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Mills Knows Bills

Mills Knows Bills

Mills Bender

I started my financial journey Fall of 2014 when I found myself with only $1.50 to my name, so I understand the frustration around money mismanagement, struggling with where to start, and the courage it takes to take ownership of your finances. Now, I’m a financial coach, speaker, author, and the founder and owner of Mills Knows Bills where I have the opportunity to teach individuals and businesses how to manage and master their money within 90 days. On this podcast, I will teach you how to stop living paycheck to paycheck, how to pay off your debt twice as fast, and how to reach your financial goals. This podcast is meant to make managing your finances accessible. Email: [email protected]

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Top 10 Mills Knows Bills Episodes

Goodpods has curated a list of the 10 best Mills Knows Bills episodes, ranked by the number of listens and likes each episode have garnered from our listeners. If you are listening to Mills Knows Bills for the first time, there's no better place to start than with one of these standout episodes. If you are a fan of the show, vote for your favorite Mills Knows Bills episode by adding your comments to the episode page.

Do you have a financial scarcity mindset? Mills identifies seven ways to know if these limiting beliefs are holding you back. And if so, how do you move towards a life full of financial abundance?

Your brain wants to be right. So much so that it'll try to prove itself right. That’s why reframing your mindset in a positive way is a powerful tactic when it comes to achievement.

The first step to financial literacy is to have a realistic approach to your finances. A realistic approach means establishing a budget that aligns with your goals. This will give you just enough discipline for the present, but allows you to set yourself up for future success. And small changes will have a long lasting impact. So be consistent.

Joins Us and Learn: How to Start Investing Today

https://view.flodesk.com/pages/63e412c80f93ed601fa2a032

More of Mills Knows Bills:

Website: https://www.millsknowsbills.com

Instagram: https://www.instagram.com/millsknowsbills

Youtube: https://www.youtube.com/millsknowsbills

Current Resources: https://linktr.ee/millsknowsbills

Friendly reminder that Mills Knows Bills is general and educational in nature and does not constitute tax, investment, legal, or financial advice with respect to any particular individual or taxpayer. Please consult your own advisors regarding your own unique situation.

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In today's episode, Frederick Zada, founder of ICB Firearms, shares his inspiring journey into the world of firearms, starting from his deep-rooted family passion for guns. He discusses the creation of ICB Firearms, shedding light on the unique brand identity and its ties to his rich cultural background. His story takes a heartfelt turn as he talks about the tragic loss of his brother and how it pushed him to take the leap into the business world. The COVID-19 pandemic, protests, and riots acted as catalysts, providing unexpected boosts to his venture. Mills Bender of millsknowsbills.com joins the conversation, praising Frederick's resourcefulness and dedication. The two delve deep into the challenges Frederick faced, particularly his struggles with trust due to past experiences and the financial hurdles he had to overcome. The conversation reveals Frederick's mission to foster unity in the community, emphasizing mutual respect irrespective of political affiliations. Mills, the financial guru, reflects on the successes and challenges in their working relationship and lauds Frederick's future vision. The episode concludes with Frederick giving insights into the firearms world, highlighting the importance of safety, knowledge, and community-building. If you're looking for a blend of business insights, personal growth, and community vision, this episode is a must-listen!

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Summarized Description:

In this episode, I'm excited to welcome John Bottega to the podcast! John is an LPL financial advisor at Thorough Financial Group in Raleigh-Durham, North Carolina with a passion for helping individuals plan for and execute retirement and savings and strategies that work for their individual needs, lifestyles, and dreams.

