Divorce and Refinancing a Mortgage

Hi, welcome to ValuationPodcast.com, a podcast and video series about all things related to business and valuation. My name is Melissa Gragg, and I'm a mediator and business valuation expert in St. Louis, Missouri.
Today we are talking about divorce and refinancing a mortgage, and I have the privilege of speaking with Emile Flowers. She's a Certified Divorce Lending Professional and Mortgage Loan Originator located in Glen Carbon, Illinois, but services clients around the country. Welcome, Emile!
1. Divorce and Mortgaging a House: One Working Spouse and One Stay-Home Spouse with Emile Flowers
2. What is a Certified Divorce Lending Professional?
3. What type of analyses are you doing with the client to determine their eligibility?
4. How does divorce mortgage planning benefit the couple?
5. What is "qualifying income?"
6. Why is the verbiage for the divorce settlement agreement important?
7. What is important to know about refinancing a mortgage in a divorce?
8. What can clients do now to get prepared to meet with Emile Flowers?
9. How do you charge for your services?
10. About Emile Flowers, Certified Divorce Lending Professional and Mortgage Loan Originator
Emile Flowers​​​​, CDLP® \ Mortgage Loan Originator
USA Mortgage
[email protected]
+1 618-530-2444
3 Country Club Executive Park, Ste 100
Glen Carbon, IL 62034
NMLS: 1256327
Company NMLS: 227262. Not a commitment to lend. Additional terms and conditions apply. DAS Acquisition Company, LLC is not affiliated with or endorsed by any government entity or agency, including USDA, HUD or VA. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For complete licensing information visit http://www.nmlsconsumeraccess.org. USA Mortgage does not provide tax, legal or accounting advice or services. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on or used as a substitute for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.

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