
How the 4% Safe Withdrawal Rate Failed Me with Kelly Iannone
07/13/23 • 40 min
Do you know how much money you need to save to be able to retire in your 50s or even earlier? What are you doing to prepare for your retirement? Are you just accumulating your money in traditional retirement accounts? If you think the 4% safe withdrawal rate is on your side, think again.
If you want to be financially independent, retire early, and live your dream lifestyle, today's episode with Kelly Iannone is a must-listen!
Top 3 Things You’ll Learn:
- Why you should not put your money in traditional retirement accounts
- How to use the retirement calculator
- Why multifamily syndications can be your path to financial freedom (depending on your Investor DNA)
About Our Guest:
Kelly Iannone co-founded Waypoint Commercial Investment Partners with her husband. They have been real estate entrepreneurs since 2017. Together they have a portfolio of 579 units throughout Florida, Georgia, and Texas valued at over $65 million.
Kelly advocates for the FIRE (Financial Independence, Retire Early) community and is passionate about helping others achieve financial freedom through passive income from multifamily real estate.
Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.
This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.
The hosts may have a financial interest in the programs or services mentioned in this episode.
Connect with Kelly Iannone:
- Website - https://waypointcip.com/
- LinkedIn - https://www.linkedin.com/in/kelly-iannone-waypointcip/
Inner Circle LIVE 2023:
https://go.wealthwithoutwallstreet.com/innercirclelive-2
August 25-27, 2023
Promo Code: PODCAST
Retirement Calculator:
https://retirementguide.wealthwithoutwallstreet.com/
Join the Community:
https://www.wealthwithoutwallstreet.com/community
Free Financial Strategy Call:
https://www.wealthwithoutwallstreet.com/freecall
Discover Your Path to Financial Freedom:
https://www.wealthwithoutwallstreet.com/passport
Turn Active Income Into Passive Income:
https://www.wealthwithoutwallstreet.com/PIOS
Take the Financial Freedom Analyzer:
https://wealthwithoutwallstreet.com/quiz
Apply to Join the Passive Income Mastermind:
https://www.wealthwithoutwallstreet.com/wwws-passive-income-mastermind
_
Do you know how much money you need to save to be able to retire in your 50s or even earlier? What are you doing to prepare for your retirement? Are you just accumulating your money in traditional retirement accounts? If you think the 4% safe withdrawal rate is on your side, think again.
If you want to be financially independent, retire early, and live your dream lifestyle, today's episode with Kelly Iannone is a must-listen!
Top 3 Things You’ll Learn:
- Why you should not put your money in traditional retirement accounts
- How to use the retirement calculator
- Why multifamily syndications can be your path to financial freedom (depending on your Investor DNA)
About Our Guest:
Kelly Iannone co-founded Waypoint Commercial Investment Partners with her husband. They have been real estate entrepreneurs since 2017. Together they have a portfolio of 579 units throughout Florida, Georgia, and Texas valued at over $65 million.
Kelly advocates for the FIRE (Financial Independence, Retire Early) community and is passionate about helping others achieve financial freedom through passive income from multifamily real estate.
Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.
This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.
The hosts may have a financial interest in the programs or services mentioned in this episode.
Connect with Kelly Iannone:
- Website - https://waypointcip.com/
- LinkedIn - https://www.linkedin.com/in/kelly-iannone-waypointcip/
Inner Circle LIVE 2023:
https://go.wealthwithoutwallstreet.com/innercirclelive-2
August 25-27, 2023
Promo Code: PODCAST
Retirement Calculator:
https://retirementguide.wealthwithoutwallstreet.com/
Join the Community:
https://www.wealthwithoutwallstreet.com/community
Free Financial Strategy Call:
https://www.wealthwithoutwallstreet.com/freecall
Discover Your Path to Financial Freedom:
https://www.wealthwithoutwallstreet.com/passport
Turn Active Income Into Passive Income:
https://www.wealthwithoutwallstreet.com/PIOS
Take the Financial Freedom Analyzer:
https://wealthwithoutwallstreet.com/quiz
Apply to Join the Passive Income Mastermind:
https://www.wealthwithoutwallstreet.com/wwws-passive-income-mastermind
_
Previous Episode

BYOB Book Review Part 8 | The Entity in Becoming Your Own Banker by Nelson Nash
If you're going to be a banker, you must have a bank. But what sort of bank should you set up? In this episode, Russ and Joey discuss the different insurance policies, how they are structured, and which one you must choose if you want to implement IBC. It is not enough that you put your money into whatever type of policy your agent tells you. Take action and educate yourself so you can avoid losing your money to things you don't understand.
