
Health Insurance Hacks with Nylene Ellingsone
02/12/25 • 51 min
Ever wondered if there's a better way to tackle health insurance, especially if you're self-employed? Join us as we dive into this crucial topic with insurance guru Nylene Ellingsone. Former dental hygienist turned insurance broker, Nylene shares her journey and why flexibility was key for her as a mother of four.
In this episode, we explore the ins and outs of traditional marketplace plans versus alternative options like indemnity plans and health shares. What are the real costs, and how can you save? Nylene breaks it all down, sharing personal stories like her husband's knee surgery that had zero out-of-pocket expenses.
We wrap up with a lightning round of finance tips—cash over credit, real estate over stocks—and Nylene's golden rule: never live beyond your means. Tune in to make informed decisions about your health insurance!
Nylene Ellingson's Bio:
My name is Nylene Ellingson. I got into insurance 9 years ago. I was a dental hygienist at the time. I loved the idea of something more flexible that allowed me to work around my families schedule. I have a husband and 4 children. My husband and I had always been privately insured. I know firsthand how hard it can be to not only know what your options are for healthcare, but to navigate finding what works best for your situation. One of the things I love most about what I do is helping people find what meets their needs and budgets best, and I do not charge the client anything. I get paid by whatever plan they choose.
Connect with Nylene:
Phone: 480-216-6426
Email: [email protected]
For more awesome episodes visit our podcast website at [email protected]
Got a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!
Ever wondered if there's a better way to tackle health insurance, especially if you're self-employed? Join us as we dive into this crucial topic with insurance guru Nylene Ellingsone. Former dental hygienist turned insurance broker, Nylene shares her journey and why flexibility was key for her as a mother of four.
In this episode, we explore the ins and outs of traditional marketplace plans versus alternative options like indemnity plans and health shares. What are the real costs, and how can you save? Nylene breaks it all down, sharing personal stories like her husband's knee surgery that had zero out-of-pocket expenses.
We wrap up with a lightning round of finance tips—cash over credit, real estate over stocks—and Nylene's golden rule: never live beyond your means. Tune in to make informed decisions about your health insurance!
Nylene Ellingson's Bio:
My name is Nylene Ellingson. I got into insurance 9 years ago. I was a dental hygienist at the time. I loved the idea of something more flexible that allowed me to work around my families schedule. I have a husband and 4 children. My husband and I had always been privately insured. I know firsthand how hard it can be to not only know what your options are for healthcare, but to navigate finding what works best for your situation. One of the things I love most about what I do is helping people find what meets their needs and budgets best, and I do not charge the client anything. I get paid by whatever plan they choose.
Connect with Nylene:
Phone: 480-216-6426
Email: [email protected]
For more awesome episodes visit our podcast website at [email protected]
Got a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!
Previous Episode

Declutter to Unleash Your Creativity with Unison Frances
Hey there, fabulous listeners! Have you ever felt like clutter is crushing your creativity or stifling your success? Join us in this transformative episode of Women of Wealth as we chat with the incredible Unison Frances, owner of Go Goddess Organizing. Unison takes us on her journey from 22 years in teaching to becoming a powerhouse in organization. She reveals how clutter can lead to mental chaos and decision fatigue, especially for women juggling multiple roles.
Unison shares her top tips, like using apps such as Paper Karma and Everlance, and her personal "bye-bye box" strategy. She dives into digital decluttering and organizing business spaces, even offering advice on keeping your car—a mobile office for many—tidy and efficient. Plus, you'll hear about her ambitious goal to sell 1,000 planners designed to help women streamline their lives. Don't miss this episode packed with practical advice to boost your productivity and creativity!
Unison Frances Colthurst's Bio:
I’m Unison Frances, a certified professional organizer, decluttering expert, and your go-to guru for What’s Got to Go-Go. You’ve built—or are building—a life of wealth, success, and opportunity. But let’s be real: clutter isn’t just taking up space in your home; it’s taking up mental space, slowing you down, clouding your creativity, and keeping you from operating at your highest level.
Your time is your most valuable asset, and every piece of clutter is a tiny energy leak—distracting you, draining your focus, and keeping you stuck in the past instead of creating your next big win. Whether it’s unopened boxes, overstuffed closets, or digital chaos, I help high-achieving women like you clear the excess so you can think clearer, work smarter, and move faster toward the life you actually want.
