Money Side Up

Welcome to Episode 12 of the Money Side Up Podcast—your go-to show for Australians across the globe looking to stay on top of their personal finances.
In today’s episode, Jarrad Brown, Senior Financial Planner for Australian expats in Singapore, is joined by Joel Kerin, Senior Financial Planner with Ally Wealth Management in Perth. Together, they cover the latest updates on:
🔹 HECS/HELP forgiveness and what it means for expats
🔹 The RBA’s latest rate cut expectations
🔹 The impact of a potential Trump election win
But that’s not all—Brendan Harper from Utmost Group joins the show to break down the key changes from the UK Autumn Budget 2024 and their impact on Australian expats living in, or planning to move to, the UK.
Here’s what we cover:
🔹 Major updates to the non-dom tax regime and the abolition of non-dom status
🔹 The new Foreign Income and Gains (FIG) regime and what it means for expats
🔹 Changes to Capital Gains Tax (CGT) rates and how they’ll affect property and investments
🔹 Updates to Inheritance Tax (IHT) and strategies to mitigate liabilities
🔹 New Stamp Duty rates for second homes and additional properties
🔹 Pension planning strategies for expats impacted by these changes
🔹 How the Autumn Budget affects retirement planning for Australians in the UK
Whether you’re living in the UK, planning a move, or considering property investments abroad, this episode is packed with key insights to help you navigate the latest changes and stay in control of your financial future.

Connect with Us:

• Website: https://moneysideup.com.au
• Facebook: https://www.facebook.com/moneysideup
• LinkedIn: https://www.linkedin.com/company/moneysideup
• YouTube: https://www.youtube.com/@MoneySideUpPodcast

Subscribe & Listen:

• Available on all major podcast platforms: Spotify, Apple Podcasts, and more.

Feedback & Questions:

• We'd love to hear from you! Whether you have a question for us, or just want to drop us a note - reach out at [email protected]

Disclaimer:

• The content of this podcast is for informational and entertainment purposes only and should not be considered as financial advice. Always seek professional advice from a licensed financial adviser or tax agent for your personal financial matters.

Support Us:

• If you enjoyed this episode, please leave us a 5-star rating and review on your preferred podcast platform. It really helps us reach more Aussies around the world!

Upcoming Episode:

• Don’t miss our next episode where we're interviewing an excellent guest, and covering the latest need to know personal finance information for Australians at home and abroad. Stay tuned!

Welcome to Episode 16 of the Money Side Up podcast where we explore all things personal finance for Australians at home and across the globe.

We recorded this one in February, prior to the RBA meeting and at the time tariffs were first introduced.

Markets are on edge again, and we kick off this episode by unpacking what Trump’s latest tariff threats could mean for:
→ Bond markets and inflation
→ The strength of the US dollar
→ Equity markets and global manufacturers
→ Your portfolio allocations

We also track the latest RBA interest rate expectations, with markets pricing in a 95% chance of a cut in February. What does that mean for Australian expats managing mortgages and investment decisions?

Then, we’re joined by Noelle Abella, a US tax specialist, to explore one of the most complex areas for expats: navigating taxes between Australia and the United States.

We cover:
→ Dual tax reporting requirements
→ Super vs 401(k)s – how both are treated under US tax law
→ FBAR, FATCA, PFICs, and how to stay compliant
→ Foreign Earned Income Exclusion vs Foreign Tax Credit
→ Exchange rates, estate tax traps, and smart planning tips
→ How expats can catch up on missed filings without harsh penalties

If you're an Aussie in the US or an American in Australia, this episode is packed with clarity, compliance tips, and proactive strategies.

🎧 Listen now to stay ahead of global markets and global tax.

#MoneySideUp #TrumpTariffs #ExpatTax #AustralianExpats #USTaxation #Superannuation #FBAR #FATCA #USAustraliaTaxTreaty

Connect with Us:

• Website: https://moneysideup.com.au
• Facebook: https://www.facebook.com/moneysideup
• LinkedIn: https://www.linkedin.com/company/moneysideup
• YouTube: https://www.youtube.com/@MoneySideUpPodcast

Subscribe & Listen:

• Available on all major podcast platforms: Spotify, Apple Podcasts, and more.

Feedback & Questions:

• We'd love to hear from you! Whether you have a question for us, or just want to drop us a note - reach out at [email protected]

Disclaimer:

• The content of this podcast is for informational and entertainment purposes only and should not be considered as financial advice. Always seek professional advice from a licensed financial adviser or tax agent for your personal financial matters.

Support Us:

• If you enjoyed this episode, please leave us a 5-star rating and review on your preferred podcast platform. It really helps us reach more Aussies around the world!

Upcoming Episode:

• Don’t miss our next episode where we're interviewing an excellent guest, and covering the latest need to know personal finance information for Australians at home and abroad. Stay tuned!

In this episode of Money Side Up, we dive into the complex world of expat tax planning with Bradley Murphy, a seasoned Australian tax expert. With over 15 years of experience across Australia, London, and the US, Brad brings invaluable insights into the intricacies of tax residency, tax obligations for Australian expats, and the potential impact of proposed tax changes.

Brad and our hosts, Jarrad Brown and Joel Kerin, discuss key topics including:

• The basics of tax residency and its implications for expats.
• Differences between being a tax resident and a non-tax resident of Australia.
• Common misconceptions and mistakes expats make regarding tax residency.
• The proposed 45-day rule and its potential impact on Australian expats.
• Important steps and documentation needed to exit the Australian tax system.
• The interplay between tax planning and broader financial planning for expats.