Topics Include:

  • Learning How to Prepare for Retirement
  • The importance of a Quality Financial Education
  • How Investing Gives You Financial Freedom
  • How Savings Alone Fails to Account For Inflation
  • The Importance of Eliminating Debt When Saving for Retirement
  • Understanding How Retirement Funds Differ From Emergency Funds
  • Maximizing Your Return on Investments
  • Exploring a Traditional IRA Versus a Roth IRA
  • The Importance of Diversifying Your Savings Options
  • Advice for Self Employed Workers Saving For Retirement
  • What Exactly Is a Good Retirement Goal?
  • The Pros and Cons of Various Retirement Plans
  • Is It Worth Having Money in Regular Savings Accounts?
  • Navigating Shared Bank Accounts Versus Individual Accounts

John’s Contact Information:

Website: https://www.thoroughfinancialgroup.com/team/john-bottega

Linkedin: https://www.linkedin.com/in/john-bottega/

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Official Mills Knows Bills Website: https://www.millsknowsbills.com

Instagram: https://www.instagram.com/millsknowsbills

Youtube: http://youtube.com/millsknowsbills

TikTok: https://www.tiktok.com/@millsknowsbills?lang=en

LinkedIn: http://www.linkedin.com/in/ameliabender

Facebook: https://www.facebook.com/millsknowsbills

Twitter: https://twitter.com/bendermills

Pinterest: https://www.pinterest.com/millsknowsbills/_created/

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Mills Knows Bills - E84: Handling Large Cash Influxes
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03/11/24 • 16 min

The Mills Knows Bills Podcast: Mastering Money and Handling Large Cash Influxes In this podcast episode of the Mills Knows Bills, CEO and Founder Mills Bender has a deep financial discussion with a guest, Doug, who shares his success in building sales teams for Fortune 500 companies and his recently founded individual coaching and consulting endeavor. Mills advice is targeted largely towards variable income earners and his episode focuses on discussing strategies for managing a sudden influx of cash. Mills' suggestions include prioritizing the development of a fully-funded emergency fund, paying off any debt over 10%, and correctly diversifying one's investments. Doug and Mills also discuss the need to delegate roles in business to surpass the seven-figure revenue ceiling. The podcast offers free resources and coaching services to help individuals level up their finances. 00:00 Introduction to the Podcast 01:03 Guest Introduction and Conversation Start 02:22 Guest's Financial Question: Handling Large Cash Influx 04:12 Strategies for Managing Large Cash Influx 08:36 Guest's Reflections and Insights 12:11 Guest's Business and Contact Information 14:38 Closing Remarks and Podcast Disclaimer KEYWORDS: Mills Knows Bills variable income earners master your money paycheck to paycheck guest hosts financial question sales teams small business owners emergency fund outstanding debt large cash influx investing back into the business diversify investments celebrating the win debt payoff
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Why is personal finance so dang complicated? And does it need to be? Today, you’ll find out how three easy steps can serve as the foundation for your financial success.

What You’ll Learn:

When do people default to operating out of a state of fear rather than abundance?

In times of economic downturn, how can you position your business to come out successful?

Why recessions lead to creative destruction

You can do 90% of investing with only 10% of the knowledge

The three golden rules to personal finance

Technology grows your slice of the pie over time and investing is your ticket in

Who is Jesse?

Jesse Cramer is the founder of The Best Interest, a personal finance blog he started in 2018 while working as a mechanical engineer. Jesse's passion for helping people improve their personal finances led him to write and share his insights publicly. The Best Interest has since gained recognition, including a nomination for "Personal Finance Blog of the Year" in 2022 and media features on CNBC, MSN, the Motley Fool, Yahoo Finance, and more. Jesse has since left engineering to pursue his mission of helping people with their personal finances at a fiduciary wealth management firm.

Mentions:

Episode 34 with Jesse Cramer: https://podcasts.apple.com/us/podcast/e34-key-takeaways-from-our-financial-journeys-featuring/id1578877075?i=1000556952168

https://open.spotify.com/episode/1TboN5XtXPWbMilzGu5vbz

Follow Jesse:

Listen to the Best Interest Podcast at https://podcasts.apple.com/us/podcast/the-best-interest-podcast/id1553180943

https://open.spotify.com/show/1fTBctyjPWhK1MLnYCMpJH

Check out the Best Interest Blog at bestinterest.blog

Contact me at [email protected]

More of Mills Knows Bills:

Website: https://www.millsknowsbills.com

Instagram: https://www.instagram.com/millsknowsbills

Youtube: https://www.youtube.com/millsknowsbills

Current Resources: https://linktr.ee/millsknowsbills

Friendly reminder that Mills Knows Bills is general and educational in nature and does not constitute tax, investment, legal, or financial advice with respect to any particular individual or taxpayer. Please consult your own advisors regarding your own unique situation.