Through my signature planner The Year She Let It Go, my membership community, and my high-energy virtual happy hours, I guide women through a transformational process of decluttering—not just their spaces, but their minds and energy too. Because wealth isn’t just about money; it’s about freedom. And nothing steals your freedom like a home (or a mind) full of unfinished business.
You weren’t meant to waste time searching for your keys, feeling guilty about the things you “should” deal with, or drowning in a space that doesn’t support your next level. You’re here to create, lead, innovate, and make an impact. Let’s clear the clutter, reclaim your energy, and open up space for more of what truly moves the needle in your life.
Success loves clarity—so let’s make room for more of that.
Special Offers from Unison:
The Free Energetic Decluttering Checklist
Clutter isn’t just physical—it’s energetic, and it could be blocking what you truly want in life. Whether you're calling in love, health, wealth, or creativity, this checklist will help you clear the path and make space for more of what lights you up.
✨ Want to attract more love? Start with the emotional decluttering checklist.
💪 Ready to boost your health? The physical decluttering section is for you.
💰 Looking to expand wealth and unlock creativity? The mental decluttering checklist is where the magic happens.
Clear your space, shift your energy, and open the door to your next-level life. Grab your checklist here: https://gogoddess.myflodesk.com/declutteringchecklist
The Year She Let It Go Planner
This isn’t just a planner—it’s a roadmap to a lighter, more intentional life. The Year She Let It Go guides you through a month-by-month decluttering journey, helping you clear out what no longer serves you so you can create space for what does.
📅 One room per month, so you never feel overwhelmed.
✍️ Journaling prompts to help you process the why behind the clutter.
💡 Simple, doable action steps to keep momentum going.
🎉 Community support (because decluttering is easier—and way more fun—together!).
It’s time to let go of the excess and make room for the life you really want. Start your journey here: https://gogoddess.myflodesk.com/planner
Connect with Unison:
-Website
Next Episode

Transforming Women's Health for Business Success with Miki Sunguza
Can Health Be the Secret to Wealth? Join us as we dive into an enlightening conversation with Miki Sunguza, the visionary behind A La Carte Health. Ever wondered how your health could be the linchpin of your financial success? Miki's multicultural upbringing and her father's health struggles have given her a unique perspective on why health is the cornerstone of wealth. From navigating early menopause to mastering stress management, Miki shares her journey and expertise in functional medicine. Discover how prioritizing health can unlock new levels of business productivity and financial stability. Plus, learn about the financial strategies to make functional medicine more accessible. Ready to revolutionize your approach to health and wealth? Tune in for a thought-provoking episode that could change your entrepreneurial journey forever.
Miki Sunguza's Bio:
Miki Sunguza is the Founder of A La Carte Health, dedicated to supporting women—especially high-achieving professionals and business owners—through the challenges of aging and hormone changes. After experiencing early menopause at 37, Miki leveraged her background as a retired Nurse and Osteopath to become a Functional Medicine Coach.
Over the past five years, she has helped hundreds of women, including CEOs, executives, and entrepreneurs, reclaim their energy, mental clarity, and confidence—allowing them to scale their businesses, increase revenue, and build lasting wealth without sacrificing their health. Using a holistic and science-driven approach, Miki empowers women to optimize their well-being so they can thrive in both life and business—without burnout or compromise.
Special Offer:
Exclusive for Listeners: Get a FREE 20-minute consultation with Miki!
Discover where you stand in your health journey and uncover the challenges holding you back. Take the first step toward optimizing your energy, hormones, and overall well-being: www.alacarte.health
Connect with Miki:
Website
For more awesome episodes visit our podcast website at [email protected]
Got a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!
Women of Wealth - Health Insurance Hacks with Nylene Ellingsone
Transcript
Have you ever wished for guidance in effectively growing your business and managing your finances? Or wonder what it takes to succeed as a female entrepreneur in finance? Then this is the podcast for you. Welcome to Women of Law, where generational wisdom meets ambition. I'm Allie Romo, your millennial host. And I'm Hawley Woods Greg, your Gen X host.
Allie RamoUsing our combined backgrounds in
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