Whether you’re an Australian living abroad or considering a move, this episode provides essential information to help you navigate your tax obligations and make informed financial decisions. Don’t miss Brad’s expert insights on avoiding common pitfalls and maximising your expat experience.

Listen now on all major podcast platforms and follow us on social media @MoneySideUp for updates and more financial tips for Aussies worldwide.

Connect with Us:

• Website: https://moneysideup.com.au
• Facebook: https://www.facebook.com/moneysideup
• LinkedIn: https://www.linkedin.com/company/moneysideup
• YouTube: https://www.youtube.com/@MoneySideUpPodcast

Subscribe & Listen:

• Available on all major podcast platforms: Spotify, Apple Podcasts, and more.

Feedback & Questions:

• We'd love to hear from you! Whether you have a question for us, or just want to drop us a note - reach out at [email protected]

Disclaimer:

• The content of this podcast is for informational and entertainment purposes only and should not be considered as financial advice. Always seek professional advice from a licensed financial adviser or tax agent for your personal financial matters.

Support Us:

• If you enjoyed this episode, please leave us a 5-star rating and review on your preferred podcast platform. It really helps us reach more Aussies around the world!

Upcoming Episode:

• Don’t miss our next episode where we're interviewing an excellent guest, and covering the latest need to know personal finance information for Australians at home and abroad. Stay tuned!

Welcome to the very first episode of Money Side Up, the ultimate personal finance podcast for Australians all over the world, whether you're back home or living abroad! Hosted by Jarrad Brown, Senior Financial Planner in Singapore, and joined by Co-Host, Joel Kerin, Senior Financial Adviser in Perth, this show dives deep into personal finance topics tailored for Aussies. From investment planning and tax to budgeting and property investing, we've got you covered.

In this launch episode, Jarrad and Joel introduce themselves, share their backgrounds, and discuss the motivation behind starting Money Side Up. They explore the unique challenges and opportunities faced by Australian expats, aiming to provide clear and jargon-free insights amidst the sea of financial information and misinformation out there.

Tune in to learn about the inspiration behind the podcast’s name, the structure of upcoming episodes, and what you can expect in future shows. Get ready for monthly episodes featuring expert interviews on topics ranging from tax planning to property investment, all designed to educate and inspire you on your financial journey.

Don’t miss this inaugural episode packed with insights and a sneak peek at what’s to come. Subscribe now and follow us on social media @MoneySideUp to stay updated with the latest episodes and financial tips for Aussies everywhere.

Available on all major podcast platforms!

Connect with Us:

• Website: https://moneysideup.com.au
• Facebook: https://www.facebook.com/moneysideup
• LinkedIn: https://www.linkedin.com/company/moneysideup
• YouTube: https://www.youtube.com/@MoneySideUpPodcast

Subscribe & Listen:

• Available on all major podcast platforms: Spotify, Apple Podcasts, and more.

Feedback & Questions:

• We'd love to hear from you! Whether you have a question for us, or just want to drop us a note - reach out at [email protected]

Disclaimer:

• The content of this podcast is for informational and entertainment purposes only and should not be considered as financial advice. Always seek professional advice from a licensed financial adviser or tax agent for your personal financial matters.

Support Us:

• If you enjoyed this episode, please leave us a 5-star rating and review on your preferred podcast platform. It really helps us reach more Aussies around the world!

Upcoming Episode:

• Don’t miss our next episode where we're interviewing an excellent guest, and covering the latest need to know personal finance information for Australians at home and abroad. Stay tuned!

Ready to dive into the world of migration to Singapore and all things personal finance for Australian expats?
Join us for Episode 11 of Money Side Up, where Jarrad Brown, Senior Financial Planner in Singapore, teams up with Will Cant from Ally Wealth Management in New South Wales to bring you the ultimate guide to navigating life as an Australian expat.

In this episode, we unpack key updates like the AUD’s recent moves and what’s happening with negative gearing in the headlines. Plus, we’re joined by special guests Canns & Zoei from Voyage Consultants, immigration experts ready to break down everything you need to know about moving to Singapore or making it your long-term home.

From understanding visa options like the Employment Pass, S Pass, and ONE Pass to exploring Permanent Residency strategies, family sponsorships, and even National Service implications for kids, this episode is packed with insights to help you make informed decisions.

Key Topics Covered:

• Why Singapore is a top expat destination
• Costs of living and business setup tips
• Visa and residency pathways for Australians
• Government grants, tax reliefs, and more
• Immigration strategies for expats planning to retire abroad

Don’t miss out on actionable advice, expert perspectives, and insider tips to navigate the complexities of expat life!

Connect with Us:

• Website: https://moneysideup.com.au
• Facebook: https://www.facebook.com/moneysideup
• LinkedIn: https://www.linkedin.com/company/moneysideup
• YouTube: https://www.youtube.com/@MoneySideUpPodcast

Subscribe & Listen:

• Available on all major podcast platforms: Spotify, Apple Podcasts, and more.

Feedback & Questions:

• We'd love to hear from you! Whether you have a question for us, or just want to drop us a note - reach out at [email protected]

Disclaimer:

• The content of this podcast is for informational and entertainment purposes only and should not be considered as financial advice. Always seek professional advice from a licensed financial adviser or tax agent for your personal financial matters.

Support Us:

• If you enjoyed this episode, please leave us a 5-star rating and review on your preferred podcast platform. It really helps us reach more Aussies around the world!

Upcoming Episode:

• Don’t miss our next episode where we're interviewing an excellent guest, and covering the latest need to know personal finance information for Australians at home and abroad. Stay tuned!