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Mills Knows Bills - How To Analyze Profit & Loss Statements
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10/21/24 • 9 min

Welcome to the Mills Knows Bills Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions!

In this season finale episode of the Mills Knows Bills podcast, Mills provides a comprehensive guide to understanding and analyzing your profit and loss (P&L) statement. The episode covers key components such as revenue, cost of goods sold (COGS), operating expenses (OPEX), and net income. Mills offers practical tips on diversifying revenue, managing seasonal business fluctuations, negotiating with vendors, and maintaining a healthy profit margin. Whether you're a product-based or service-based business owner, this P&L analysis 101 class will help you make smarter financial decisions and avoid common pitfalls. Tune in to learn how to better handle your fluctuating income and stay on track with your financial goals!

Do you have your own burning financial question for Mills? Contact her here:

Email: [email protected]

Website: https://MillsKnowsBills.com

Instagram: https://instagram.com/@millsknowsbills

LinkedIn: https://www.linkedin.com/company/mills-knows-bills

Subscribe for the latest on YouTube: https://youtube.com/@MillsKnowsBills

Link to video podcast episode: https://youtu.be/5MUYVnkmG-I

00:00 Introduction to Mills Knows Bills

00:53 Podcast Overview and Goals

01:26 Understanding Profit and Loss (P&L)

02:01 Revenue Analysis

03:52 Cost of Goods Sold (COGS)

04:49 Operating Expenses (OPEX)

06:39 Net Income and Profit Margin

09:22 Conclusion and Next Steps

#financialpodcast #millsknowsbills #entrepreneurialfinance #variableincome #businessfinances

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As business owners a lot of us are visionaries. We get distracted by shiny objects and oh my gosh, look a squirrel! So where do you focus your attention within your business?

What You’ll Learn:

  • Using numbers to tell the story of your business and identify inefficiencies
  • How to develop your business’s unique value proposition and marketing message
  • Finding a sales strategy that fits your personality
  • The power of starting with your why
  • The value in taking time to celebrate your wins

Who is Jim Roman?

Jim Roman is a highly accomplished professional with over 20 years of experience in driving revenue for business owners. As the Director of Results at Business Owners Institute, Jim utilizes his expertise as a motivational and inspiring speaker, trainer, and coach/consultant to guide organizations towards uncovering their true sources of motivation and success. Prior to his current role, Jim made a significant impact as the driving force behind the introduction of Business Networking International (BNI) in Central Virginia and the Shenandoah Valley region. In less than six years, he transformed BNI from a fledgling endeavor to a thriving community of 1600 members, earning himself a well-deserved spot in the BNI Hall of Fame. Throughout his impressive career, Jim has worked with numerous renowned businesses, including Chick-fil-A, Handyman Matters, SNAP Fitness, DoodyCalls, and many others. In addition, he has collaborated with esteemed associations such as the Florida Association of Chamber Professionals, National Association of Residential Property Managers, and BNI. His keynote speeches and seminars empower people to take action, emphasizing that implementation is the key to driving real results.

Follow Jim:

Website: https://www.jimromanonline.com/

More of Mills Knows Bills:

Website: https://www.millsknowsbills.com

Instagram: https://www.instagram.com/millsknowsbills

Youtube: https://www.youtube.com/millsknowsbills

Current Resources: https://linktr.ee/millsknowsbills

Friendly reminder that Mills Knows Bills is general and educational in nature and does not constitute tax, investment, legal, or financial advice with respect to any particular individual or taxpayer. Please consult your own advisors regarding your own unique situation.

