Women & Money Cafe
Julie Flynn
The Women and Money Cafe is a space where women can come to listen and learn about all things money in a friendly, informal, no-jargon environment. Hosted by practising independent financial adviser and financial coach Julie Flynn. Each episode in the Women and Money Cafe we bring together members of our expert panel of female financial advisers, coaches, investment managers, guest experts and women from all walks of life to share, support and make space for Women to feel empowered with money. We make finance accessible and fun whilst expertly de-mystifying money and sharing our wealth of expert knowledge.Come join us on the sofa, in the Women & Money Cafe
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Top 10 Women & Money Cafe Episodes
Goodpods has curated a list of the 10 best Women & Money Cafe episodes, ranked by the number of listens and likes each episode have garnered from our listeners. If you are listening to Women & Money Cafe for the first time, there's no better place to start than with one of these standout episodes. If you are a fan of the show, vote for your favorite Women & Money Cafe episode by adding your comments to the episode page.
51. The secrets of financial coaching - we are spilling the beans!
Women & Money Cafe
10/31/22 • 44 min
In this episode Michelle and Julie were originally going to discuss if you can change your money story. But according to Instagram, you all believe you can. Not one person thought it was impossible.
So rather than debating if, we are going to share how you do it. We are going to walk you through our coaching framework we use with clients to help them change their money mindset and unclear those blocks.
Grab a pen and paper and make a note of the prompts and you can try this at home:
- Awareness of a money belief
- Benefits
- Challenges
- Re-write the script
- Practical
- Purpose
You can download our handy journaling questions for working through the 6 steps here.
Our Favourite App this week is Lumio go check it out for a nice clean UI and way of keeping on top of your money.
If you enjoyed this episode, please leave us a review. It helps us reach other women just like you.
Resources:
James Clear Atomic Habits book
Morgan Housel The Psychology of Money book
Julia Cameron The Artist's Way
YOUR HOSTS:
Julie Flynn is an experienced independent financial adviser and financial coach. Justice and equality drive Julie. Which is why she’s spent years studying and researching how stress affects our financial decision making.
She uses her years of experience and research to support women experiencing or planning significant change in their lives.
Julie is best known for her work with women who have lost their partner and coaching financial services business who want to implement fair and transparent charges.
Ebb & Flow Financial Coaching | Bree Wealth & Tax | Instagram
Michelle Lambell started her career in financial services as a Stockbroker in 1999 undertaking both advisory and discretionary investment management. Following a career break where she spent time being a mum and running an arts and crafts business, Michelle returned to financial services in 2013 undertaking further study.
Today she is a Chartered Financial Planner, specialising in retirement planning advice, pensions and investments and a Certified Financial Coach. Michelle has a passion for providing financial advice, guidance and education to everyone, regardless of their gender, age or current circumstances.
Website | Instagram
✅ And if you enjoyed the show, please leave us a review.
We genuinely love hearing your questions and feedback.
So, email us a voice note [email protected] or via instagram with your thoughts and suggestions.
42. DIY a Financial Plan
Women & Money Cafe
08/21/22 • 74 min
What is a financial plan? And do you need one?
Julie & Catherine are going to walk you through the 3 steps to building your own financial plan. You can make it as complicated as you want, or you can keep it to one page.
To us, the plan is a like road trip across Europe. We may not have a fixed destination, but we have lots of things we want to see along the way.
- What is important to you
- Start to shape your goals
- Plug in the numbers
Along the way we’ve made up some golden rules. The 1st one is that the plan is not about perfection. Don’t get hung up on precise details.
Rule number 2 is remember this is about guessing, so it will not turn out exactly as you planned at the beginning. And that’s ok, because most of us change as we go through life.
Rule number 3, money is not your only commodity. You have time and talent!