In response to the requests to bring back the BYOB series, Russ and Joey continue their book review and discuss which policy is suitable for setting up your own bank.
This episode is Part 8 of an 18-Part Series.
Top 3 Things You’ll Learn:
- The different types of insurance policies
- Which is more expensive - term life policy or whole life policy?
- The importance of making sure your policy is set up the correct way if you're going to use it for IBC
About R. Nelson Nash:
R. Nelson Nash (1931 - 2019) wrote the book Becoming Your Own Banker that unfolded The Infinite Banking Concept (IBC). He came up with the idea of IBC in the early 1980s when he was struggling with high-interest rates on commercial bank loans. Today, many people continue to benefit from using IBC as a tool to achieve financial freedom.
Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.
This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.
The hosts may have a financial interest in the programs or services mentioned in this episode.
Wealth Without Wall Street Episode 19 - Dave Ramsey is WRONG:
https://www.wealthwithoutwallstreet.com/podcast/dave-ramsey-is-wrong
Becoming Your Own Banker by R. Nelson Nash:
https://www.wealthwithoutwallstreet.com/ibcbook
IBC Example: True Cost of Paying Cash vs. Using a Whole Life Policy:
https://www.youtube.com/watch?v=h4rugVZkajc
Join the Community:
https://www.wealthwithoutwallstreet.com/community
Free Financial Strategy Call:
https://www.wealthwithoutwallstreet.com/freecall
Turn Active Income Into Passive Income:
https://www.wealthwithoutwallstreet.com/PIOS
Take the Financial Freedom Analyzer:
https://wealthwithoutwallstreet.com/quiz
Discover Your Path to Financial Freedom:
https://www.wealthwithoutwallstreet.com/passport
Apply to Join the Passive Income Mastermind:
https://www.wealthwithoutwallstreet.com/wwws-passive-income-mastermind
—
Next Episode

BYOB Book Review Part 9 | The Infinite Banking Concept (IBC) Explained
If you're still trying to wrap your head around the Infinite Banking Concept (IBC) and how to use it to build passive income, this is your chance to understand it fully. In this episode, Russ and Joey delve deeper into the concept of becoming your own bank. They present the story of two sisters, which compares what it's like to put your money in two different instruments. They also illustrate how to make your money work to get you more money. Take advantage of this opportunity to discover this powerful system.
In response to the requests to bring back the BYOB series, Russ and Joey continue their book review, and today they talk about how to build your financial system and take over the function of a bank which, in essence, is about becoming your own bank.
This episode is Part 9 of an 18-Part Series.
Top 3 Things You’ll Learn:
- How to start building your infinite banking system
- You must not be afraid to put money into the system.
- IBC is not about a life insurance policy. It's about taking over the function of the banking system.
About R. Nelson Nash:
R. Nelson Nash (1931 - 2019) wrote the book Becoming Your Own Banker that unfolded The Infinite Banking Concept (IBC). He came up with the idea of IBC in the early 1980s when he was struggling with high-interest rates on commercial bank loans. Today, many people continue to benefit from using IBC as a tool to achieve financial freedom.
Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.
This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.
The hosts may have a financial interest in the programs or services mentioned in this episode.
Becoming Your Own Banker by R. Nelson Nash:
https://www.wealthwithoutwallstreet.com/ibcbook
The Infinite Banking Concept Explained by a CFP:
https://www.youtube.com/watch?v=sVuexMv6Kf4
IBC Example: True Cost of Paying Cash vs. Using a Whole Life Policy:
https://www.youtube.com/watch?v=h4rugVZkajc
The Richest Man in Babylon by George S. Clason:
https://www.amazon.com/Richest-Man-Babylon-George-Clason/dp/1505339111
Join the Community:
https://www.wealthwithoutwallstreet.com/community
Free Financial Strategy Call:
https://www.wealthwithoutwallstreet.com/freecall
Turn Active Income Into Passive Income:
https://www.wealthwithoutwallstreet.com/PIOS
Take the Financial Freedom Analyzer:
https://wealthwithoutwallstreet.com/quiz
Discover Your Path to Financial Freedom:
https://www.wealthwithoutwallstreet.com/passport
Apply to Join the Passive Income Mastermind:
https://www.wealthwithoutwallstreet.com/wwws-passive-income-mastermind
—
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