
Money Minded
The Cashflow Co
Personal development for personal finance. Learn with us as we:
π Decode the psychology of money
π Uncover the principles of personal finance
β
Learn how to put them into practice
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Top 10 Money Minded Episodes
Goodpods has curated a list of the 10 best Money Minded episodes, ranked by the number of listens and likes each episode have garnered from our listeners. If you are listening to Money Minded for the first time, there's no better place to start than with one of these standout episodes. If you are a fan of the show, vote for your favorite Money Minded episode by adding your comments to the episode page.

#52 Surviving stagflation: why life is getting more expensive (and what you can do about it)
Money Minded
06/24/22 β’ 30 min
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Stagflation is upon us! But what does that even mean? And what does it mean for you?
In this episode, Ryan and Terry explain why getting by is getting alot harder - and whoβs to blame. This is the first episode in a short series meant to act as a βsurvival guideβ as things become more and more uncertain in markets and economies globally.
Also in this episode:
- Exactly how much less the average Aussie earns in real terms than 10 years ago.
- How current events and policy decisions have combined to create a βperfect stormβ
- How and where to shift your focus to survive and prosper
Show notes
Click here to see notes on this show and all resources & links mentioned.
Corporate programClick here to find out more about our workplace program
Masterclass: The Four handbrakes that hold us back
Click here to unlock the insiders' training.
Private podcast communityClick here to get to know us better, debrief episodes and access our top 100 resources.
Follow us on InstagramClick here to see behind the scenes of our business and learn more about personal finance in bite-sized chunks.
Find out your financial skill scoreDo you have the money skills to fund your goals? Take the 4 minute quiz here
π https://financialskill.scoreapp.com/
Join our podcast communityGet live updates, talk shop with us and meet like minded legends in our digital treehouse. Click here to get access now.
π https://www.facebook.com/groups/4609737389252111
Other links π
Money mentorship:
Click here to start putting what you've been learning into practice.
π https://www.cashflowco.com.au/mentorship

#55 Surviving stagflation: Two ways you can increase your income so you can cash in while others sell out
Money Minded
07/29/22 β’ 51 min
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Those who have the ability to attract more money while economies contract benefit disproportionately from the volatility. In this episode, Ryan and Terry explore the two main ways to increase your income without having to go back to school to get more qualifications.
Also in this episode:
- The important difference between earning money vs making money
- The important skills you need to be developing as an employee or business owner
- A simple, yet powerful powerful activity to guide your efforts
Show notes
Click here to see notes on this show and all resources & links mentioned.
Unlocked: Money mapping training
Click here to learn how to maximise your return on life by making more mindful decisions with your money, monthly :)
Corporate programClick here to find out more about our workplace program
Masterclass: The Four handbrakes that hold us back
Click here to discover why most people don't achieve their financial goals (and what to do about it).
Private podcast communityClick here to get to know us better, debrief episodes and access our top 100 resources.
Follow us on InstagramClick here to see behind the scenes of our business and learn more about personal finance in bite-sized chunks.
Find out your financial skill scoreDo you have the money skills to fund your goals? Take the 4 minute quiz here
π https://financialskill.scoreapp.com/
Join our podcast communityGet live updates, talk shop with us and meet like minded legends in our digital treehouse. Click here to get access now.
π https://www.facebook.com/groups/4609737389252111
Other links π
Money mentorship:
Click here to start putting what you've been learning into practice.
π https://www.cashflowco.com.au/mentorship

08/08/22 β’ 48 min
Ask us a question or suggest a topic π€
As the prices of things rise while economies contract, the ability to collaborate with others to carve out your piece of the pie will be one of the most valuable skills you have. Negotiating well will help you maintain your ability to save and invest as the prices of assets fluctuate. And this means there will be times you'll be able to buy more with less. That is why this economic season can represent a rare window of opportunity for the proactive.
In this episode, former FBI hostage negotiator Chris Voss takes Terry through his groundbreaking principles for preparing for any negotiation conversation. And specifically how to have conversations about increasing your pay with your employer.
Also in this episode:
- A simple analogy that will help you overcome your anxiety and resistance.
- Why seeking yes is less effective than eliciting 'no'
- The one question you can ask first to ensure any conversation about pay goes your way.
Show notes
Click here to see notes on this show and all resources & links mentioned.
Unlocked: Money mapping training
Click here to learn how to maximise your return on life by making more mindful decisions with your money, monthly :)
Corporate programClick here to find out more about our workplace program
Masterclass: The Four handbrakes that hold us back
Click here to discover why most people don't achieve their financial goals (and what to do about it).
Private podcast communityClick here to get to know us better, debrief episodes and access our top 100 resources.
Follow us on InstagramClick here to see behind the scenes of our business and learn more about personal finance in bite-sized chunks.
Find out your financial skill scoreDo you have the money skills to fund your goals? Take the 4 minute quiz here
π https://financialskill.scoreapp.com/
Join our podcast communityGet live updates, talk shop with us and meet like minded legends in our digital treehouse. Click here to get access now.
π https://www.facebook.com/groups/4609737389252111
Other links π
Money mentorship:
Click here to start putting what you've been learning into practice.
π https://www.cashflowco.com.au/mentorship

