The ESPC Property Show
ESPC (UK) Ltd
The ESPC Show is the podcast to listen to if you're interested in any part of the Scottish property market! Each week we'll dive into a topic and share all that you need to know about it. Our promise is to provide honest, jargon-free and data driven advice from informative expert guests. Covering everything from buying a home in Scotland for the first time to investing in a rental property, The ESPC Show is the perfect audio companion. ESPC is the home of property in Edinburgh, the Lothians, Fife, the Scottish Borders, Dumfries and Galloway and the West of Scotland. We are so much more than a property portal though, we provide mortgage advice through ESPC Mortgages and a full lettings management service with ESPC Lettings, as well as a wide network of solicitor estate agent member firms and a host of Scottish property advice.
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Top 10 The ESPC Property Show Episodes
Goodpods has curated a list of the 10 best The ESPC Property Show episodes, ranked by the number of listens and likes each episode have garnered from our listeners. If you are listening to The ESPC Property Show for the first time, there's no better place to start than with one of these standout episodes. If you are a fan of the show, vote for your favorite The ESPC Property Show episode by adding your comments to the episode page.
The property market in St Andrew's
The ESPC Property Show
06/13/24 • 19 min
Join Paul and Megan for the season finale of the ESPC Property Show, recorded from the luxurious Old Course Hotel in St Andrews. They are joined by Lynsey Dammer and Douglas Kinnear from Thornton's estate agents to delve into the unique charm of the St Andrews property market.
Discover why this historic town, known for its university and golf, remains a top choice for home buyers and investors. From property types in high demand to the impact of student housing regulations and the booming international market, this episode offers valuable insights for anyone considering a move to St Andrews.
Got a question for us? Send us a text message!
Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on [email protected] or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!
To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.
You can read our most recent house reports here: http://bit.ly/3CQlEQw
Read the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1T
ESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.
Tax implications for landlords
The ESPC Property Show
03/09/23 • 29 min
This week Megan & Paul are joined by tax specialist, Alison Pryde from Anderson Strathern. After the recent increase of the Additional Dwelling Supplement tax in Scotland from 4-6% in December, we decided it would be good to chat through the effects of this on landlords.
We also discuss Land and Building Transaction Tax, Capital Gains Tax and whether or not to set up as a limited company before becoming a landlords.
It's a great listen and full of useful information for those thinking about investing in a buy-to-let.
If you'd like to get in touch with Alison, you can head to their website here.
Got a question for us? Send us a text message!
Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on [email protected] or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!
To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.
You can read our most recent house reports here: http://bit.ly/3CQlEQw
Read the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1T
ESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.
Mortgages 101
The ESPC Property Show
02/16/23 • 37 min
On this week's episode Paul & Megan do a deep dive on mortgages with two of the ESPC Mortgages team: Paul Demarco & David Lauder, who have been Mortgage Advisors at ESPC Mortgages for 17 years.
We try our best to cover as many mortgage topics as we could in one episode including affordability checks, remortgaging, porting your mortgage as well as advice for first-time buyers.
Key points we discussed:
➡ Intro to Paul & David (01:11)
➡ What is a mortgage advisor? (01:59)
➡ Advice for first-time buyers (03:20)
➡ How do you check affordability? (05:50)
➡ How much deposit is required? (07:19)
➡ LIFT government scheme (08:43)
➡ How much can you borrow? (10:35)
➡ Remortgaging (12:59)
➡ Porting your mortgage (15:42)
➡ Overpayments (18:50)
➡ How long should your mortgage term be? (21:56)
➡ 2, 5 or 10 year fixed rates? (24:19)
➡ What are your hopes for the mortgage market in 2023? (27:37)
➡ Our final three questions! (29:37)
If you've got any questions for the team at ESPC Mortgages, you can get in touch at [email protected]
If you're preparing to buy your first home, we can help! You can sign up to our first-time buyer event on 30th March here. Come along and find out more about the current market and get one-to-one advice from some of our ESPC solicitor estate agent member firms and the ESPC Mortgages team.
The information contained in this podcast is provided in good faith. Whilst every care has been taken in the preparation of the information, no responsibility is accepted for any errors which, despite our precautions, it may contain.
The initial consultation with an adviser is free and without obligation. Thereafter, ESPC Mortgages charges for mortgage advice are usually £350 (£295 for first time buyers). YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOANS SECURED AGAINST IT.