4.23 Rule 3 explained
7.49 what is a financial plan
11.40 questions to help you with step 1
14.42 how the goals emerge from step 1
25.48 recap of the questions to ask yourself
27.43 Moving from step 2 to step 3
35.26 The numbers
42.30 Calculate your net worth
46.52 Another golden rule
Grab a copy of our One Page Plan as a PDF or word doc.
The savings plan section of this Calculator can do all of the numbers you need for step 3
YOUR HOSTS:Catherine Thomas-Humphreys is an Award Wining Financial Coach, Qualified Financial Adviser and Family Will Writer.
Catherine believes money is a force for good and when in the hands of good people can be used to do great things. She loves working with purpose-led parents who are ready to change their money habits & beliefs to achieve financial success for themselves and their family.
She founded #TheFinfluencer as a safe space to coach and empower parents to influence, make, save, spend and grow money, consciously, ethically and positively.
Financial coaching - The Finfluencer
Catherine’s bitesize money wisdom - Instagram
Julie Flynn is an experienced independent financial adviser and financial coach. Justice and equality drive Julie. Which is why she’s spent years studying and researching how stress affects our financial decision making.
She uses her years of experience and research to support women experiencing or planning significant change in their lives.
Julie is best known for her work with women who have lost their partner and coaching financial services business who want to implement fair and transparent charges.
Financial coaching - Ebb & Flow
Financial advice - Bree Wealth & Tax
Julie’s inexpert social media antics - Instagram
✅ And if you enjoyed the show, please leave us a review.
We genuinely love hearing your questions and feedback.
So, email us a voice note [email protected] or via instagram with your thoughts and suggestions.
36 Pensions - Explaining all THAT Jargon
Women & Money Cafe
07/10/22 • 48 min
Not going to lie, jargon does our heads in as much as it does yours. We set ourselves a challenge, could we explain what the bizarre words of pensions means in one sentence.
To stop us from falling asleep we made it a bit competitive. Final scores:
Michelle 996
Catherine 40 + a pie
Julie 12
And be sure to listen to the end for a new regular feature – our favourite app of the week. Catherine kicks off with Tulipshare
2.56 SIPP
4.04 Lifetime Allowance
5.22 Annual Allowance & MPAA
6.39 UFPLS
7.47 Money Purchase / DC
8.54 Defined benefit (DB), final salary, CARE
11.06 Salary sacrifice
12.17 Flexible Access Drawdown (FAD)
13,16 Carry forward
14.18 AVC & FSAVC
15.23 CETV
17.21 Origo
18.28 GAR
19.57 Crystallised
21.23 BCE
22.53 GMP
24.14 PCLS
25.21 Protected Tax Free Cash
26.48 Revaluation & Indexation
28.13 Early & late retirement factors
29.31 Net & Gross
31.38 Triviality
33.24 MVR / MVA
37.26 Tapered annual allowance
38.38 Commutation
A comprehensive A - Z can be found here
_____________________________________________________________________________________________
YOUR HOSTS:Catherine Thomas-Humphreys is an Award Wining Financial Coach, Qualified Financial Adviser and Family Will Writer. Catherine believes money is a force for good and when in the hands of good people can be used to do great things. She loves working with purpose-led parents who are ready to change their money habits & beliefs to achieve financial success for themselves and their family.
The Finfluencer|Finfluence|Instagram
Julie Flynn is an experienced independent financial adviser and financial coach. Justice and equality drive Julie. Which is why she’s spent years studying and researching how stress affects our financial decision making.
Julie is best known for her work with women who have lost their partner and coaching financial services business who want to implement fair and transparent charges.
Ebb & Flow Financial Coaching|Bree Wealth & Tax|Instagram
Michelle Lambell started her career in financial services as a Stockbroker in 1999 undertaking both advisory and discretionary investment management. Following a career break where she spent time being a mum and running an arts and crafts business, Michelle returned to financial services in 2013 undertaking further study.
Today she is a Chartered Financial Planner, specialising in retirement planning advice, pensions and investments and a Certified Financial Coach. Michelle has a passion for providing financial advice, guidance and education to everyone, regardless of their gender, age or current circumstances.
