
Avoid Financing Mistakes Investors Make with Melissa Kardo | Episode 581
04/03/25 • 35 min
Financing your investments doesn't have to be complicated! Today Melissa Korda from Convince Lending joins Julie Holly to share how investors can easily fund their real estate projects without relying on traditional banks. Melissa highlights key differences between various lending options, such as Hard Money, Private Money, Conventional, and DSCR loans, explaining when each might be appropriate based on your investment goals and experience level.
Melissa also opens up about her personal transition from a successful fitness career into becoming a top loan officer, emphasizing the importance of strategic mentorship and careful planning. She discusses how investors can identify the right timing and strategy for their financing needs while avoiding common pitfalls that often derail investment deals. Whether you're new or seasoned in real estate investing, this episode provides valuable insights into simplifying your financing decisions.
Connect with me:
https://www.instagram.com/happyjulieholly/
https://www.linkedin.com/in/julie-holly/
Connect with Melissa:
https://www.instagram.com/melissakorda.lender.re/
https://linktr.ee/mkordaconventus
Wishmakers Circle Waitlist: https://say.iamaconsciousinvestor.com/waitlist-page
Wish Fulfillment Cohort: https://say.iamaconsciousinvestor.com/Waitlist-Registration
Conscious Investor Growth Summit details:
https://www.consciousinvestorgrowthsummit.com/
Newsletter:
https://link.iamaconsciousinvestor.com/widget/form/DPbUpgmqXlu3jrMUELN9
Future Coaching/Experience Opportunities Form: https://link.iamaconsciousinvestor.com/widget/form/aaXwrHvnQvMBC1i1agRM
1:1 Coaching Interest Form: https://link.iamaconsciousinvestor.com/widget/form/Ur85N0AIC3cahrcXt4oM
Podcast Feedback:
https://say.iamaconsciousinvestor.com/podcast-home-001777045
Schedule a 30-min call to learn about investing with Three Keys Investments:
Visit ThreeKeysInvestments.com to download a free e-book, “Why Invest in Apartments”.
If you’re looking for an affordable healthcare solution, check out Christian Healthcare Ministries.
Each week I send out a newsletter that's designed to take thinking deeper.
Join the thousands of other newsletter subscribers here: https://link.iamaconsciousinvestor.com/widget/form/DPbUpgmqXlu3jrMUELN9
Financing your investments doesn't have to be complicated! Today Melissa Korda from Convince Lending joins Julie Holly to share how investors can easily fund their real estate projects without relying on traditional banks. Melissa highlights key differences between various lending options, such as Hard Money, Private Money, Conventional, and DSCR loans, explaining when each might be appropriate based on your investment goals and experience level.
Melissa also opens up about her personal transition from a successful fitness career into becoming a top loan officer, emphasizing the importance of strategic mentorship and careful planning. She discusses how investors can identify the right timing and strategy for their financing needs while avoiding common pitfalls that often derail investment deals. Whether you're new or seasoned in real estate investing, this episode provides valuable insights into simplifying your financing decisions.
Connect with me:
https://www.instagram.com/happyjulieholly/
https://www.linkedin.com/in/julie-holly/
Connect with Melissa:
https://www.instagram.com/melissakorda.lender.re/
https://linktr.ee/mkordaconventus
Wishmakers Circle Waitlist: https://say.iamaconsciousinvestor.com/waitlist-page
Wish Fulfillment Cohort: https://say.iamaconsciousinvestor.com/Waitlist-Registration
Conscious Investor Growth Summit details:
https://www.consciousinvestorgrowthsummit.com/
Newsletter:
https://link.iamaconsciousinvestor.com/widget/form/DPbUpgmqXlu3jrMUELN9
Future Coaching/Experience Opportunities Form: https://link.iamaconsciousinvestor.com/widget/form/aaXwrHvnQvMBC1i1agRM
1:1 Coaching Interest Form: https://link.iamaconsciousinvestor.com/widget/form/Ur85N0AIC3cahrcXt4oM
Podcast Feedback:
https://say.iamaconsciousinvestor.com/podcast-home-001777045
Schedule a 30-min call to learn about investing with Three Keys Investments:
Visit ThreeKeysInvestments.com to download a free e-book, “Why Invest in Apartments”.
