The ABCs of How to Build Your Credit Score & Why It Matters (reboot) | Marsha Barnes
01/22/21 • 45 min
1 Listener
Your credit score has power and that three-digit number has a dramatic impact on your financial future. If you do nothing else this year, grab your credit score the tail and yank it up to 700+ (preferably over 740). You don’t have to go all crazy trying for an 850 score – but don’t get lazy. Even if you have a good score, it could drop tomorrow by one silly mishap.
Marsha Barnes from The Finance Bar will share her best tips to get your score in check for the new year in this reboot episode.
What You'll Learn
- Why your credit score is a powerful piece of your financial future
- How to create a better financial brand for yourself
- Which credit scoring models do you need to care about
- What action steps you should take this year to raise your score
- How your score impacts your job and where you live
- Why Marsha is so passionate about financial literacy
LInks
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Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to Policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about.
Literati Kids is a subscription book club for kids ages 0 - 12 that sends 5 beautiful children’s books to your door each hand-picked by experts. Go to http://www.literati.com/mymoney for TWENTY-FIVE PERCENT OFF your FIRST TWO ORDERS and pick your kid's book club gift today.
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Your credit score has power and that three-digit number has a dramatic impact on your financial future. If you do nothing else this year, grab your credit score the tail and yank it up to 700+ (preferably over 740). You don’t have to go all crazy trying for an 850 score – but don’t get lazy. Even if you have a good score, it could drop tomorrow by one silly mishap.
Marsha Barnes from The Finance Bar will share her best tips to get your score in check for the new year in this reboot episode.
What You'll Learn
- Why your credit score is a powerful piece of your financial future
- How to create a better financial brand for yourself
- Which credit scoring models do you need to care about
- What action steps you should take this year to raise your score
- How your score impacts your job and where you live
- Why Marsha is so passionate about financial literacy
LInks
Episode Sponsors
Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to Policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about.
Literati Kids is a subscription book club for kids ages 0 - 12 that sends 5 beautiful children’s books to your door each hand-picked by experts. Go to http://www.literati.com/mymoney for TWENTY-FIVE PERCENT OFF your FIRST TWO ORDERS and pick your kid's book club gift today.
SUBSCRIBE & SHARE
Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!
👉 Sign up for my weekly LET’S TALK MONEY email newsletter.
ASK SHANNAH
Have an Ask Shannah question, submit it here
GET SOCIAL
· Shannah on Twitter
· Shannah on Instagram
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Learn more about your ad choices. Visit megaphone.fm/adchoices
Previous Episode
How to Get Your Finances Back on Track | Christine DiGangi
We’ve said goodbye to 2020, thankfully, so how do you make the most of this new year and get your money working for you? Christine DiGangi, editorial director of The Balance, shares tips for getting back on track in 2021 and how to build a financial plan that works in this episode.
Meet Christine
Christine DiGangi has dedicated the majority of her career to financial education. In early 2019, she joined The Balance as Editorial Director, where she oversees content strategy and operations. Previously, DiGangi served as the managing editor of mortgage content at LendingTree, an editor, and writer for Credit.com, communications coordinator for the Society of Professional Journalists, and a copy editor for The New York Times. She has more than a decade of experience in service journalism, as a writer, editor, and vocal advocate for ethics and accuracy in publishing. Her writing has been featured on MarketWatch, USA Today, MSN Money, Yahoo Finance, and The New York Times International Weekly.
What You'll Learn
- Biggest money takeaways from 2020
- Overall money themes that will emerge from 2021
- Why it's important to get your money back on track
- How to set achievable money goals
- How to think about money if you were laid off or furloughed
- Strategies to get rid of debt and increase your savings
Links
Episode Sponsors
Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to Policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about.
Literati Kids is a subscription book club for kids ages 0 - 12 that sends 5 beautiful children’s books to your door each hand-picked by experts. Go to http://www.literati.com/mymoney for TWENTY-FIVE PERCENT OFF your FIRST TWO ORDERS and pick your kid's book club gift today.
SUBSCRIBE & SHARE
Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!
👉 Sign up for my weekly LET’S TALK MONEY email newsletter.
Ask Shannah
Have an Ask Shannah question, submit it here
Get Social
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Learn more about your ad choices. Visit megaphone.fm/adchoices
Next Episode
How To Trade Your Paycheck For An Enriched Life | Todd Miller
"Life is the accumulation of all the little individual choices you make on a daily basis." Powerful words from our guest Todd Miller, who is the author of an outstanding book titled Enrich. In fact, Enrich has been named as one of the 8 Books to Help You Find Financial Bliss by Entrepreneur Magazine.
If you’ve ever wanted to create an enriched life full of time, money, and meaning, this episode has your name on it.
What You'll Learn
- The power of creating a vision for your life
- Why you need a personal mission statement
- How to connect your bank account with your goals and vision
- Ways to set daily goals and milestones to achieve success
- How to avoid the default setting in life
Meet Todd
Todd Miller is an entertainment CEO who has extensively researched and aggressively experimented with the work-life equation for over a quarter-century. While scaling the corporate ladder, Miller skillfully structured two sabbaticals, intentionally created a family through adoption, cycled coast to coast across two continents in support of children’s charities, and explored more than 100 countries on all seven continents. Drawing on ENRICH principles, Miller built time wealth and passive income while working full time. At age 53, the American-born author has retired on the Andaman Sea in Thailand.
Links
Episode Sponsors
Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to Policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about.
Literati Kids is a subscription book club for kids ages 0 - 12 that sends 5 beautiful children’s books to your door each hand-picked by experts. Go to http://www.literati.com/mymoney for TWENTY-FIVE PERCENT OFF your FIRST TWO ORDERS and pick your kid’s book club gift today.
SUBSCRIBE & SHARE
Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!
👉 Sign up for my weekly LET’S TALK MONEY email newsletter.
Ask Shannah
Have an Ask Shannah question, submit it here
Get Social
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Learn more about your ad choices. Visit megaphone.fm/adchoices
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