ESPC (UK) Ltd is an Appointed Representative of Lyncombe Consultants Ltd which is authorised and regulated by the Financial Conduct Authority.
Got a question for us? Send us a text message!
Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on [email protected] or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!
To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.
You can read our most recent house reports here: http://bit.ly/3CQlEQw
Read the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1T
ESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.
Why do we have a housing crisis in Scotland? Political analysis from Andy Maciver
The ESPC Property Show
04/25/24 • 33 min
In this episode of the ESPC property show, Andy Maciver, a seasoned political analyst, joins hosts Megan and Paul to dissect the intricacies of housing policy and its relationship with the evolving political landscape in Scotland. From the impact of ideological beliefs on property ownership to the imperative of addressing housing supply shortages, the conversation navigates through key issues shaping the housing sector.
With insights drawn from Andy's extensive political experience, the episode offers valuable perspectives on the challenges and opportunities facing policymakers and stakeholders in the housing market.
Got a question for us? Send us a text message!
Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on [email protected] or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!
To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.
You can read our most recent house reports here: http://bit.ly/3CQlEQw
Read the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1T
ESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.
Out of City Living
The ESPC Property Show
03/16/23 • 37 min
On this week's episode Paul & Megan are joined by Ron Hastings (Hastings Legal) and Anna Morton (Thorntons) to discuss buying, selling and living out with a big city.
Ron brings his expertise of the Scottish Borders property market, while Anna talks us through what's happening in her jurisdiction of East Fife.
We discuss the current market and of course, the impact of Covid, as well as reasons to move out of the Edinburgh bubble and some great general property advice too.
Got a question for us? Send us a text message!
Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on [email protected] or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!
To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.
You can read our most recent house reports here: http://bit.ly/3CQlEQw
Read the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1T
ESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.
Welcome back & what's been happening in the property market?
The ESPC Property Show
08/24/23 • 17 min
Paul & Megan are back for season two of the ESPC Property Show. To ease you into the season, they are recording solo to update you on all the property market news you may have missed during the podcast's summer hiatus.
After 14 consecutive interest rate rises from the Bank of England, Paul gives an update on how this is affecting the market and how the property market is performing in and around Edinburgh including average selling prices and median time to sell. Paul also discusses the differences between the 2008 market and today's property landscape, as well as the prospect of a house price crash.
The two also discuss the current rental market in Edinburgh - the demand, the increasing rental costs and why the rent cap doesn't seem to be working. As well as some options for tenants looking to buy for the first time.
Megan and Paul also touch on the outlook for those first time buyers looking to make their first purchase in the near future.
To wrap up the episode, they duo discuss what they have lined up for the rest of the season.
Watch the full episode on YouTube here
Read the episode transcription here
Got a question for us? Send us a text message!
Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on [email protected] or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!
To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.
You can read our most recent house reports here: http://bit.ly/3CQlEQw
Read the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1T
ESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.
Economics Revisited
The ESPC Property Show
10/16/23 • 31 min
In this podcast episode, Paul and Megan are joined by Debbie Hair (Investment Manager, Evelyn Partners). They delve into various economic and financial topics, starting with inflation and its implications, touching on both short-term and long-term trends, emphasising the importance of considering environmental, social, and governance factors when evaluating companies for investment, particularly in the context of climate change.
The discussion also covers quantitative easing (QE) and the role of central banks, such as the Bank of England, in managing monetary policy. Debbie explains that while the need for QE may decrease with economic growth, it could still be used in the future to stabilize economic conditions.
We also discuss the 2% inflation target and its somewhat arbitrary nature, with a focus on the credibility it brings to economic policies. Megan & Paul also inquire about investment strategies for first-time buyers, as well as gold as an investment option. We wrap up by discussing the market's future, with a focus on maintaining stability and the central banks' policy of "higher for longer."
● Watch the episode on YouTube: https://www.youtube.com/watch?v=lFYSUm_c2Nk
● Listen to Debbie's first episode on the show: https://bit.ly/3S0hi1H
Got a question for us? Send us a text message!
Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on [email protected] or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!
To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.
You can read our most recent house reports here: http://bit.ly/3CQlEQw
Read the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1T
ESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.