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Mills Knows Bills - Debt Financing vs. Equity Offer
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08/26/24 • 11 min

Welcome back to an all new season of the Mills Knows Bills Podcast! As always, we look forward to answering your burning financial questions. In this season 3 premiere episode, host Mills Bender welcomes Joey Schuster, CEO and founder of Real Review Response.

Let's get to Joey's burning financial question!

Mills and Joey discuss the key factors startup founders should consider when deciding between debt financing and offering equity to investors. Joey also shares insights on maintaining a balance between leveraging debt and having cash on hand, while Mills provides expert advice on business credit scores, strategic planning, and shopping for the best financial solutions. Additionally, Joey introduces his reputation management platform, Real Review Response, highlighting its importance for businesses, especially franchises, in managing reviews and SEO effectively.

To connect with Joey and Real Review Response:

https://realreviewresponse.com/

https://joeyschuster.com/

For the latest from the Mills Knows Bills Podcast, please subscribe on YouTube https://youtube.com/@MillsKnowsBills

And, please feel free to email: [email protected]

Also, you connect with Mills here:

Instagram: https://instagram.com/@millsknowsbills

LinkedIn: https://www.linkedin.com/company/mills-knows-bills

Website: https://MillsKnowsBills.com

00:00 Introduction to Mills Knows Bills Podcast

00:53 Welcome Back and Episode Overview

01:16 Guest Introduction: Joey Schuster

01:33 Debt Financing vs. Equity: Key Considerations

03:30 Factors in Debt Financing

06:33 Balancing Debt and Cash Flow

08:02 Joey Schuster on Reputation Management

11:05 Conclusion and Final Thoughts

#financialpodcast #millsknowsbills #variableincome #entrepreneurialfinance #startup

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Welcome to the Mills Knows Bills podcast, where we empower you to achieve your financial aspirations. In today's episode, Brett Roos, one of our talented financial coaches, delves deep into the significance of celebrating our financial achievements, no matter how small they may seem.

Drawing from two decades of experience as a variable income earner, Brett shares his perspective on why it's so essential to recognize our progress. He unveils personal stories and insights that illuminate the emotional journey many face when confronting their financial realities. Get ready to discover actionable strategies to shift your mindset, focusing on the rewards of your journey rather than the hurdles.

Dive in now, and let's celebrate every financial win together! #MillsKnowsBills #CelebrateYourWins #FinancialMindset

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Step into the daily grind of modern entrepreneurship with Jaime Nolan and Mills Bender as they unpack the nuances of effective time management, the power of networking, and the mindset shift necessary for financial success.

Listen to Jaime’s unique approach to dividing her workdays, the importance of setting boundaries, and the revelations from meetings with influential personalities like Amy and Carol.

Whether you’re navigating your entrepreneurial journey or just curious about what happens behind the scenes, this episode offers an authentic glimpse into the life of driven professionals, their strategies, and the powerful impact of a positive money mindset.

Plus, find out about the exciting offers from the Animal Collective that aims to revolutionize the learning experience for budding entrepreneurs.

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FAQ

How many episodes does Mills Knows Bills have?

Mills Knows Bills currently has 111 episodes available.

What topics does Mills Knows Bills cover?

The podcast is about Learn, Investing, Money, Mentor, Growth, Courses, Podcasts, Finance, Freedom, Education, Business, Planning and Coach.

What is the most popular episode on Mills Knows Bills?

The episode title 'E63: Is Scarcity Mindset Jeopardizing Your Financial Future?' is the most popular.

What is the average episode length on Mills Knows Bills?

The average episode length on Mills Knows Bills is 18 minutes.

How often are episodes of Mills Knows Bills released?

Episodes of Mills Knows Bills are typically released every 7 days.

When was the first episode of Mills Knows Bills?

The first episode of Mills Knows Bills was released on Jul 28, 2021.

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