The Michael Yardney Podcast | Property Investment, Success & Money - Property Winners, Losers and Predictions for 2025. A Big Picture Guide with Pete Wargent

Property Winners, Losers and Predictions for 2025. A Big Picture Guide with Pete Wargent

12/18/24 • 35 min

The Michael Yardney Podcast | Property Investment, Success & Money

In this “Big Picture” episode of my podcast I get together with leading financial commentator Pete Wargent, who brings decades of perspective to his views, and we discuss the clues in the news as to what’s ahead for our economy and the property markets.

Today we discuss the amended outlook for interest rates and what this means for our housing markets, an update on what APRA had to say about when they plan to loosen their lending buffers, what America’s new president Donald Trump may mean for Australia, the Help to Buy Scheme, and Australia’s ongoing Per Capita Recession.

I hope by the end of today’s show you’ll more clarity about what all this means for our economy and housing markets in 2025.

Takeaways

Inflation has recently fallen to 2.1%, but interest rates won’t fall any time soon.
APRA's lending buffers are not set to change soon.
Donald Trump’s tariff move could change the game for Aussie property investors
The rental price boom is showing signs of easing, but rents will keep rising in 2025
2025 is expected to be a steady year for property, with slower capital growth
Mortgage stress remains a concern for many homeowners.
Government schemes like Help to Buy aim to assist first-time buyers, but will only increase property values.
Wealth in Australia continues to rise despite our economic challenges.
Black Friday sales have shifted consumer spending habits.

Chapters

00:00 Overview of the Year in Property

09:50 Impact of Government Policies on Housing

21:34 Government Schemes and Their Implications

27:04 Navigating Uncertainty in Property Investment

31:47 Understanding Market Trends

Links and Resources:

Metropole’s Strategic Property Plan – to help both beginning and experienced investors

Get a bundle of free reports and eBooks – www.PodcastBonus.com.au

Pete Wargent’s blog

Pete Wargent’s new book, The Buy Right Approach to Property Investing

Pete’s other book – The New Wealth Way

Get a bundle of free reports and eBooks – www.PodcastBonus.com.au

Also, please subscribe to my new podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

Shownotes plus more here: What Will 2025 Bring for Australian Real Estate? Your Big Picture Guidewith Pete Wargent

I hope by the end of today’s show you’ll more clarity about what all this means for our economy and housing markets in 2025.

Takeaways

Inflation has recently fallen to 2.1%, but interest rates won’t fall any time soon.
APRA's lending buffers are not set to change soon.
Donald Trump’s tariff move could change the game for Aussie property investors
The rental price boom is showing signs of easing, but rents will keep rising in 2025
2025 is expected to be a steady year for property, with slower capital growth
Mortgage stress remains a concern for many homeowners.
Government schemes like Help to Buy aim to assist first-time buyers, but will only increase property values.
Wealth in Australia continues to rise despite our economic challenges.
Black Friday sales have shifted consumer spending habits.

Chapters

00:00 Overview of the Year in Property

09:50 Impact of Government Policies on Housing

21:34 Government Schemes and Their Implications

27:04 Navigating Uncertainty in Property Investment

31:47 Understanding Market Trends

Links and Resources:

Metropole’s Strategic Property Plan – to help both beginning and experienced investors

Get a bundle of free reports and eBooks – www.PodcastBonus.com.au

Pete Wargent’s blog

Pete Wargent’s new book, The Buy Right Approach to Property Investing

Pete’s other book – The New Wealth Way

Get a bundle of free reports and eBooks – www.PodcastBonus.com.au

Shownotes plus more here: What Will 2025 Bring for Australian Real Estate? Your Big Picture Guidewith Pete Wargent

Previous Episode

What Will 2025 Bring for Australian Real Estate? Your Big Picture Guide with Pete Wargent

In this special end-of-year episode, we take a step back to reflect on the rollercoaster that was 2024 in the housing markets and gear up for what promises to be an equally fascinating 2025.