Q&A with Paul & Megan on the property market, where to buy and what's in the ONS basket of goods?
The ESPC Property Show
10/26/23 • 26 min
Paul and Megan discuss various topics related to buying property, answering questions from their listeners. They emphasize the importance of seeking professional advice from a solicitor-estate agent, especially for first-time buyers. The conversation also delves into the "basket of goods" used to measure inflation, highlighting the addition of items like tortilla wraps, video doorbells, and frozen berries due to changing consumer trends.
They recommend speaking to mortgage brokers for comprehensive market analysis when buying a home and encourage prospective buyers to explore up-and-coming areas. Leith, in particular, stands out as a thriving location in Edinburgh, attributed to its increasing demand and investment. They also reminisce about their visits to Dunfermline and the Scottish Borders, acknowledging the changing property landscape, with more people seeking homes away from urban centers due to remote work opportunities.
Watch the episode in full on our YouTube channel: https://youtu.be/sjC5jHY-U6s
Got a question for us? Send us a text message!
Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on [email protected] or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!
To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.
You can read our most recent house reports here: http://bit.ly/3CQlEQw
Read the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1T
ESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.
Advice for first time buyers in Scotland
The ESPC Property Show
05/16/24 • 27 min
Join Paul and Megan from ESPC as they sit down with Maurice Allen, Residential Property Managing Director at Lindsay's, for a comprehensive guide to first-time home buying in Scotland. Maurice shares invaluable insights and advice on everything from financing and solicitors to government schemes and property investments.
0:00-0:38 Intro
0:38-3:36 First things to do as a first time buyer
3:36-5:36 Additional costs in buying a home in Scotland
5:36-7:51 What do solicitors do in Scotland?
7:51-9:20 First-time buyer government schemes in Scotland
9:20-11:20 Putting an offer on a property in Scotland?
11:20-16:05 What is a Home Report in Scotland?
16:05-20:08 Common first-time buyer pitfalls
20:08-22:47 How long does the property sale process take in Scotland?
22:47-25:28 How do first-time buyers know they are making a good investment?
25:28-28:03 Outro
More first time buyer advice here
LBTT calculator
LIFT scheme
Find a solicitor
Find a mortgage advisor
Search for properties here
Got a question for us? Send us a text message!
Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on [email protected] or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!
To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.
You can read our most recent house reports here: http://bit.ly/3CQlEQw
Read the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1T
ESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.
Q3 Local property market review for Edinburgh, the Lothians, Fife and Scottish Borders
The ESPC Property Show
10/17/24 • 24 min
In this week's episode, Megan & Paul chat through the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders.
They chat with David Marshall (Warners), Caitlin Keegan (Gillespie Macandrew) and Tracey French (ELP) about purchasing subject to sale, the increase of property chains and good news for first-time buyers.
Skip to the bit most relevant to you:
0:00-0:35 Intro
0:35-1:00 Meet our guests
1:00-3:07 What happened in Q3?
3:07-3:56 How long does it take for a house sale to complete in Scotland right now?
3:56-5:00 An increase in property chains?
5:00-10:02 Should you sell your property before you buy your next?
10:02-13:13 Good news for first-time buyers
13:13-15:07 Marketing properties as "Offers Over"
15:07-17:30 What's the highest percentage buyers have offered over Home Report value?
17:30-19:33 What are the property hotspots in Edinburgh?
19:33-23:36 Expectations for the remainder of the year
Read our full September House Price Report here.
Got a question for us? Send us a text message!
Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on [email protected] or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!
To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.
You can read our most recent house reports here: http://bit.ly/3CQlEQw
Read the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1T
ESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.
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FAQ
How many episodes does The ESPC Property Show have?
The ESPC Property Show currently has 73 episodes available.
What topics does The ESPC Property Show cover?
The podcast is about News, Property, Investing, Investment, Podcasts and Business.
What is the most popular episode on The ESPC Property Show?
The episode title 'Relocation, relocation, relocation' is the most popular.
What is the average episode length on The ESPC Property Show?
The average episode length on The ESPC Property Show is 29 minutes.
How often are episodes of The ESPC Property Show released?
Episodes of The ESPC Property Show are typically released every 7 days.
When was the first episode of The ESPC Property Show?
The first episode of The ESPC Property Show was released on Jan 17, 2023.
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