use code CUTOFI to get $30 OFF any course or PFC investing course only
Measure Twice Money: $100 OFF "Create Your Own Financial Plan" Comprehensive Video Course
Nectarine: Advice-Only Financial Advisors (Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine.)
🎙️SquadCast: The Cloud Recording Studio that Producers, Listeners, Guests, Creators, YouTubers Love & Trust
Boston Institute of Finance Personal Growth Track: Enter code catchingup to get 5% off any “Personal Growth Track” course or package
Modern Husbands Marriage Toolkit: Empowers couples with evidence based ideas from 40+ of the nation’s leading experts in managing money and the home as a team. Real Talk Finance: Create a solid foundation and take control of your future Resources mentioned on the show:f Facebook
Broke to Financially Independent Retire Early in Less Than 10 years
What To Do When You Are Investing For Retirement Later In Life Top 5 ETFs to Buy for High Dividends and Passive Income What is Dividend Investing and How to Start (3 Easy Strategies) How to Invest – 7 Mistakes Beginner Investors Make A Guided Meditation for When the Stock Market Is Dropping Time stamps:00:00 Defying Expectations: From Guidance Counselor Doubts to Ivy League Success
00:40 Avoiding Financial Scams: Tips for Beginners 02:29 Introduction to Catching Up to FI: Meet the Hosts and Guests 03:24 The Wealth Twins: From Humble Beginnings to Financial Independence 05:39 Discovering Twin Identity: The Twins Festival Experience09:17 Money Management: Different Approaches to Saving and Spending
12:40 The Influence of a Single Mom: Education and Financial Lessons
18:14 Navigating Tragedy: 9/11 and the Financial Crisis
31:50 Building Passive Income: Real Estate, Dividends, and Entrepreneurship
36:36 Budgeting for Business and Personal Finances
37:03 Invest...
In the Line of FIRE | Escaping Avalon | 090
Catching Up to FI
08/04/24 • 64 min
Subscribe and Watch on YouTube
Bill and Jackie sit down with 'Jay,' an anonymous guest who shares his incredible journey from a military and police background to achieving financial independence by the age of 39. Jay discusses his experiences on the SWAT team and as an undercover detective, and the mental health challenges that came with his career. He also talks about his blog, Escaping Avalon, and provides a deep dive into mental health strategies, therapy, and self-care. Whether you're a late starter on the path to FI or someone looking to improve your mental well-being, Jay offers invaluable insights and resources that can benefit everyone. Don't miss this compelling and informative conversation.
Thank you to our sponsors:
Personal Finance Club: Use code CUTOFI to get $30 OFF any course or PFC investing course only
Measure Twice Money: $100 OFF "Create Your Own Financial Plan" Comprehensive Video Course
Nectarine: Advice-Only Financial Advisors (Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine.)
🎙️SquadCast: The Cloud Recording Studio that Producers, Listeners, Guests, Creators, YouTubers Love & Trust
Boston Institute of Finance Personal Growth Track: Enter code catchingup to get 5% off any “Personal Growth Track” course or package
Modern Husbands Marriage Toolkit: Empowers couples with evidence based ideas from 40+ of the nation’s leading experts in managing money and the home as a team. Real Talk Finance: Create a solid foundation and take control of your future DeleteMe: Your personal data is yours again Resources mentioned on the show: (As an Amazon Associate, I earn from qualifying purchases.)Mental Health Landing Page and PTSD Info
Total Money Makeover: A Proven Plan for Financial Fitness by Dave Ramsey
Outlive: The Science and Art of Longevity by Peter Attia and Bill Gifford
00:00 Discovering the Joy of Simple Pleasures
02:31 Introducing Jay: A Journey to Financial Independence<...
A Hero’s Journey: Krista & Ed, The Mother of All Case Studies! | Krista and Ed Kim | 97
Catching Up to FI
09/22/24 • 74 min
This heartfelt episode dives into the incredible story of Krista and Ed. From growing up in poverty to facing financial insecurity as adults, this resilient couple shares their journey of overcoming adversity and finding hope in the FIRE movement. Discover how a deep bond of love, open communication, strategic planning, and an unwavering spirit led them to financial independence. Learn about their pivotal experiences, including a live case study at the EconoMe conference and actionable tips that can help you on your financial journey. Don’t miss their powerful message of never giving up and transforming your dreams into reality.
Thank you to our sponsors:
Abundo Wealth: Advice-Only Financial Planning for Everyone
DeleteMe: Your personal data is yours again
Personal Finance Club: Use code CUTOFI to get $30 OFF any course or PFC investing course only
Nectarine: Advice-Only Financial Advisors (Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine.)
Boston Institute of Finance Personal Growth Track: Enter code catchingup to get 5% off any “Personal Growth Track” course or package
Resources mentioned on the show: (As an Amazon Associate, I earn from qualifying purchases.)EconoMe Case Study: Real Life Numbers
Case Study Template🕒 Time stamps:
00:00 A Childhood of Hardship and Resilience
02:11 Introduction to the Case Study
02:27 Meet Krista and Ed
03:03 The Financial Journey Begins
06:37 Krista's Reading Habit
08:11 Ed's Gaming Passion
08:45 Ed's Immigrant Upbringing
15:00 Krista's Struggles and Triumphs
25:44 The Debt Story Unfolds
36:56 Exploring Contentment and Consumerism
37:16 Discovering the FI Movement
39:09 Joining the ChooseFI Community
41:32 Applying for the EconoMe Case Study
42:49 Sharing Financial Details Publicly
45:53 Case Study Insights and Learnings
47:22 Financial Goals and Planning
52:57 Budgeting and Debt Management
01:03:59 Investment Strategies and Risk Tolerance
01:07:25 Final Thoughts and Advice for Late Starters
Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.