Website | Instagram
✅ And if you enjoyed the show, please leave us a review.
We genuinely love hearing your questions and feedback.
So, email us a voice note [email protected] or via instagram with your thoughts and suggestions.
8. Intentionality with your Money - Women and Money Cafe
Women & Money Cafe
12/27/21 • 43 min
We revisited in this Episode one of our Clubhouse favourites - Intentionality!
We explored what getting intentional with your money means and looks like, the importance of having Purpose with all of your money whether spending, saving or investing and the impact thee intentions can have in your financial success.
_________________________________________________________________________
Your hosts today were money experts Catherine Thomas Humphreys and Julie Flynn and were joined by Café experts Emily Pool & Tsitsi Mutiti
_________________________________________________________________________
Catherine is an independent financial adviser, will writer and certified financial coach.
Catherine works with parents to financially empower them to raise up their family, in particular families undergoing change or complexity including blending, separating, single & co-parenting.
She founded #TheFinfluencer during lockdown to support and empower those feeling fearful or overwhelmed with their financial situation and focusses her work on creating positive relationship with your money, yourself and those you love. Website | Instagram
Julie is an independent financial planner and certified financial coach. Years of qualifications and research have led Julie to have a unique understanding of how our brains behave under stress, and how this impacts on our financial decision making and well-being.
Julie works with women experiencing or planning significant change in their lives. She founded Ebb & Flow Financial Coaching last year, where she focusses on her work with women who have lost their partner. She also coaches women wanting to change how they charge for their services. Website | Instagram
Emily is a Financial Planner and Will Writer and Founder of Happy Planet Financial Planning and is passionate about empowering people to invest their wealth (pensions and savings) sustainably and in line with their personal values
Tsitsi is an award-winning Investment Manager, Certified Financial Coach and the host of The Wealth Conversation Podcast.
______________________________________________________________
We’d love to hear your thoughts on today’s episode and any questions you have.
You can send us a message or voice note to [email protected]
Join the community on Facebook @womenandmoneycafe www.womenandmoney.cafe
✅ And if you enjoyed the show, please leave us a review.
We genuinely love hearing your questions and feedback.
So, email us a voice note [email protected] or via instagram with your thoughts and suggestions.
5. Financial Job Roles | Women and Money Cafe
Women & Money Cafe
12/06/21 • 47 min
In this Episode we breakdown and de-mystify the myriad of Financial Services roles so you can determine and decide who is the right person for you to work with.
We covered
- What are the differences, if any, between financial advisers, planners and coaches
- How restricted advice differs from independent
- Tsitsi shares her analogy for a wealth or investment manager
- And how these roles, regulated or otherwise, can fit together so you gain most
_________________________________________________________________________
Your hosts today were money experts Catherine Thomas Humphreys and Julie Flynn
They were joined by Café experts Michelle Lambell & Tsitsi Mutiti
_________________________________________________________________________
Catherine is an independent financial adviser, will writer and certified financial coach.
Catherine works with parents to financially empower them to raise up their family, in particular families undergoing change or complexity including blending, separating, single & co-parenting.
She founded #TheFinfluencer during lockdown to support and empower those feeling fearful or overwhelmed with their financial situation and focusses her work on creating positive relationship with your money, yourself and those you love. Website | Instagram
Julie is an independent financial planner and certified financial coach. Years of qualifications and research have led Julie to have a unique understanding of how our brains behave under stress, and how this impacts on our financial decision making and well-being.
Julie works with women experiencing or planning significant change in their lives. She founded Ebb & Flow Financial Coaching last year, where she focusses on her work with women who have lost their partner. She also coaches women wanting to change how they charge for their services. Website | Instagram
Tsitsi is an award-winning Investment Manager, Certified Financial Coach and the host of The Wealth Conversation Podcast. Website | Instagram
Michelle is a Chartered Financial Planner & Certified Financial Coach specialising in retirement planning advice, pensions & investments. Website | Instagram
______________________________________________________________
We’d love to hear your thoughts on today’s episode and any questions you have.