#41 Decoding crypto: the big (but hidden) problem Bitcoin seeks to solve, and how it's impacting you
Money Minded
12/29/21 β’ 56 min
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Knowing why cryptocurrency was conceived is more valuable than knowing how the blockchain works. If you understand the insidious problem that Bitcoin as the first cryptocurrency was designed to solve, youβll be much better positioned to ride the waves of change it is creating. The reason why is that youβll have a much greater appreciation for the implications it has for the global financial sector.
In the second episode of their series on crypto, Ryan and Terry go back to first principles in order to get to the bottom of what money is, why crypto is here, and what it might mean for all of us.
Also in this episode:
- What money really is and how it works (or doesn't work)
- How 'stock to flow' explains whether or not money functions as a store of value (and what happens when it doesn't)
- Who's at fault for the problems created by Fiat currency and how Bitcoin seeks to solve the problem.
Show notes
Click here to see notes on this show and all resources & links mentioned.
Corporate programClick here to find out more about our workplace program
Four factors training
Click here to unlock the insiders training.
Private podcast community
Click here to get to know us better, debrief episodes and access our top 100 resources.
Follow us on InstagramClick here to see behind the scenes of our business and learn more about personal finance in bite-sized chunks.
Find out your financial skill scoreDo you have the money skills to fund your goals? Take the 4 minute quiz here
π https://financialskill.scoreapp.com/
Join our podcast communityGet live updates, talk shop with us and meet like minded legends in our digital treehouse. Click here to get access now.
π https://www.facebook.com/groups/4609737389252111
Other links π
Money mentorship:
Click here to start putting what you've been learning into practice.
π https://www.cashflowco.com.au/mentorship

01/18/23 β’ 44 min
Ask us a question or suggest a topic π€
Getting smarter about money is not the same as being more skilled with money. And the research clearly shows that financial outcomes are mediated moreso by behaviour than intelligence. Yet the vast majority of people relentlessly seek information and neglect to take action.
In the first episode of their new series, Ryan and Terry discuss why this is, and share some of their biggest learnings from helping others take action and build skills and habits to improve their money lives.
Also in this episode
- The one thing most money experts get wrong about behaviour when prescribing personal finance solutions.
- A simple model that explains why we do or donβt take an action.
- The least understood component of the behavioural equation.
- The six sources of influence you can use to engineer powerful personal change.
π Level up with CompassGet started using the only habit formation system for personal finance.
Show notes:
Click here to see notes on this show and all resources & links mentioned.
Private podcast community:
Click here to get to know us better, debrief episodes and access our top 100 resources.
Find out your financial skill scoreDo you have the money skills to fund your goals? Take the 4 minute quiz here
π https://financialskill.scoreapp.com/
Join our podcast communityGet live updates, talk shop with us and meet like minded legends in our digital treehouse. Click here to get access now.
π https://www.facebook.com/groups/4609737389252111
Other links π
Money mentorship:
Click here to start putting what you've been learning into practice.
π https://www.cashflowco.com.au/mentorship

01/18/24 β’ 58 min
Ask us a question or suggest a topic π€
Does it make sense to pay money to make money? That is the question and in this episode, Mitch and Terry get to the heart of the matter. Because the truth is, there are times when it does, and there are times when it does NOT make sense. The rules and tools in this episode will help you make wise investments in yourself for the rest of your life.
Also in this ep:
- The hidden cost you're already paying
- How 'myopic loss aversion' muddies our thinking
- How to value financial education
- Terry's three steps for determining how much to invest
Resources and Links Mentioned
Terry's article
π 'How Much Should You Pay for Financial Education?'
- Episode #87 Mitch and Brooke's story
- Episode #88 on decisions
- Episode #78 Rachael Taylor
- Episode #21 The WHO not HOW rule
Find out your financial skill scoreDo you have the money skills to fund your goals? Take the 4 minute quiz here
π https://financialskill.scoreapp.com/
Join our podcast communityGet live updates, talk shop with us and meet like minded legends in our digital treehouse. Click here to get access now.
π https://www.facebook.com/groups/4609737389252111
Other links π
Money mentorship:
Click here to start putting what you've been learning into practice.
π https://www.cashflowco.com.au/mentorship

