Implementing the NCUA Liquidity Risk Regulations (02-06-14)

03/11/14 • 39 min

In this presentation, we will briefly review the applicable regulations and their impact on different-sized credit unions. We will present a template to develop a liquidity risk policy. Additionally, we will present the attributes of a sound contingency funding plan and offer a template to assist in developing such a plan.

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MSHI Webinar - Preparing for Risk-Based Capital (Full Webinar)

NCUA has proposed a major change in the capital requirements. A risk based capital requirement similar to other types of financial institutions is proposed for credit union over $50 million assets. In this webinar we will review the proposed requirements and their potential impact on credit unions. In this chapter, Mark covers the following: * Welcome to Preparing for Risk-Based Capital * What is Proposed? * NCUA proposes to implement a risk-based capital (RBC) criteria * Why is NCUA proposing RBC? * NCUA’s List of Major Risks Faced By Credit Unions * Characteristics of The RBC Proposal * Proposed Loan Categories * Investment Categories * Other Categories of Assets & Assets Risk-Weighted @ 0% * Net Worth & RBC Requirements to be considered well-capitalized * Examples of Risk Weights By Category * Definition of Weighted Average Life of Investments (WALI) * Definition of the Risk-Based Capital Numerator (Total Capital) * Scenarios & Questions * What to do Now * Summary

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[Chapter 1] ALM 201 - Part I - Exploring Income Simulation (03-11-14)

Chapter 1: Welcome, Objectives, Let’s Talk about Your Credit Union Income simulation is the most common method of estimating interest rate risk in the credit union's balance sheet. It is simple in concept, but complex in its application. In this presentation, we will explain how income simulation works. The most common variables and assumptions, such a prepayment speeds and deposit rate sensitivity, will also be covered.