
Cybersecurity Month: We All Play a Role in Cybersecurity
10/03/23 • 18 min
In this episode of the Radian On Air podcast, Jeff Engle, assistant vice president of Mortgage Learning for Radian Guaranty, welcomes back Donna Ross, Radian Group's award-winning Chief Information Security Officer. They explore the importance of cybersecurity, especially in light of October being Cybersecurity Awareness Month, including the increasing threats to technology and confidential data, alarming statistics of cybercrime, and offer insights on how individuals and companies can protect themselves against these cyber threats.
Key points discussed in this episode include:
- The significance of Cybersecurity Awareness Month and the role each individual plays in maintaining cybersecurity
- A look at the current cyber threat landscape
- The importance of continuous risk assessments, planning and testing due to constantly changing cyber threats
- Practical tips on how individuals can protect themselves from credit card theft and identity theft - Download the Job Aid!
Radian On Air Podcast: Cybersecurity Awareness Month: Are You Prepared?
Radian On Air Podcast: Cybercrime: Trends, Impacts & Prevention
Resources:
- Astra Report
- Deloitte 2023 Global Future of Cyber Survey
- Verizon 2023 Data Breach Investigations Report
© 2023 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. Radian Group Inc. and its subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. Redistribution or reproduction of all or part of the contents without Radian’s prior written consent is expressly prohibited. The content presented is intended to convey general information and is for informational purposes only and does not constitute legal or accounting advice or opinions. Determination of eligibility for a particular program or exemption is made by the relevant authority and not by Radian Group Inc. or its subsidiaries and/or affiliates
In this episode of the Radian On Air podcast, Jeff Engle, assistant vice president of Mortgage Learning for Radian Guaranty, welcomes back Donna Ross, Radian Group's award-winning Chief Information Security Officer. They explore the importance of cybersecurity, especially in light of October being Cybersecurity Awareness Month, including the increasing threats to technology and confidential data, alarming statistics of cybercrime, and offer insights on how individuals and companies can protect themselves against these cyber threats.
Key points discussed in this episode include:
- The significance of Cybersecurity Awareness Month and the role each individual plays in maintaining cybersecurity
- A look at the current cyber threat landscape
- The importance of continuous risk assessments, planning and testing due to constantly changing cyber threats
- Practical tips on how individuals can protect themselves from credit card theft and identity theft - Download the Job Aid!
Radian On Air Podcast: Cybersecurity Awareness Month: Are You Prepared?
Radian On Air Podcast: Cybercrime: Trends, Impacts & Prevention
Resources:
- Astra Report
- Deloitte 2023 Global Future of Cyber Survey
- Verizon 2023 Data Breach Investigations Report
© 2023 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. Radian Group Inc. and its subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. Redistribution or reproduction of all or part of the contents without Radian’s prior written consent is expressly prohibited. The content presented is intended to convey general information and is for informational purposes only and does not constitute legal or accounting advice or opinions. Determination of eligibility for a particular program or exemption is made by the relevant authority and not by Radian Group Inc. or its subsidiaries and/or affiliates
Previous Episode

Non-U.S. Citizen Borrowers - Unlocking Loan Solutions with Radian
This episode is a part of Unlocking Loan Solutions with Radian, a micro-learning series for mortgage & real estate professionals, with video, audio, and job aid for each topic. Choose your preferred learning style and take your learning experience to a new level.
In this episode, we delve into non-US citizen borrowers. We'll discuss the different types of citizenship and residency, what may be required by the GSEs, and how different scenarios may be viewed by GSEs.
- What a non-US citizen and non-US citizen borrower is
- What may be required for verification
- Different types of citizenship and residency
- And how the GSEs may view different scenarios
Resources:
- Fannie Mae Selling Guide: B2-2-02, Non–U.S. Citizen Borrower Eligibility Requirements
- Fannie Mae: Non-Citizen Borrower Eligibility
- Freddie Mac Selling Guide: 5103.2 Permanent and nonpermanent resident aliens
- IRS Resident and Nonresident Alien Information
- US Department of State Visa Categories
Sign up for Radian National Training Updates
© 2023 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. "Radian" is a brand of Radian Group Inc., including its licensed insurance affiliates. Mortgage insurance is provided and underwritten by Radian Guaranty Inc., a wholly owned subsidiary of Radian Group Inc. with home offices at 550 East Swedesford Road, Suite 350, Wayne, PA 19087. Radian Guaranty Inc. is a monoline mortgage insurance company licensed to write business in all 50 states, the District of Columbia and Guam. Radian Group Inc. and its subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. Redistribution or reproduction of all or part of the contents without Radian’s prior written consent is expressly prohibited. Scenarios provided for illustrative purposes only do not constitute a commitment or the guarantee of a specified rate. Determination of eligibility for a particular program or exemption is made by the relevant authority and not by Radian Group Inc. or its subsidiaries and/or affiliates.
Next Episode

Payment Shock - Unlocking Loan Solutions with Radian
This episode is a part of Unlocking Loan Solutions with Radian, a micro-learning series for mortgage & real estate professionals, with video, audio, and job aid for each topic. Choose your preferred learning style and take your learning experience to a new level.
In this episode, we explore the concept of payment shock, its impact on loan reviews, and how it can be mitigated. We discuss:
- Understanding payment shock in mortgage transactions
- GSEs' guidelines on payment shock
- Real-life scenarios illustrating payment shock
- Strategies to mitigate payment shock
- Importance of borrower education and suitable mortgage products in managing payment shock
Resources
- Fannie Mae Selling Guide B2-1.4-02, Adjustable-Rate Mortgages (ARMs) (12/14/2022)
- Fannie Mae Selling Guide B3-6-04, Qualifying Payment Requirements (06/07/2023)
- CFPB: Ability-to-Repay/Qualified Mortgage Rule
- Radian Guidelines
Sign up for Radian National Training Updates
© 2023 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. "Radian" is a brand of Radian Group Inc., including its licensed insurance affiliates. Mortgage insurance is provided and underwritten by Radian Guaranty Inc., a wholly owned subsidiary of Radian Group Inc. with home offices at 550 East Swedesford Road, Suite 350, Wayne, PA 19087. Radian Guaranty Inc. is a monoline mortgage insurance company licensed to write business in all 50 states, the District of Columbia and Guam. Radian Group Inc. and its subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. Redistribution or reproduction of all or part of the contents without Radian’s prior written consent is expressly prohibited. Scenarios provided for illustrative purposes only do not constitute a commitment or the guarantee of a specified rate. Determination of eligibility for a particular program or exemption is made by the relevant authority and not by Radian Group Inc. or its subsidiaries and/or affiliates.
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