Money School Podcast

Debt is more than just numbers on a statement—it’s a heavy burden that crushes dreams, erodes credit scores, and casts a shadow over your financial future. It’s not just about the unpaid bills or the relentless interest rates.

For many, debt becomes an emotional weight, leading to sleepless nights, strained relationships, and a sense of hopelessness. In extreme cases, it can even lead to thoughts of suicide, leaving families devastated and financial legacies erased.

Have you ever felt trapped by the cycle of mounting debt and minimum payments? Are you anxious about the financial legacy—or lack thereof—that you’ll leave for your family?

What if you could blow away that debt and start building wealth instead of constantly sinking deeper? What if there was a solution that could not only help you pay off your debt but also allow you to take control of your financial future for good?

Infinite Banking is a powerful financial strategy that allows you to build wealth by creating your own bank. It works by using whole life insurance policies to leverage your money, freeing you from the shackles of traditional debt repayment and high-interest rates. But this solution requires sacrifice.

In this episode, I talk about the 10 steps to blast your debt off the face of the earth. I also talk about how to use the Infinite Banking Concept to build wealth.

Things You’ll Learn In This Episode

-Mental health and debt

Financial debt can lead to severe mental health struggles, including anxiety, depression, and even suicide. Why are people 3 times more like to have suicidal thoughts when in debt?

-Take 2 steps back for infinite steps forward.

Short-term sacrifices can help eliminate debt, paving the way for limitless future opportunities. How does taking 2 steps back lead to infinite steps forward?

-The importance of being around like-minded people.

Surrounding yourself with like-minded people fosters motivation and accountability in tackling debt. How can connecting with a supportive, goal-oriented group help you achieve financial freedom?

About Your Host

From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money SchoolTM, and Money Mentor for The Money Multiplier.

His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.

Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.

Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!

With everything going on in the country, countless businesses and entrepreneurs are struggling to stay afloat. There are many business-saving government initiatives that can provide financial support, but many people remain unaware of them..

We know there are government programs offering loans and aid, but we're left in the dark about how to access them.

Where do we begin when it comes to tapping into these funds? What do we need to be eligible to claim these funds?

In this episode, founder/principal of The Chandler Group, Josh Zieglowsky joins me to talk about the different government programs that we can access to claim funds, how easy it is to do so and why we should take advantage of these opportunities.

You regret the things you don’t do, you don’t regret the things you try. -Josh Zieglowsky

Three Things You’ll Learn In This Episode

-Government funds: keep this in mind

What’s the catch when it comes to claiming government funds and loans?

-You give, you get

Does the universal law hold true, asserting that as we give, so too do we receive?

-The importance of taking action

Why shouldn’t we wait to take action with certain things and strike while the iron is hot?

Guest Bio:

Josh Zieglowksy is the Founder/Principal of The Chandler Group, LLC, boasting expertise in Real Estate, encompassing both Residential and Commercial sectors for over 17 years. He has achieved remarkable success in overseeing multimillion-dollar projects from their inception to completion. The cornerstone of his approach lies in fostering close collaboration between The Chandler Group team and clients to devise tailored programs that effectively address their real estate requirements.

Josh has been an entrepreneur for almost 20 years. His primary focus is investing in residential and commercial real estate. Josh’s key expertise includes asset and portfolio management, broker relations, investor and client relations, banking relations, economic and demographic trends, market analysis, due diligence oversight, financing oversight, acquisition and disposition strategies, transaction oversight and business development.

When Josh isn’t working, he’s spending time with his wife of 21 years, Taryn, and his four children. Josh grew up in Morgan, UT where he was a multi-sport athlete but his love was in basketball. Now, years later, he gives back by coaching local students to succeed both in sports and in life.

Visit https://www.selfemployedcredits.com/?ref=christopher28

Find Josh on LinkedIn @Josh Zieglowsky

Financial success will lead to a fulfilling life. This a trap many people, including entrepreneurs, fall into. But the reality is often the opposite.

Many work tirelessly, achieving impressive financial milestones only to discover that they have little time to enjoy the fruits of their labor.The relentless pursuit of making more money leaves people drained and disconnected from family and the joys of life.

It’s a harsh truth: money has a diminishing return. The more you make, the less it truly matters in terms of happiness and fulfillment.

How do we stop the pursuit of money from ruining our happiness? Why does making more money not equate to more happiness?

In this episode, I’m joined by Brad Chandler, the founder of LimitlessYou, to explore the true meaning of happiness and why it can't be bought with money. We also delve into the concept of self-love, discussing what it truly means and the implications of its absence for future generations.

Things You’ll Learn In This Episode

-Time is a precious resource

Money can be utilized to outsource tasks and responsibilities, allowing individuals to reclaim valuable time for things that matter most to them. In what ways can we strategically invest our money to maximize our time and improve our quality of life?

-The feeling of not being enough

Everyone experiences the imposter syndrome of not being enough but what does it lead to? How can we combat it?

-How to unlearn fear

We are born with only two innate fears: the fear of loud noises and the fear of falling. All other fears are learned. And if they can be learned, then they can also be unlearned. How do we unlearn the fears we've accumulated over the years?

