Credit Where Credit's Due

11/13/20 • 19 min

Credit is our topic of conversation for this episode of The Wiser Money Podcast, where we get to the bottom of what credit actually is and go on to discuss how best to manage our credit. Our conversation points will see us explain what credit is - running through the different forms - going on to discuss credit cards and how best to manage them. As well as outlining what a credit score is, how it is calculated and what we can do to improve our credit scores. We are going to cover some really important points which are essential to know when managing our money. Let's get started.

Previous Episode

Tax Doesn't Have to Be Taxing

In this episode, we are going to be talking about personal tax and running through the impact that taxes have on our finances. Tax isn't the most exciting of topics, but it is so, so relevant to your finances. Knowing and understanding the different types of tax and how to make sure you're paying the right amount of tax, is obviously fairly important. Join me as we run through the tax basics, even going on talk about how you can get free money from the government through pension contributions. Sound interesting?

Next Episode

Discussing the fund-amentals

In "Discussing the fund-amentals" we, unsurprisingly, are getting to the bottom of exactly what funds are. Funds are pools of investors' money which make achieving high amounts of diversification accessible to everyone. For this reason, it is essential that we use funds when investing our money. I explain why this is in greater detail and then go on to talk about the different types of funds: active funds and passive funds. Running through the pros and cons for both investment approaches. Be sure to tune in for all the details.