Generosity and Smart Spending: A Family Affair | Andy Hill | 103
Catching Up to FI
10/27/24 • 66 min
Andy Hill is an award-winning blogger, podcaster, Youtuber and family finance coach. All under the brand of 'Marriage, Kids, and Money’, his primary focus is helping families build wealth and happiness. He shares his inspiring story of going from a $50,000 negative net worth to achieving financial independence and now living his best 'Coast FI' life with his family. Andy also shares how he is creating a meaningful legacy of giving and generosity with his kids.
Thank you to our sponsors:
Boomer Benefits: The nation’s leading family-owned Medicare brokers https://boomerbenefits.com/catchingup/
DeleteMe: Your personal data is yours again. Hands-free subscription service that removes you from data broker sites. Enter the code Catchingup at checkout to get 20% off http://joindeleteme.com/catchingup
Resources mentioned on the show: (As an Amazon Associate, I earn from qualifying purchases.)
🌐 Marriage, Kids, and Money Website https://www.marriagekidsandmoney.com
YouTube https://www.youtube.com/@MarriageKidsandMoney
Instagram http://instagram.com/marriagekidsandmoney
Podcast https://marriagekidsandmoney.com/podcast-archive/
Coast FIRE Number: What Is It And How To Calculate It https://marriagekidsandmoney.com/coast-fire-number/
Charities for Children: 12 Organizations Giving Kids a Better Chance at Life https://marriagekidsandmoney.com/top-charities-for-children/
An Alternative to 10% Giving for the Modern Family https://marriagekidsandmoney.com/podcast/alternative-to-10-percent-giving/
🕒 Timestamps/Chapters:
00:00 The Financial Wake-Up Call
00:41 Discovering the Debt-Free Movements
02:25 Introduction to Andy Hill
06:18 Andy Hill's Financial Journey
13:37 The House Blunders and Lessons Learned
17:31 The Psychological Benefits of Being Mortgage-Free
28:02 Understanding Coast FI
31:47 Understanding Coast FI
33:16 Personal Journey to Coast FI
33:41 Balancing Work and Life
35:22 Marriage Counseling and Career Shift
38:38 Transition to Financial Coaching
42:40 Generational Wealth and Giving
44:33 Teaching Kids About Money and Generosity
53:17 Family Traditions and Generosity
55:25 Final Thoughts and Reflections
Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.
Millennial Revolution is in The House! | Kristy Shen, Bryce Leung & Little Matchstick | 93
Catching Up to FI
08/25/24 • 66 min
Subscribe and Watch on YouTube
Kristy Shen and Bryce Leung are the dynamic duo behind the Millennial Revolution blog and movement. In this insightful episode, Kristy and Bryce discuss their journey from house-hunting to achieving Financial Independence (FI) and retiring in their early 30s. They delve into why they chose to reject traditional housing and career advice, their innovative 'POT Score' (Pay Over Tuition) method for evaluating education costs, and how they handle investments to maintain their FI lifestyle—despite new challenges like parenting. Discover their interesting perspectives on scarcity vs. abundance mindset, and how the FIRE approach has impacted their personal lives, relationships, and travel adventures. This episode is packed with financial wisdom and real-life experiences that will inspire late starters and aspiring FI enthusiasts alike.
Thank you to our sponsors:
Abundo Wealth: Advice-Only Financial Planning for Everyone
Personal Finance Club: Use code CUTOFI to get $30 OFF any course or PFC investing course only
Measure Twice Money: $100 OFF "Create Your Own Financial Plan" Comprehensive Video Course
Nectarine: Advice-Only Financial Advisors (Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine.)
Boston Institute of Finance Personal Growth Track: Enter code catchingup to get 5% off any “Personal Growth Track” course or package
Resources mentioned on the show: (As an Amazon Associate, I earn from qualifying purchases.)🕒 Time stamps:
00:00 The Unexpected Path to Financial Independence
00:24 Challenging Traditional Financial Advice
02:20 Introduction to the Guests: Christy Shen and Bryce Leung
04:53 Parenting and Financial Independence
05:52 Financial Strategies for Raising a Child
07:19 The Importance of Geographic Arbitrage
09:42 The Pay Over Tuition (POT) Score Explained
12:14 Balancing Financial Independence with Family Priorities
17:36 The Impact of FIRE on Personal Relationships
19:08 Scarcity Mindset as a Superpower
25:52 Overcoming the Fear of Investing
28:15 Investment Strategies for Canadians
34:07 Mitigating Sequence of Return Risk
36:32 Navigating Early Retirement Challenges
38:50 Understanding Yield Shield Components
45:57 Philosophy on Housing and FIRE
50:46 The Rule of 150 for Housing Costs
56:09 Adapting and Overcoming Challenges
01:00:19 Diversity in Books and Personal Finance
01:03:14 Final Thoughts and Reflections
Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.
Show more best episodes
Show more best episodes
FAQ
How many episodes does Catching Up to FI have?
Catching Up to FI currently has 107 episodes available.
What topics does Catching Up to FI cover?
The podcast is about Investing, Podcasts, Fire and Business.
What is the most popular episode on Catching Up to FI?
The episode title 'The Transformative Power of Handwritten Letters | Amy Weinland Daughters | 087' is the most popular.
What is the average episode length on Catching Up to FI?
The average episode length on Catching Up to FI is 65 minutes.
How often are episodes of Catching Up to FI released?
Episodes of Catching Up to FI are typically released every 7 days.
When was the first episode of Catching Up to FI?
The first episode of Catching Up to FI was released on Feb 2, 2023.
Show more FAQ
Show more FAQ