
Episode #58: Strained affordability in today’s US housing market
02/06/25 • 42 min
Here's an interesting stat: The average buyer’s income would have had to rise 86% since January 2020, just to keep pace with the current median priced home. Wow. Some of the main culprits are price appreciation, interest rate increases, and a few more. Listen to or watch Sean & Tim talk about the current market constraints, possibilities for the future, and why Amazon is building and selling $30,000 homes.
Our goal with Bricks & Risk is that you walk away with 1 or 2 valuable nuggets that help build YOUR business. Our audience grows through word of mouth, so if you would please take a moment of your time and give us a review on the platform you’re on, that would be fantastic!
Please also help spread the B&R word by sharing your favorite episode with a friend. You can find all B&R episodes on Spotify, Apple Music, YouTube, and anywhere else you get your podcast content. We greatly appreciate your time and trust.
Until next time, keep learning and keep growing!
📲 Contact Info 📲
→ Sean Mooney, Mooney Insurance Brokers: www.mooneybrokers.com/→ Tim Garrity, The Tim Garrity Team: www.timothygarrity.com/💥 Follow us on Social Media 💥
→ Instagram, Bricks & Risk Podcast, @bricksandrisk: https://www.instagram.com/bricksandrisk/→ Instagram, Sean Mooney, @sean.moonee: https://www.instagram.com/sean.moonee/@sean.moonee
→ Instagram, Tim Garrity, @realestateinphl: https://www.instagram.com/realestateinphl/→ Facebook: https://www.facebook.com/bricksandrisk→ LinkedIn: https://www.linkedin.com/company/bricksandrisk
Here's an interesting stat: The average buyer’s income would have had to rise 86% since January 2020, just to keep pace with the current median priced home. Wow. Some of the main culprits are price appreciation, interest rate increases, and a few more. Listen to or watch Sean & Tim talk about the current market constraints, possibilities for the future, and why Amazon is building and selling $30,000 homes.
Our goal with Bricks & Risk is that you walk away with 1 or 2 valuable nuggets that help build YOUR business. Our audience grows through word of mouth, so if you would please take a moment of your time and give us a review on the platform you’re on, that would be fantastic!
Please also help spread the B&R word by sharing your favorite episode with a friend. You can find all B&R episodes on Spotify, Apple Music, YouTube, and anywhere else you get your podcast content. We greatly appreciate your time and trust.
Until next time, keep learning and keep growing!
📲 Contact Info 📲
→ Sean Mooney, Mooney Insurance Brokers: www.mooneybrokers.com/→ Tim Garrity, The Tim Garrity Team: www.timothygarrity.com/💥 Follow us on Social Media 💥
→ Instagram, Bricks & Risk Podcast, @bricksandrisk: https://www.instagram.com/bricksandrisk/→ Instagram, Sean Mooney, @sean.moonee: https://www.instagram.com/sean.moonee/@sean.moonee
→ Instagram, Tim Garrity, @realestateinphl: https://www.instagram.com/realestateinphl/→ Facebook: https://www.facebook.com/bricksandrisk→ LinkedIn: https://www.linkedin.com/company/bricksandrisk
Previous Episode

Episode #57: Hunting Commercial Real Estate with Nick Giganti & Martino Picariello
With years of boots-on-the-ground real estate experience, both residential and commercial (aka resi-mercial ), Nick Giganti & Martino Picariello break down what it takes to start and grow a book of business. From knocking on doors, to learning how to value their own time, these guys know the investment real estate game in Philly. Sean & Tim ask some poignant questions about their own personal experiences as agents, as well as investors themselves. Tune in to learn more about real estate investment and the future of Philadelphia!
Our goal with Bricks & Risk is that you walk away with 1 or 2 valuable nuggets that help build YOUR business. Our audience grows through word of mouth, so if you would please take a moment of your time and give us a review on the platform you’re on, that would be fantastic!
Please also help spread the B&R word by sharing your favorite episode with a friend. You can find all B&R episodes on Spotify, Apple Music, YouTube, and anywhere else you get your podcast content. We greatly appreciate your time and trust.
Until next time, keep learning and keep growing!
📲 Contact Info 📲
→ Sean Mooney, Mooney Insurance Brokers: www.mooneybrokers.com/→ Tim Garrity, The Tim Garrity Team: www.timothygarrity.com/💥 Follow us on Social Media 💥
→ Instagram, Bricks & Risk Podcast, @bricksandrisk: https://www.instagram.com/bricksandrisk/→ Instagram, Sean Mooney, @sean.moonee: https://www.instagram.com/sean.moonee/@sean.moonee
→ Instagram, Tim Garrity, @realestateinphl: https://www.instagram.com/realestateinphl/→ Facebook: https://www.facebook.com/bricksandrisk→ LinkedIn: https://www.linkedin.com/company/bricksandrisk
Next Episode

Episode #59: Scratch Commercial Lending with Evan Segal
As Sean & Tim continue to introduce and interview superstars within their networks, we are grateful to have spoken with Evan Segal from Segal Financial. On this Bricks & Risk ep, we unearth Evan's journey from 20 years in Corporate America to self-funding/starting his own commercial lending company; all while being a dedicated husband and dad. Why does email marketing work for him? Why does it pay to "learn patience and trust your instincts" in business? Listen-to and/or watch this lifelong Philadelphian drop valuable nuggets for our podcast community!
Our goal with Bricks & Risk is that you walk away with 1 or 2 valuable nuggets that help build YOUR business. Our audience grows through word of mouth, so if you would please take a moment of your time and give us a review on the platform you’re on, that would be fantastic!
Please also help spread the B&R word by sharing your favorite episode with a friend. You can find all B&R episodes on Spotify, Apple Music, YouTube, and anywhere else you get your podcast content. We greatly appreciate your time and trust.
Until next time, keep learning and keep growing!
📲 Contact Info 📲
→ Sean Mooney, Mooney Insurance Brokers: www.mooneybrokers.com/→ Tim Garrity, The Tim Garrity Team: www.timothygarrity.com/💥 Follow us on Social Media 💥
→ Instagram, Bricks & Risk Podcast, @bricksandrisk: https://www.instagram.com/bricksandrisk/→ Instagram, Sean Mooney, @sean.moonee: https://www.instagram.com/sean.moonee/@sean.moonee
→ Instagram, Tim Garrity, @realestateinphl: https://www.instagram.com/realestateinphl/→ Facebook: https://www.facebook.com/bricksandrisk→ LinkedIn: https://www.linkedin.com/company/bricksandrisk
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