Guest Bio

Brad Chandler understands the profound impact of unresolved childhood and family stress on one's life. His journey to help his son overcome extreme anxiety revealed a hidden truth: he too was burdened by deep-seated childhood programming that had silently dictated his actions and beliefs.

These unaddressed wounds led Brad's subconscious to embrace a series of painful untruths, primarily the belief that he was unworthy. This mindset resulted in a lack of self-love and self-compassion, ultimately taking a heavy toll on his life.

He faced two failed marriages, $9 million in business missteps, behavioral issues with his children, and turned to alcohol and marijuana as coping mechanisms.

However, through a profound transformative process that involved gaining awareness, utilizing their proprietary Joy Generator tool, and engaging in neural reprogramming, Brad has turned his life around. Today, he embraces a life filled with joy and purpose, dedicated to helping others navigate their own paths to healing and fulfillment.

Visit https://unlocklimitlessyou.com/

Take the quiz https://unlocklimitlessyou.com/self-love-quiz/

Find Brad on LinkedIn @Brad Chandler

About Your Host

From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money SchoolTM, and Money Mentor for The Money Multiplier.

His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.

Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.

Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!

If you’re like most people, you’ve probably noticed how little traditional banking actually benefits you in the long run. Appearances aside, banks don’t operate with your best interests at heart. They make choices to maximize their own growth—often at your expense.

While banks encourage you to save and play it safe, they take your money and invest it to generate massive returns for themselves. Why would they tell you to do the opposite of what they do?

Have you ever asked yourself why banks push us into strategies that benefit them but not us? What if there were a way to reclaim control and finally make money work in your favor?

This is where the Infinite Banking Concept comes in. Instead of being caught in the cycle of dependence on banks that don’t serve you, Infinite Banking enables you to become your own bank, using a strategy that allows you to grow your wealth while keeping full control.

In this clip, investor and host of The Mr. Burr Show Podcast joins me to talk about how Infinite Banking can completely shift your financial future and what it means to be your own bank and build wealth on your own terms.

Things You’ll Learn In This Episode

-Work on yourself to become more valuable

Investing in personal growth expands our knowledge and increases our value. Why is personal development the ultimate business advantage?

-Misconceptions about inflation

Inflation isn't just about rising prices; it's also influenced by the decreasing purchasing power of money. What else are people mistaken about when it comes to inflation and what it truly means?

-What banks don’t want you to know

Banks benefit from Bank-Owned Life Insurance (BOLI) by gaining tax-advantaged income and offsetting employee benefits costs, though it’s a lesser-known strategy. Why is this so?

Guest Bio

Devin Burr began his career in mortgage refinancing in 2005 and later worked at Quicken Loans before leaving his corporate job in October 2019 to pursue real estate investing full-time. By March 2020, he had completed seven deals, all through strategic networking. When the pandemic hit, Devin discovered the concept of Infinite Banking on a podcast and was inspired by its potential to fund real estate deals. Intrigued, he dove deeper into Infinite Banking, and by December 2020, he began sharing his insights on TikTok, quickly building a following.

Devin’s journey took a dramatic turn from 2016, when he faced bankruptcy with only $300 to his name. By mastering Infinite Banking and combining it with real estate investment, he reached millionaire status by the end of 2020 and became a multimillionaire by 2021. Today, he dedicates himself to teaching others the transformative power of “becoming your own bank,” empowering people to reclaim control over their finances and build wealth

Visit https://go.mrbrrrr.com/

Follow Devin on Instagram @mr_brrrr

Subscribe to Devin’s YouTube Channel @Mr_brrrr

Follow Devin on TikTok @mr_brrrr

About Your Host

From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money SchoolTM, and Money Mentor for The Money Multiplier.

His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.

Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.

There’s a lot of money to be made in real estate, but in markets like this, there’s even more mistakes. The conditions are murky, a lot of information out there is lagging far behind reality, and a lot of the models are on borrowed time.

This means just about every investor is in hot water without even knowing it, especially if you’re eternally optimistic about real estate.

What’s the right approach to take in a market like this? Why do you need to back away from most syndication deals?

In this episode, I’m joined by Realtor and YouTube personality, Jeb Smith. He shares the mindset every investor needs to have if they want to survive the next few years.

Three Things You’ll Learn In This Episode

Jeb’s unique market take Are we headed for a crash, a run up, or something else entirely?

There’s a monster on the other side of this Which investors are in hot water without even knowing it?

The wrong way to invest Real estate deals are won or lost right at the beginning. How do you set yourself up for success?

Guest Bio

Jeb Smith, a distinguished Realtor and YouTube personality, has been delivering exceptional results in the real estate industry for over 15 years. As a dedicated professional, Jeb combines his passion for helping clients achieve their real estate goals with an unwavering commitment to providing unparalleled service. Jeb is a proud member of the National Association of Realtors (NAR) and the Local Board of Realtors. He consistently earns accolades for his outstanding performance and has been recognized as a Top Producer multiple times throughout his career. In addition to his flourishing real estate career, Jeb has built a successful YouTube channel, where he shares insightful and informative content related to the real estate market, home buying and selling tips, and industry trends. With over 50,000 subscribers and counting, his engaging videos have garnered a loyal following of individuals seeking guidance and inspiration in the world of real estate. For more information, head to https://www.jebsmith.net/ and subscribe to his YouTube channel.