
Buyers: Closing Day
03/14/25 • 21 min
Summary
In this conversation, Ben Harang and Clint C. Galliano discuss the closing process in real estate transactions, focusing on the buyer's perspective. They cover the importance of a smooth closing experience, the role of closing disclosures, and the final steps buyers should take after closing, including applying for a homestead exemption and changing locks for security.
Takeaways
• The goal is to have an uneventful closing experience.
• Review the closing disclosure for accuracy with your agent.
• Proof of ownership in real estate is the cash sale.
• Buyers should apply for the homestead exemption immediately after closing.
• Changing locks after buying a house is a prudent step.
• Closing disclosures must be sent out 72 hours in advance.
• It's important to have a reputable title company or attorney.
• Buyers should bring government identification to the closing.
• Final walkthroughs are essential before closing.
• Communication between buyers, sellers, and agents is key to a smooth closing.
Sound Bites
"Life is good, the sun's shining."
"It's not a car title that we have."
"It's a simple form to fill out."
Chapters
00:00 Teaser
00:06 Introduction
00:20 Welcome
00:42 Details of Closing Day
10:13 History of the Closing Disclosure
12:02 Types of Title Problems
15:43 Closing Process, Continued
17:51 Homestead Exemption
20:01 Final Steps and Tips for Buyers
21:17 Disclaimer
Hosts
Ben Harang, REALTOR® La.
License #: 36589
Keller Williams Realty Bayou Partners
Mobile: 985.859.2500
Office: 985.262.4400
[email protected]
benharang.com
Clint C. Galliano, REALTOR®
La. License #: 995704723
Keller Williams Realty Bayou Partners
Mobile: 985.647.4479
Office: 985.262.4400
[email protected]
clintcgallianorealtor.com
Produced by Clint Galliano
Music by Wiggins Studios
Click here to view the episode transcript.
Click here to watch a video of this episode.
Summary
In this conversation, Ben Harang and Clint C. Galliano discuss the closing process in real estate transactions, focusing on the buyer's perspective. They cover the importance of a smooth closing experience, the role of closing disclosures, and the final steps buyers should take after closing, including applying for a homestead exemption and changing locks for security.
Takeaways
• The goal is to have an uneventful closing experience.
• Review the closing disclosure for accuracy with your agent.
• Proof of ownership in real estate is the cash sale.
• Buyers should apply for the homestead exemption immediately after closing.
• Changing locks after buying a house is a prudent step.
• Closing disclosures must be sent out 72 hours in advance.
• It's important to have a reputable title company or attorney.
• Buyers should bring government identification to the closing.
• Final walkthroughs are essential before closing.
• Communication between buyers, sellers, and agents is key to a smooth closing.
Sound Bites
"Life is good, the sun's shining."
"It's not a car title that we have."
"It's a simple form to fill out."
Chapters
00:00 Teaser
00:06 Introduction
00:20 Welcome
00:42 Details of Closing Day
10:13 History of the Closing Disclosure
12:02 Types of Title Problems
15:43 Closing Process, Continued
17:51 Homestead Exemption
20:01 Final Steps and Tips for Buyers
21:17 Disclaimer
Hosts
Ben Harang, REALTOR® La.
License #: 36589
Keller Williams Realty Bayou Partners
Mobile: 985.859.2500
Office: 985.262.4400
[email protected]
benharang.com
Clint C. Galliano, REALTOR®
La. License #: 995704723
Keller Williams Realty Bayou Partners
Mobile: 985.647.4479
Office: 985.262.4400
[email protected]
clintcgallianorealtor.com
Produced by Clint Galliano
Music by Wiggins Studios
Click here to view the episode transcript.
Click here to watch a video of this episode.
Previous Episode

Buyers: Final Walkthrough
Summary
In this conversation, Clint C. Galliano and Ben Harang discuss the critical aspects of the final walkthrough in the home buying process. They emphasize the importance of ensuring that the property is in the agreed-upon condition, the necessity of thorough documentation, and the potential pitfalls of last-minute inspections. The discussion also covers the risks associated with pre and post-closing occupancy, highlighting the need for clear agreements and insurance considerations. The hosts encourage audience engagement for future topics.
Takeaways
· The final walkthrough is crucial to confirm property condition.
· Buyers should ensure all agreed repairs are completed before closing.
· Documentation of agreements is essential during the walkthrough.
· Last-minute walkthroughs can lead to unexpected issues.
· Pre and post-closing occupancy can create liability problems.
· Buyers should check all utilities during the final walkthrough.
· Communication between buyers and sellers is key to a smooth process.
· Having a flashlight during the walkthrough can help identify issues.
· It's better to address problems before closing rather than after.
· Engaging with the audience can lead to valuable future discussions.
Sound Bites
"You want to address it before you close."
"Give yourself as much time as you can."
"It's just not a good idea to do it(Last-Minute Walkthrough)."
Chapters
00:00 Teaser
00:11 Introduction
00:25 Welcome
00:56 Purpose of the Final Walkthrough
04:11 Scheduling the Final Walkthrough
06:29 What Occurs
09:10 Issue Mitigation Options
13:11 Thoughts on Pre/Post-Close Occupancy
19:46 Disclaimer
Hosts
Ben Harang, REALTOR® La.
License #: 36589
Keller Williams Realty Bayou Partners
Mobile: 985.859.2500
Office: 985.262.4400
benharang.com
Clint C. Galliano, REALTOR®
La. License #: 995704723
Keller Williams Realty Bayou Partners
Mobile: 985.647.4479
Office: 985.262.4400
clintcgallianorealtor.com
Produced by Clint Galliano
Music by Wiggins Studios
Click here to view the episode transcript.
Click here to watch a video of this episode.
Next Episode

Sellers: Listing Appointment
Summary
In this episode, Clint C. Galliano and Ben Harang discuss the essential steps and considerations for sellers in the real estate market. They emphasize the importance of choosing the right agent, preparing the home for sale, understanding appraisals, and the significance of property disclosures. The conversation provides valuable insights for sellers to navigate the selling process effectively and maximize their returns.
Takeaways
· Choosing a comfortable and trustworthy agent is crucial.
· Agents can help sellers achieve a higher sale price.
· Proper home preparation can significantly impact buyer interest.
· Understanding appraisal requirements is essential for financing.
· Sellers should disclose all known issues with the property.
· Market readiness can lead to quicker sales and better prices.
· Buyers often have a broader perspective on market conditions.
· Accurate measurements are vital for appraisals and listings.
· Sellers should be proactive in addressing repairs before listing.
· Communication with the agent is key to a successful sale.
Sound Bites
"The buyers see more houses than anybody else."
"Fill it out to the best of your knowledge."
"Find the agent that works for you."
Chapters
00:00 Teaser
00:10 Intro
00:24 Welcome
01:17 Find an Agent
03:24 Preparing Your Home For Sale
06:13 Accurate Measurements
13:42 Market Readiness and Seller Responsibilities
18:10 The Role of Property Disclosure
21:53 Final Thoughts on Selling Your Home
23:55 Like, Subscribe, Comment, & Share
26:36 Disclaimer
Hosts
Ben Harang, REALTOR® La.
License #: 36589
Keller Williams Realty Bayou Partners
Mobile: 985.859.2500
Office: 985.262.4400
benharang.com
Clint C. Galliano, REALTOR®
La. License #: 995704723
Keller Williams Realty Bayou Partners
Mobile: 985.647.4479
Office: 985.262.4400
clintcgallianorealtor.com
Produced by Clint Galliano
Music by Wiggins Studios
Click here to watch a video of this episode.
Click here to view the episode transcript.
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