I Don't Do Budgets.

We all do it... Wait until the end of the year, EVERY year, knowing the holiday dates don’t change. I don’t want you to start the New Year off broke from the holiday’s and then SURPRISE, it’s the first of the month and rent is due! (I hope you read that sarcastically lol) So today I’m going to give you 5 tips to prepare for the holidays and answer some questions from members in the I Don’t Do Budgets Facebook Group. I hope that after today’s episode you use these tips to prepare for the holiday’s!

Also,I would love your feedback! Please take 5 mins to give me feedback on the show here: http://bit.ly/30lREqu It would mean the world to me and help me improve the show!

Links Mentioned:

Rize

https://app.rizemoney.com/

Qapital

https://www.qapital.com/

Support with as low as $1/month here:

https://www.patreon.com/idontdobudgets

Social Media Info:

I Don’t Do Budgets IG: @idontdobudgets

Email: [email protected]

Website: www.idontdobudgets.com

#IDontDoBudgets #IDDB

Stephanie Davis is a Certified Financial Educator, Real Estate Investor, and Creator of Finances On Point - a financial empowerment blog and community dedicated to helping women create wealth starting where they are, using what they have. Her mission is to empower women to become discipline with their resources so that they can achieve financial freedom, create generational wealth, and live life on their terms.

She believes that EVERYONE can achieve wealth, you just need the right plan.

I learned so much from speaking with her about real estate investing and smart money habits in today’s episode! Be sure to tag us on Instagram if you enjoyed it.

Resources:

Stephanie provided some AMAZING resources throughout the episode and I have provided some of my favorite real estate investing resources as well.

Click HERE to get Stephanie’s Quick Start Checklist to real estate investing. She even lists some of her favorite real estate investing books!

One of my favorite rental property management websites is iPropertyManagement! They have guides, resources, tools, templates, a breakdown of landlord/tenant laws and SO MUCH MORE that will help you become a profitable landlord!

So many people ask me if I have contracts and templates for rental properties and I just use the landlord/tenant templates that iPM provides! They have templates for rental applications, eviction notices, sublease agreements, move out checklist and SOOO MUCH MORE... I could literally go on forever lol there’s a template for just about anything you can think of! Not only are there universal templates, they have templates for EACH state that are simple and easy to use.

Another frequent question that I get a lot is “how to find good contractors?” I personally use Home Advisor. You can literally type in exactly what you’re needing done and they will match you with the best contractors for the job, show you recent reviews from other people who have worked with them AND allows you to click a button that will request a quote from all of the ones you were matched with. It just makes finding contractors so much easier!

Social Media Info:

Finances on Point IG: @financesonpoint_

Finances on Point Website: financesonpoint.com

I Don’t Do Budgets IG: @idontdobudgets

Email: [email protected]

Website: www.idontdobudgets.com

Patreon: https://bit.ly/IDDBPatron

#IDontDoBudgets #IDDB

At age 19, Anthony was deep in debt, homeless, sleeping in the back of his car. After a life-changing encounter, he turned his life around and eventually became the pastor of One Way Youth Ministries at The Bethel Baptist Church in Jacksonville, Florida. There he assisted in securing some of the biggest names in the industry, including Kirk Franklin and Bishop T.D. Jakes’ Firehouse Youth Ministry.

Since 2003, Anthony has helped hundreds of thousands of students make smart decisions with their money, relationships, and education. He now works with Ramsey Solutions as a personality, frequently speaking at schools, churches, and events across the country, as he spreads the message of financial responsibility.

I am SO excited to have Anthony on the show today, and I think his words are going to come at the perfect time for many of you. We dive into what the financial landscape looks like in a world experiencing a pandemic, and where you should be putting your dollars until this is all over. You’re definitely going to want to have a notebook ready for this one!

Sponsored By:

This episode is brought to you by The financial freedom workbook. Visit idontdobudgets.com and use code IDONTDOBUDGETS to save 25%!

Social Media Info:

Sign up HERE to get my FREE money tracker + Money Monday emails every week

Daily Greatness Referral Link: http://dailygreatnessusa.refr.cc/sierrahoward

Anthony O’Neal’s Website: https://www.anthonyoneal.com/

Anthony O’Neal on Instagram: @anthonyoneal

Anthony O’Neal’s YouTube Channel: https://www.youtube.com/anthonyoneal

I Don’t Do Budgets IG: @idontdobudgets

Website: www.idontdobudgets.com

Email: [email protected]

Support the show here: https://bit.ly/IDDBPatron

#IDontDoBudgets #IDDB

Ashley Copeland is the twenty-something host of Stacks and the City, the podcast dedicated to showing women how to build wealth and increase their net worth. Raised by a single mother in rural North Carolina, Ashley learned early about how money can affect your way of life. She opened her first investment account at age 21 and purchased her first investment home at 24. As a result of her work, Ashley amassed a six-figure net worth without ever earning a six-figure salary!

This episode with Ashley is SO good. I love the way she breaks down the difference between salary and net worth. My biggest takeaway from this episode is that it doesn’t matter how much money you make - you can still build wealth! Let us know what YOUR biggest takeaway was by tagging us both on Instagram.

Sponsored By:

Avail Property Management System. Manage your rental properties from start to finish! Use my link to sign up for FREE. https://bit.ly/IDDBAvail

Social Media Info:

Sign up HERE to get my FREE money tracker + Money Monday emails every week

Ashley Copeland IG: @stacksnthecity

Stacks and the City Website: http://stacksandthecity.co/

I Don’t Do Budgets IG: @idontdobudgets

Email: [email protected]

Website: www.idontdobudgets.com

Support the show here: https://bit.ly/IDDBPatron

#IDontDoBudgets #IDDB

On today’s episode, I am talking about being laid off, applying for unemployment, getting a new job, wanting to go to therapy, and rental updates. In this episode I am very transparent about what’s going on with my money, being laid off for the first time, how I was too prideful to apply to unemployment and what made me finally apply. Honestly, I didn't want to talk about a lot of these things but I wanted to show that even when you think people have it all together... sometimes they don't and it's okay! That’s life and life happens. Sometimes you have to put your pride aside and ask for help. Money has so many emotions tied to it and it’s okay to feel the feels. We got this!

SPONSORED BY:

Today's show is brought to you by Audible – get a free audiobook + 2 Audible Original books (3 Free books) using my link http://audibletrack.com/iddb

Social Media Info:

Sign up HERE to get my FREE money tracker + Money Monday emails every week

I Don’t Do Budgets IG: @idontdobudgets

Email: [email protected]

Website: www.idontdobudgets.com

Support the show here: https://bit.ly/IDDBPatron

#IDontDoBudgets #IDDB