And who better to do it with than Pete Wargent, one of Australia's most respected financial and housing market analysts?

Together, we’ll unpack the highs, lows, and surprises of this past year, and share the lessons we've learned over the past year and offer insights into what we can expect in 2025, including predictions for regional markets and potential risks for investors.

Throughout our conversation you'll find that we emphasise the importance of maintaining a long-term perspective in property investment and crafting a solid strategy to navigate the evolving market landscape.

Takeaways

· 2024 demonstrated the importance of having long-term investment strategies.
· The housing market showed unexpected resilience in 2024.
· Job market strength has been a significant surprise this year.
· The rental crisis will continue to be a pressing issue in 2025.
· Investors should focus on owning quality properties rather than quantity.
· Construction costs are not increasing as much as they were before, but won't decrease in the long term.
· Understanding market cycles is crucial for property investors.
· Melbourne is emerging as a potentially undervalued market.
· Having a clear investment plan is essential for investment success.

Chapters

00:00 Reflecting on 2024: A Year in Review

08:45 The Impact of Interest Rates on Property

15:10 Challenges Faced by the Property Market

21:33 Looking Ahead: Predictions for 2025

27:29 Summarizing 2024: Resilience in the Market

29:40 The Impact of Pessimism on Success

34:35 The Importance of Optimism and Teamwork

34:45 Introduction to Real Estate Investment

34:46 Understanding Market Trends and Analysis

Links and Resources:

Metropole’s Strategic Property Plan – to help both beginning and experienced investors

Get a bundle of free reports and eBooks – www.PodcastBonus.com.au

Pete Wargent’s blog

Pete Wargent’s new book, The Buy Right Approach to Property Investing

Pete’s other book – The New Wealth Way

Get a bundle of free reports and eBooks – www.PodcastBonus.com.au

Next Episode

2024 in Review: Lessons from the Housing Market and Predictions for 2025 with Stuart Wemyss

In this special year-end episode of the Michael Yardney Podcast, I chat with Stuart Wemyss about the key lessons we've both learned from the property markets in 2024 and what we can expect in 2025.

Let’s face it, 2024 threw plenty at us—rate movements, geopolitical turmoil, falling consumer confidence, uncertainty about rate movements, shifting buyer behaviour, and a housing market that continued to keep investors on their toes.

So we explore the impact of interest rates, regional market performance, and the mindset needed for successful property investment in 2025.

Takeaways

The fundamentals for property in 2025 are sound but it's likley to be a year of 2 halves.
Government policies and economic conditions will shape the property landscape in 2025.
Successful investors focus on long-term strategies rather than short-term noise.
Understanding the multifaceted nature of property is crucial for making informed decisions.
The importance of asset selection cannot be overstated in a fluctuating market like we're experiencing.
Interest rates are expected to stabilise or decrease, impacting investor confidence in the second half of the year.
Perth and Adelaide have shown strong performance due to affordability - but will likley slow down in 2025.
Investor behaviour can significantly influence market trends and property values.
Luck plays a role in property investing, but preparation and knowledge are essential.
Making good long-term decisions is essential for sustained success in property investment.

Chapters

00:00 Reflecting on 2024: Lessons Learned

04:29 Market Dynamics: Interest Rates and Borrowing Capacity

07:15 Regional Markets: The Rise of Adelaide, Perth, and Brisbane

10:39 Melbourne's Underperformance: Economic Factors at Play

13:16 Investor Sentiment: The Media's Role and Market Perception

16:38 Navigating Supply and Demand: Quality vs. Quantity

19:25 Creating Your Own Luck: The Importance of Preparedness

22:29 Looking Ahead: Predictions for 2025

25:23 The Role of Financial Services in Property Investment

28:27 Risks and Pitfalls: Caution for Investors

31:36 Long-Term Focus: Making Informed Decisions for the Future