Episode 16 - New Financial Year Planning in the US

04/29/25 • 51 min

Welcome to Episode 16 of the Money Side Up podcast where we explore all things personal finance for Australians at home and across the globe.

We recorded this one in February, prior to the RBA meeting and at the time tariffs were first introduced.

Markets are on edge again, and we kick off this episode by unpacking what Trump’s latest tariff threats could mean for:
→ Bond markets and inflation
→ The strength of the US dollar
→ Equity markets and global manufacturers
→ Your portfolio allocations

We also track the latest RBA interest rate expectations, with markets pricing in a 95% chance of a cut in February. What does that mean for Australian expats managing mortgages and investment decisions?

Then, we’re joined by Noelle Abella, a US tax specialist, to explore one of the most complex areas for expats: navigating taxes between Australia and the United States.

We cover:
→ Dual tax reporting requirements
→ Super vs 401(k)s – how both are treated under US tax law
→ FBAR, FATCA, PFICs, and how to stay compliant
→ Foreign Earned Income Exclusion vs Foreign Tax Credit
→ Exchange rates, estate tax traps, and smart planning tips
→ How expats can catch up on missed filings without harsh penalties

If you're an Aussie in the US or an American in Australia, this episode is packed with clarity, compliance tips, and proactive strategies.

🎧 Listen now to stay ahead of global markets and global tax.

#MoneySideUp #TrumpTariffs #ExpatTax #AustralianExpats #USTaxation #Superannuation #FBAR #FATCA #USAustraliaTaxTreaty

Connect with Us:

Website: https://moneysideup.com.au
Facebook: https://www.facebook.com/moneysideup
LinkedIn: https://www.linkedin.com/company/moneysideup
YouTube: https://www.youtube.com/@MoneySideUpPodcast

Subscribe & Listen:

Available on all major podcast platforms: Spotify, Apple Podcasts, and more.

Feedback & Questions:

We'd love to hear from you! Whether you have a question for us, or just want to drop us a note - reach out at [email protected]

Disclaimer:

The content of this podcast is for informational and entertainment purposes only and should not be considered as financial advice. Always seek professional advice from a licensed financial adviser or tax agent for your personal financial matters.

Support Us:

If you enjoyed this episode, please leave us a 5-star rating and review on your preferred podcast platform. It really helps us reach more Aussies around the world!

Upcoming Episode:

Don’t miss our next episode where we're interviewing an excellent guest, and covering the latest need to know personal finance information for Australians at home and abroad. Stay tuned!

Welcome to Episode 16 of the Money Side Up podcast where we explore all things personal finance for Australians at home and across the globe.

We recorded this one in February, prior to the RBA meeting and at the time tariffs were first introduced.

Then, we’re joined by Noelle Abella, a US tax specialist, to explore one of the most complex areas for expats: navigating taxes between Australia and the United States.

If you're an Aussie in the US or an American in Australia, this episode is packed with clarity, compliance tips, and proactive strategies.

🎧 Listen now to stay ahead of global markets and global tax.

#MoneySideUp #TrumpTariffs #ExpatTax #AustralianExpats #USTaxation #Superannuation #FBAR #FATCA #USAustraliaTaxTreaty

Connect with Us:

Website: https://moneysideup.com.au
Facebook: https://www.facebook.com/moneysideup
LinkedIn: https://www.linkedin.com/company/moneysideup
YouTube: https://www.youtube.com/@MoneySideUpPodcast

Subscribe & Listen:

Available on all major podcast platforms: Spotify, Apple Podcasts, and more.

Feedback & Questions:

We'd love to hear from you! Whether you have a question for us, or just want to drop us a note - reach out at [email protected]

Disclaimer:

The content of this podcast is for informational and entertainment purposes only and should not be considered as financial advice. Always seek professional advice from a licensed financial adviser or tax agent for your personal financial matters.

Support Us:

If you enjoyed this episode, please leave us a 5-star rating and review on your preferred podcast platform. It really helps us reach more Aussies around the world!

Upcoming Episode:

Don’t miss our next episode where we're interviewing an excellent guest, and covering the latest need to know personal finance information for Australians at home and abroad. Stay tuned!

Previous Episode

Episode 15 - Relocating & Renting in Singapore

Welcome to Episode 15 of the Money Side Up podcast - the show for Australians around the globe, diving into all things personal finance, from tax and investing to repatriation and property tips.

In this episode, co-hosts Will Cant and Jarrad Brown kick things off with a timely update on what’s moving global equity markets, how Australian expats should be thinking about the current interest rate outlook, and what these shifts mean for your investment strategy while living abroad.

Then, we shift gears into our feature topic: relocating to Singapore and navigating the local rental market, something many expats find more complicated than expected. Whether you're moving to Singapore for work, lifestyle, or a new adventure, this episode is packed with practical tips to help you hit the ground running when it comes to renting a home.

We’re also joined by the founders of Expat Handovers, who share their expert insights on:

✅ The biggest rental challenges Australian expats face in Singapore
✅ Lease agreements: traps to avoid & what to look for
✅ Unexpected costs, bond protection, and securing a property as a foreigner
✅ What a condition report is — and why it could save you thousands
✅ Tenant rights, lease terms, and how to stand out in a competitive rental market

Whether you're renting for the first time in Singapore or just want to better protect yourself as a tenant, this is a must-listen episode for any Aussie expat in the Lion City.

Connect with Us:

Website: https://moneysideup.com.au
Facebook: https://www.facebook.com/moneysideup
LinkedIn: https://www.linkedin.com/company/moneysideup
YouTube: https://www.youtube.com/@MoneySideUpPodcast

Subscribe & Listen:

Available on all major podcast platforms: Spotify, Apple Podcasts, and more.

Feedback & Questions:

We'd love to hear from you! Whether you have a question for us, or just want to drop us a note - reach out at [email protected]

Disclaimer:

The content of this podcast is for informational and entertainment purposes only and should not be considered as financial advice. Always seek professional advice from a licensed financial adviser or tax agent for your personal financial matters.

Support Us:

If you enjoyed this episode, please leave us a 5-star rating and review on your preferred podcast platform. It really helps us reach more Aussies around the world!

Upcoming Episode:

Don’t miss our next episode where we're interviewing an excellent guest, and covering the latest need to know personal finance information for Australians at home and abroad. Stay tuned!