You can send us a message or voice note to [email protected]
Join the community on Facebook @womenandmoneycafe www.womenandmoney.cafe
✅ And if you enjoyed the show, please leave us a review.
We genuinely love hearing your questions and feedback.
So, email us a voice note [email protected] or via instagram with your thoughts and suggestions.
1. Introduction | Women and Money Cafe
Women & Money Cafe
11/12/21 • 12 min
Introduction to the Women and Money Podcast.
In this Episode your co-hosts Catherine Thomas-Humphreys and Julie Flynn introduce themselves and the Women and Money Cafe Podcast with a potted history of its history from Clubhouse to here and the growing online community its building for Women.
We aim to bring some fun back into finance, provide a safe community for Women to feel empowered with money by demystifying money and sharing our wealth of knowledge and advice.
Your hosts today were money experts Julie Flynn and Catherine Thomas Humphreys
We are regularly joined by our team of Female Finance Experts Michelle Lambell, Tsitsi Mutiti and Emily Pool.
Julie is an independent financial planner and certified financial coach. Years of qualifications and research have led Julie to have a unique understanding of how our brains behave under stress, and how this impacts on our financial decision making and well-being.
Julie works with women experiencing or planning significant change in their lives. She founded Ebb & Flow Financial Coaching last year, where she focusses on her work with women who have lost their partner. She also coaches women wanting to change how they charge for their services. Website | Instagram
Catherine is an independent financial adviser, will writer and certified financial coach.
Catherine works with parents to financially empower them to raise up their family, in particular families undergoing change or complexity including blending, separating, single & co-parenting.
She founded #TheFinfluencer during lockdown to support and empower those feeling fearful or overwhelmed with their financial situation and focusses her work on creating positive relationship with your money, yourself and those you love. Website | Instagram
______________________________________________________________
We’d love to hear your thoughts on today’s episode and any questions you have.
You can send us a message or voice note to [email protected]
Join the community on Facebook @womenandmoneycafe www.womenandmoney.cafe
✅ And if you enjoyed the show, please leave us a review.
We genuinely love hearing your questions and feedback.
So, email us a voice note [email protected] or via instagram with your thoughts and suggestions.
96. Budgeting Bliss (a true story)
Women & Money Cafe
09/10/23 • 44 min
In this episode Sara grills Julie on how she went from budgeting disaster to master of spending plans.
They have a really frank discussion about what went wrong for Julie when she's tried budgeting in the past. Why as much as she loves apps, they just didn't work for her. She'd get disheartened and give up. Plus, like some of you, she thought what's the point? There's enough coming in to pay for everything. Do you really need a budget?
Find out what changed and how she's now found a way to create a spending plan she can stick to.
One to watch out for is the struggle of categorising Amazon expenses and navigating the ever-changing landscape of digital purchasing.
Ultimately, nailing monthly spending has left Julie spending her money on what truly matters to her and improving her overall well-being.
💰 Since recording, Julie went and checked her takeaway/coffee spend from 2022 - £230 per month.
RESOURCES:
Pete Matthew's Spreadsheet
Money Dashboard
Lumio
Emma
RELATED EPISODES
26. Budgeting, lets stop pretending there is a holy grail
28. Everything you've been told about emergency funds is wrong
YOUR HOST
Julie Flynn is an experienced independent financial adviser and financial coach. Justice and equality drive Julie. Which is why she’s spent years studying and researching how stress affects our financial decision making.
Julie is best known for her work with women who have lost their partner and coaching financial services business who want to implement fair and transparent charges.
Ebb & Flow Financial Coaching | Bree Wealth & Tax | Instagram
CO-HOSTS
Sara Walker is a financial planner and financial coach with 33 years’ experience in financial services. She wants all women to feel financially confident and uses her professional and life experiences to support and educate women over 40 so they in turn feel able to support and be role models for the younger women in their lives.
