Festive spending with Ryan Watson

12/09/24 • 18 min

It’s the most wonderful time of the year again – the festive season. Although you can also call it the spending season; with the likes of Black Friday, Cyber Monday, and countless other sales making it far more easier to give, give and keep on giving. And that’s not even talking about fitting in all the family and work celebrations.
So how do you keep your spending from blowing out so the only thing you have to worry about on Christmas Day is getting that nap in on the couch after eating way to much at lunch!
Answering this Christmas conundrum is our co-host Ryan Watson, who digs deep into his bag of festive spending tips help us all out. Tips like setting realistic financial goals at the outset, considering experience gifts such as cooking a special meal or babysitting, providing a meaningful donation instead of an item (that also has the added benefit of a tax deduction), or looking at family-wide agreements like Kris Kringle for adults or kids-only gift giving.
By putting some of these great insights into action, you’ll be able to have your (Christmas) cake and eat it too knowing your spending is under control and you can fully enjoy everything this time of year brings.
Here’s to your Good Life. And thanks for listening.
You can find us at https://www.tribecafinancial.com.au/
Our hosts:
Ryan Watson, CEO, Tribeca Financial
Follow Ryan: https://www.linkedin.com/in/r-watson/
Stephanie Coombes, podcast expert and media strategist
Follow Steph: https://www.linkedin.com/in/stephanie-coombes-62903825/
Tribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd.
Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions.
Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present.

Previous Episode

Money anxiety with Brad McEwan

When you’ve got a bill to pay, how do you feel? Does your heart start to race or your hands get clammy? Do you put off looking at your bank account... because you’re worried about what’s in there? Or what’s NOT in there.

If any of this sounds familiar you’re not alone. Money anxiety is common in Australia and we need to have more open conversations about it. Which is exactly what we’re about to do in this episode of Money & a Good Life.

To chat about this important subject, Ryan and Steph are joined by Brad McEwan, a highly respected former sports presenter, professional storyteller, and active mental health advocate. Brad’s personal story with mental health & money is both compelling and inspiring, and sure to connect with many people on a deep level.

His insights, together with Ryan’s wealth of experience around financial wellbeing and reducing money anxiety, adds up to a podcast of real worth and value.

Here’s to your Good Life. And thanks for listening.

You can find us at https://www.tribecafinancial.com.au/

If you or someone you know needs help, is struggling, or wants more information, here are some organisations to contact:
Financial Counselling Australia: https://www.financialcounsellingaustralia.org.au/

National Debt Helpline: https://ndh.org.au/

Find a financial counsellor: https://ndh.org.au/talk-to-a-financial-counsellor/find-a-financial-counsellor/

Head to Health Dept of Health website about understanding mental health and financial safety are strongly linked, with resources: https://www.headtohealth.gov.au/meaningful-life/feeling-safe-stable-and-secure/finances

Moneysmart website: https://moneysmart.gov.au/
Beyond blue, mental health and financial wellbeing https://www.beyondblue.org.au/mental-health/financial-wellbeing

Lifeline: Call 13 11 14

Additional resource:

Employee financial wellness survey 2023 PwC: https://www.pwc.com/us/en/services/consulting/business-transformation/library/employee-financial-wellness-survey.html

Our guest:

Brad McEwan, Professional storyteller and mental health advocate: www.bradmcewan.com

Connect with Brad: https://www.linkedin.com/in/bradmcewan/

Our hosts:

Ryan Watson, CEO, Tribeca Financial

Follow Ryan: https://www.linkedin.com/in/r-watson/

Stephanie Coombes, podcast expert and media strategist

Follow Steph: https://www.linkedin.com/in/stephanie-coombes-62903825/

Tribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd.

Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions.

Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present.

Next Episode

Planning for a family with Ryan Watson

Starting a family is one of those life-changing decisions. Nothing can match it. But like any big decision – and they don’t get much bigger – you need to go into it with your eyes fully wide open. Especially when it comes to your finances. Did we mention that estimates for raising a child to 18 years of age range anywhere between $160K to $549K?

In this must-listen podcast for new parents, Steph and Ryan take you through all the ins and outs of planning financially for a family to make sure you’re in the best possible position to enjoy your new baby... without the money stress.

Things like when is the best time to take stock of your finances? What leave entitlements or schemes are available to you, and how does that work with your superannuation? How important is getting control of your cashflow as a new parent? And what are the proactive ways you can build up savings such as education or investment bonds?

There’s so much to think about if you’re having children. This episode is a great resource to help you get your finances in line before things get hectic... and your sleep goes out the window. Trust us on that one.