07/31/24 β’ 57 min
Ask us a question or suggest a topic π€
Bryce and Lisa got together after knowing each other for years. After moving in, they realised they didn't want to live like housemates anymore. But they weren't sure how they could combine their finances.
Lisa was conservative and generally liked to keep her money saved. Bryce has run into debt on several occasions, and admits he always saw his money as his own.
After seeking guidance, they learned how to work together with their money, and how to set up their money life to achieve their goals.
In this episode, they reflect on their journey and share the big lessons they've learned in the process. This episode highlights how being deliberate and intentional with finances can strengthen relationships and help couples achieve their shared ambitions.
00:00 Introduction to Bryce and Lisa's Financial Journey
00:39 The Importance of Combining Finances
04:10 Early Relationship and Financial Challenges
06:09 Traveling and Managing Finances
10:55 Joining the money mentorship and Initial Impressions
13:09 Setting Up Financial Structures
19:25 The Benefits of Joint Accounts
25:08 Mapping and Forecasting Finances
26:53 Planning for Future Expenses
27:18 Intentional Decision Making
28:56 Reflecting on Financial Achievements
30:36 Refinancing and Financial Strategies
41:17 Career Flexibility and Creative Outlets
45:16 Future Plans and Personal Goals
50:54 Advice for Couples on Financial Unity
54:19 Conclusion and Final Thoughts
Find out your financial skill scoreDo you have the money skills to fund your goals? Take the 4 minute quiz here
π https://financialskill.scoreapp.com/
Join our podcast communityGet live updates, talk shop with us and meet like minded legends in our digital treehouse. Click here to get access now.
π https://www.facebook.com/groups/4609737389252111
Other links π
Money mentorship:
Click here to start putting what you've been learning into practice.
π https://www.cashflowco.com.au/mentorship

Escape Plan 2.0 | How to buy back your time
Money Minded
01/21/25 β’ 76 min
Ask us a question or suggest a topic π€
In the last instalment of their escape plan series, Ryan and Terry break down the fifth and final skill of their money mapping method: asset stacking. Learning how to transition from making a living from your human capital (time and talent), to making a living from your financial capital (money) is the only way to buy back your time and live life on your own terms.
Expect to learn:
- The two faulty assumptions that prevent progress.
- The four money games, and how to play the odds
- How risk is different from volatility, and how to manage the five dimensions of risk in pursuit of returns
- The cheat code for maximising returns without having to know everything.
This is not an investing 101 episode that stuffs you full of facts. It's a playbook for building one of life's most valuable skills.
Resources Mentioned:
- Money Smart Compound Interest Calculator
- The Bitcoin Standard
- The Most Important thing
- A Random Walk down Wall Street
Find out your financial skill scoreDo you have the money skills to fund your goals? Take the 4 minute quiz here
π https://financialskill.scoreapp.com/
Join our podcast communityGet live updates, talk shop with us and meet like minded legends in our digital treehouse. Click here to get access now.
π https://www.facebook.com/groups/4609737389252111
Other links π
Money mentorship:
Click here to start putting what you've been learning into practice.
π https://www.cashflowco.com.au/mentorship

05/24/22 β’ 24 min
Ask us a question or suggest a topic π€
Off the back of the previous two episodes, Ryan and Terry summarise the insights covered so far on how conditions are changing for the average Aussie. Then they shift the focus to the concrete steps you can take right now to protect yourself from the change and uncertainty weβre all facing. If youβre wanting a roadmap for financial resilience for the next couple of years, stream this episode now.
Also in this episode
- The most important cost you can control as prics rise
- The other loyalty tax that you're paying (and how to eliminate it)
- 5 Steps to take right now to protect yourself from the uncertainty ahead
Show notes
Click here to see notes on this show and all resources & links mentioned.
Corporate programClick here to find out more about our workplace program
Masterclass: The Four handbrakes that hold us back
Click here to unlock the insiders' training.
Private podcast communityClick here to get to know us better, debrief episodes and access our top 100 resources.
Follow us on InstagramClick here to see behind the scenes of our business and learn more about personal finance in bite-sized chunks.
Find out your financial skill scoreDo you have the money skills to fund your goals? Take the 4 minute quiz here
π https://financialskill.scoreapp.com/
Join our podcast communityGet live updates, talk shop with us and meet like minded legends in our digital treehouse. Click here to get access now.
π https://www.facebook.com/groups/4609737389252111
Other links π
Money mentorship:
Click here to start putting what you've been learning into practice.
π https://www.cashflowco.com.au/mentorship
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FAQ
How many episodes does Money Minded have?
Money Minded currently has 135 episodes available.
What topics does Money Minded cover?
The podcast is about Financial Independence, Investing, Personal Finance, Money, Passive Income, Podcasts, Fire, Business and Careers.
What is the most popular episode on Money Minded?
The episode title '#20 Family Finance | how to get ahead on a middle income with kids' is the most popular.
What is the average episode length on Money Minded?
The average episode length on Money Minded is 49 minutes.
How often are episodes of Money Minded released?
Episodes of Money Minded are typically released every 13 days, 2 hours.
When was the first episode of Money Minded?
The first episode of Money Minded was released on Aug 28, 2019.
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