✅ And if you enjoyed the show, please leave us a review.
We genuinely love hearing your questions and feedback.
So, email us a voice note [email protected] or via instagram with your thoughts and suggestions.
16. Women in Business with Carol Deveney - Women and Money Cafe
Women & Money Cafe
02/21/22 • 43 min
In this episode we are joined by Carol Deveney. Carol was a regular in our Clubhouse days. Carol talks so much sense about money, about business and just about anything. Carol has a super power, which she's going to share with you: helping entrepreneurs work with corporates.
Even if you don't think this is relevant to you, have a listen. Because that's what Julie thought. Now, thanks to Carol's advice, she has a corporate speaking gig, and lots more.
5.59 Carol explains how she started helping people do what she does
8.01 How women's day rates differ to men's
10.26 Having no shame about saying how much you charge
13.14 How to break through a self imposed earnings cap
17.38 Upper and lower comfort levels of earnings
22.07 How Carol's business degree & post grad helped her become an outstanding leader
28.57 Why family and friends are not always the best people to talk to about your business
37.18 Where to get more on how to start working with corporates
GUEST EXPERT
Carol Deveneny runs a group for entrepreneurs who would like to learn how to sell their products or services to corporate organisations or businesses.
Carol Deveney is an entrepreneur who owns a successful consulting business selling to some of the biggest corporates across 3 continents. She also helps entrepreneurs who would like to learn how to sell their products or services to corporate organisations or businesses.
Entrepreneurs getting into corporatehttps://www.instagram.com/caroldeveney_/_________________________________________________________________________________
YOUR HOSTS:Catherine Thomas-Humphreys is an Award Wining Financial Coach, Qualified Financial Adviser and Family Will Writer. Catherine believes money is a force for good and when in the hands of good people can be used to do great things. She loves working with purpose-led parents who are ready to change their money habits & beliefs to achieve financial success for themselves and their family.
The Finfluencer|Finfluence|Instagram
Julie Flynn is an experienced independent financial adviser and financial coach. Justice and equality drive Julie. Which is why she’s spent years studying and researching how stress affects our financial decision making.
Julie is best known for her work with women who have lost their partner and coaching financial services business who want to implement fair and transparent charges.
Ebb & Flow Financial Coaching|Bree Wealth & Tax|Instagram
✅ And if you enjoyed the show, please leave us a review.
We genuinely love hearing your questions and feedback.
So, email us a voice note [email protected] or via instagram with your thoughts and suggestions.
02/14/22 • 34 min
Are there parallels between how we manage our money and how we manage our relationships? What about the challenges of being an over giver? And how to negotiate first dates, setting financial boundaries.
These are just some of the things we are going to talk about in this episode with our guest expert, singles coach, Libby Sibbert.
03:45 Libby talks about career coaching and how women can have it all
07:23 how dating methods resonate with financial coaching
08:09 over giving showing up in dating and how to manage it
09:32 how time and money over giving impact your relationships
14:22 how to recognise and manage over giving in a new relationship
16:08 when and how to talk about money in a new relationship
21:47 how to manage that first date
GUEST EXPERT
At 36, Libby found herself moving back in with her parents. Another bad breakup. Her biological clock was ticking. So, she took a sabbatical from Hedge Fund Sales. She needed an answer to the question, “How do I find Mr Right?”.
The lessons she learned on her journey led her to develop a fool proof method for finding love. After putting that method into practice, she met her husband. She now teaches her fool-proof and highly successful method in her course: Love, Factually. https://libbysibbert.kartra.com/page/LoveFactually
_________________________________________________________________________________
YOUR HOSTS:Catherine Thomas-Humphreys is an Award Wining Financial Coach, Qualified Financial Adviser and Family Will Writer. Catherine believes money is a force for good and when in the hands of good people can be used to do great things. She loves working with purpose-led parents who are ready to change their money habits & beliefs to achieve financial success for themselves and their family.
