![Dentists Who Invest Podcast - Here's What The UK Government Are Doing To The Finances Of Dentists with Dr Eddie Crouch [CPD Available]](https://storage.buzzsprout.com/01mqbdkddsb2vx2ak04mhtop038n?.avif)
Here's What The UK Government Are Doing To The Finances Of Dentists with Dr Eddie Crouch [CPD Available]
03/31/25 • 36 min
Get your free verifiable CPD for this episode here >>> https://www.dentistswhoinvest.com/videos/heres-what-the-uk-government-are-doing-to-the-finances-of-dentists-with-eddie-crouch
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The financial pressure on UK dental practices has never been higher. Eddie Crouch, chairman of the BDA, reveals how recent budget changes are adding an extra £14,000 per year in costs to the average practice, pushing many NHS dentists to the brink.
While private practices can adjust fees, NHS practices face a deeper crisis. Despite a 6% government pay uplift, practice expenses are calculated using a 1.68% GDP deflator, while real dental inflation is closer to 14%. This mismatch has led to a 30% drop in NHS dentist income over the past decade, with more dentists reducing or exiting their NHS commitments.
Eddie shares insights from his discussions with MPs, exposing how politics influences NHS dental policies. With only 3% of practices accepting new NHS patients and 13 million people lacking NHS dental access, the future of NHS dentistry is uncertain. Will it focus solely on children’s care, emergency services, or means-tested access? Eddie explores these possibilities, along with the rise of corporate dentistry and shifting practice ownership dynamics.
Stay informed on the biggest challenges in UK dentistry. Listen now—and UK dentists can earn free verifiable CPD by completing the questionnaire in the episode description!
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Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.
Get your free verifiable CPD for this episode here >>> https://www.dentistswhoinvest.com/videos/heres-what-the-uk-government-are-doing-to-the-finances-of-dentists-with-eddie-crouch
———————————————————————
The financial pressure on UK dental practices has never been higher. Eddie Crouch, chairman of the BDA, reveals how recent budget changes are adding an extra £14,000 per year in costs to the average practice, pushing many NHS dentists to the brink.
While private practices can adjust fees, NHS practices face a deeper crisis. Despite a 6% government pay uplift, practice expenses are calculated using a 1.68% GDP deflator, while real dental inflation is closer to 14%. This mismatch has led to a 30% drop in NHS dentist income over the past decade, with more dentists reducing or exiting their NHS commitments.
Eddie shares insights from his discussions with MPs, exposing how politics influences NHS dental policies. With only 3% of practices accepting new NHS patients and 13 million people lacking NHS dental access, the future of NHS dentistry is uncertain. Will it focus solely on children’s care, emergency services, or means-tested access? Eddie explores these possibilities, along with the rise of corporate dentistry and shifting practice ownership dynamics.
Stay informed on the biggest challenges in UK dentistry. Listen now—and UK dentists can earn free verifiable CPD by completing the questionnaire in the episode description!
———————————————————————
Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.
Previous Episode
![undefined - What The Spring Budget Means For Dentists with David Hossein [CPD Available]](https://storage.buzzsprout.com/wp319fvbtsdkewjcm5vpov6w088i?.avif)
What The Spring Budget Means For Dentists with David Hossein [CPD Available]
Get your free verifiable CPD for this episode here >>> https://www.dentistswhoinvest.com/videos/what-the-spring-budget-means-for-dentists-with-david-hossein
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The latest Spring Budget may not have brought major surprises, but UK dental practices still face big financial changes from April 1st. Specialist dental accountant David Hossein explains what these updates mean for practice owners and associates.
With employer National Insurance rising by 1.2% and the National Living Wage increasing to £12.21 per hour, practice costs are set to climb. Meanwhile, those selling a practice should prepare for the Business Asset Disposal Relief tax rate jumping from 10% to 14%—leading to a rush of transactions before the April deadline.
Beyond tax changes, HMRC enforcement is ramping up. Random inspections are becoming more frequent, late payment penalties are rising to 10%, and Making Tax Digital continues moving forward. Economic growth forecasts have also been halved, adding further pressure on dental businesses.
Want to stay ahead of financial challenges? Listen now and UK dentists can earn free verifiable CPD by completing the questionnaire in the episode description.
———————————————————————
Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.
Next Episode
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Effective Inheritance Tax Planning with Luke Hurley and Anick Sharma [CPD Available]
Get your free verifiable CPD for this episode here >>> https://www.dentistswhoinvest.com/videos/effective-inheritance-tax-planning-with-luke-hurley-and-anick-sharma
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Are you a dentist looking to grow your wealth? You can connect with Luke and Anick here: https://www.viderefinancial.com/contact
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Inheritance tax is often called “the optional tax”—because with the right planning, dental professionals can significantly reduce its impact and protect family wealth. Financial experts Luke Hurley and Anick Sharma break down the key strategies to help you safeguard your estate.
Every UK taxpayer has a £325,000 nil rate band, transferable between spouses, plus a £175,000 residence nil rate band for direct descendants. But beyond these limits, a 40% tax can erode your hard-earned wealth. This episode explores practical tax-saving strategies, including the often-overlooked gifting from normal expenditure out of income—a powerful tool for high-earning dentists.
Our experts also tackle common pitfalls, such as poor investment choices promising tax relief, international tax complications, and key business relief rules affecting dental practice sales. Their philosophy? Smart planning should balance tax efficiency with enjoying your wealth—after all, as Anik says, “When they die, I want to see the cheque to the undertaker bounce.”
Want to secure your family’s financial future? Listen now—and UK dentists can earn free verifiable CPD by completing the questionnaire in the episode description!
———————————————————————
Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.
Dentists Who Invest Podcast - Here's What The UK Government Are Doing To The Finances Of Dentists with Dr Eddie Crouch [CPD Available]
Transcript
Today we're joined by Mr Eddie Crouch , chairman of the BDA . We're going to be talking about how the recent budget changes by the Chancellor have affected dental practices across the UK and also take a slight divergence from the theme of finance today to talk about what Eddie has experienced in his encounters with politicians and MPs across the land in order to understand what the
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