If you’re looking for an affordable healthcare solution, check out Christian Healthcare Ministries.
Each week I send out a newsletter that's designed to take thinking deeper.
Join the thousands of other newsletter subscribers here: https://link.iamaconsciousinvestor.com/widget/form/DPbUpgmqXlu3jrMUELN9
Previous Episode

Lessons from Fear: Why It's a Sign You're on the Right Path | Episode 580
Hey there, Wishmaker! In this episode, I'm opening up about how fear often shows up just when we're stepping into something meaningful. I've felt it deeply during major life transitions—from leaving teaching, to real estate investing, homeschooling my kids, and even recently deciding to relocate. I've learned fear isn't a stop sign; it's actually a signal we're on the right path.
Together we'll unpack my simple yet powerful approach: Name it, Reframe it, and Take Action. You'll discover how clearly naming your fears shrinks their power, how reframing your perspective reveals the growth behind your worries, and how taking action quiets fear step by step. If your dream excites and scares you, Wishmaker, you're exactly where you should be.
Connect with me:
https://www.instagram.com/happyjulieholly/
https://www.linkedin.com/in/julie-holly/
Wishmakers Circle Waitlist: https://say.iamaconsciousinvestor.com/waitlist-page
Wish Fulfillment Cohort: https://say.iamaconsciousinvestor.com/Waitlist-Registration
Conscious Investor Growth Summit details:
https://www.consciousinvestorgrowthsummit.com/
Newsletter:
https://link.iamaconsciousinvestor.com/widget/form/DPbUpgmqXlu3jrMUELN9
Future Coaching/Experience Opportunities Form: https://link.iamaconsciousinvestor.com/widget/form/aaXwrHvnQvMBC1i1agRM
1:1 Coaching Interest Form: https://link.iamaconsciousinvestor.com/widget/form/Ur85N0AIC3cahrcXt4oM
Podcast Feedback:
https://say.iamaconsciousinvestor.com/podcast-home-001777045
Schedule a 30-min call to learn about investing with Three Keys Investments:
Visit ThreeKeysInvestments.com to download a free e-book, “Why Invest in Apartments”.
If you’re looking for an affordable healthcare solution, check out Christian Healthcare Ministries.
Each week I send out a newsletter that's designed to take thinking deeper.
Join the thousands of other newsletter subscribers here: https://link.iamaconsciousinvestor.com/widget/form/DPbUpgmqXlu3jrMUELN9
Next Episode

I'm Retiring the Conscious Investor Podcast | Final Episode
After years of podcasting, I've decided to retire The Conscious Investor Podcast. This decision didn't come lightly—it came from deep reflection, spiritual guidance, and an undeniable need to embrace growth and expansion. In this final episode, I open up about the journey of starting the podcast while still a teacher, investing emotionally and financially, and ultimately realizing the show has reached its natural conclusion.
Connect with me:
https://www.instagram.com/happyjulieholly/
https://www.linkedin.com/in/julie-holly/
Wishmakers Circle Waitlist: https://say.iamaconsciousinvestor.com/waitlist-page
Wish Fulfillment Cohort: https://say.iamaconsciousinvestor.com/Waitlist-Registration
Conscious Investor Growth Summit details:
https://www.consciousinvestorgrowthsummit.com/
Newsletter:
https://link.iamaconsciousinvestor.com/widget/form/DPbUpgmqXlu3jrMUELN9
Future Coaching/Experience Opportunities Form: https://link.iamaconsciousinvestor.com/widget/form/aaXwrHvnQvMBC1i1agRM
1:1 Coaching Interest Form: https://link.iamaconsciousinvestor.com/widget/form/Ur85N0AIC3cahrcXt4oM
Podcast Feedback:
https://say.iamaconsciousinvestor.com/podcast-home-001777045
Schedule a 30-min call to learn about investing with Three Keys Investments:
Visit ThreeKeysInvestments.com to download a free e-book, “Why Invest in Apartments”.
If you’re looking for an affordable healthcare solution, check out Christian Healthcare Ministries.
Each week I send out a newsletter that's designed to take thinking deeper.
Join the thousands of other newsletter subscribers here: https://link.iamaconsciousinvestor.com/widget/form/DPbUpgmqXlu3jrMUELN9
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