The Finfluencer|Finfluence|Instagram
Julie Flynn is an experienced independent financial adviser and financial coach. Justice and equality drive Julie. Which is why she’s spent years studying and researching how stress affects our financial decision making.
Julie is best known for her work with women who have lost their partner and coaching financial services business who want to implement fair and transparent charges.
Ebb & Flow Financial Coaching|Bree Wealth & Tax|Instagram
EPISODE EXPERT
Emily Pool is a Financial Planner and Will Writer and Founder of Happy Planet Financial Planning and is passionate about empowering people to invest their wealth (pensions and savings) sustainably and in line with their personal values.
✅ And if you enjoyed the show, please leave us a review.
We genuinely love hearing your questions and feedback.
So, email us a voice note [email protected] or via instagram with your thoughts and suggestions.
106. Business Protection with Naomi Smith
Women & Money Cafe
11/20/23 • 42 min
In this episode we are joined by guest Naomi Smith from Saltire Financial. With years of expertise in business protection, Naomi sheds light on the crucial steps women in business need to take to ensure their financial well-being. Here's what you can expect from this informative and empowering episode:
- Importance of business protection in safeguarding family members and employees during challenging times
- Understanding private medical insurance and executive income protection for limited companies
- Exploring group private medical insurance options for directors and employees
- Overview of relevant life insurance and executive income protection
- Sole traders vs. limited companies
- Exploring shareholder and loan protection for seamless business continuity in case of illness or death
- Key person cover and its role in mitigating financial impact caused by the absence of a key person in the business
- Understanding director's loans and their implications in case of a deceased director
GUEST EXPERT: NAOMI SMITH has always felt a strong passion for business protection. Understanding the significance and potential benefits it provides, she became determined to spread awareness about its importance. Naomi observed that many people lacked knowledge about the meaning, purpose, and offerings of business protection.
Instagram | LinkedIn | Facebook
YOUR HOST
Julie Flynn is an experienced independent financial adviser and financial coach. Justice and equality drive Julie. Which is why she’s spent years studying and researching how stress affects our financial decision making. Julie is best known for her work with women who have lost their partner and coaching financial services business who want to implement fair and transparent charges.
Ebb & Flow Financial Coaching | Bree Wealth & Tax | Instagram
CO-HOSTS
Emily Pool is a Financial Planner and Will Writer. She is passionate about empowering people to invest their wealth (pensions and savings) sustainably and in line with their personal values.
Michelle Lambell started her career in financial services as a Stockbroker in 1999 undertaking both advisory and discretionary investment management. Today she is a Chartered Financial Planner, specialising in retirement planning advice, pensions and investments and a Certified Financial Coach.
Sara Walker is a financial planner and financial coach with 33 years’ experience in financial services. She wants all women to feel financially confident and uses her professional and life experiences to support and educate women over 40 so they in turn feel able to support and be role models for the younger women in their lives.
✅ And if you enjoyed the show, please leave us a review.
We genuinely love hearing your questions and feedback.
So, email us a voice note [email protected] or via instagram with your thoughts and suggestions.
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FAQ
How many episodes does Women & Money Cafe have?
Women & Money Cafe currently has 129 episodes available.
What topics does Women & Money Cafe cover?
The podcast is about Society & Culture, Women, Investing, Personal Journals, Mindset, Money, Fun, Financial, Podcasts, Fire, Finance, Self-Improvement, Education, Advice and Coach.
What is the most popular episode on Women & Money Cafe?
The episode title '128. Secrets of Financial Coaching (rerun)' is the most popular.
What is the average episode length on Women & Money Cafe?
The average episode length on Women & Money Cafe is 40 minutes.
How often are episodes of Women & Money Cafe released?
Episodes of Women & Money Cafe are typically released every 7 days.
When was the first episode of Women & Money Cafe?
The first episode of Women & Money Cafe was released on Nov 12, 2021.
Show more FAQ
Show more FAQ