Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income
Erin Britt | Budget Strategy Coach
It's time to break free from financial stress with simple, effective strategies designed for moms craving a method they can actually stick to! In this podcast, Budget Strategy Coach, Erin Britt, shares a 5-step monthly budgeting method that reduces overwhelm and helps you pay off debt, build wealth, and live abundantly. Whether you're struggling with impulse spending, relying on credit cards, or feeling too busy to budget, you'll find practical tips and mindset shifts to take control of your money.
Join a community of moms ready to align their spending with their values, plan for the future, and break free from the stress of paycheck-to-paycheck living. It’s time to budget smarter, enjoy life more, and move toward financial freedom—without sacrificing the things you love.
This is a debt podcast!
Topics we cover:
Foundational Budgeting Skills:
- How to create and stick to a budget, even with limited income.
- Simple, actionable steps to build a zero-balance budget each month.
Overcoming Impulse Spending & Credit Card Reliance:
- Strategies to control impulse buying and overspending.
- Breaking the cycle of using credit cards as income and paying off debt sustainably.
Budgeting for Busy Moms:
- Budgeting tips for real life - especially budgeting tips for busy moms
Intentional Living & Aligning Spending with Values:
- How to figure out your core values and create a value-based budget
- How to spend intentionally without sacrificing things you love.
- Aligning household routines and systems with financial goals.
Financial Preparedness & Saving for the Future:
- Building emergency funds and saving for bigger expenses with confidence.
- How to manage everyday expenses while planning for future goals like retirement, vacations or a home.
Self-Care & Financial Wellness:
- Prioritizing self-care to avoid burnout.
- Developing healthy habits for long-term financial success and balance.
Mindset Shifts for Financial Growth:
- Abundance mindset
- Embracing financial mistakes as opportunities for growth and grace.
Tracking Spending & Staying Accountable:
- Practical tools to track where your money goes and stay in control.
- The power of community and support systems
A note from Erin:
As a single mom and sole provider with no additional support, I paid off thousands of dollars in debt on a teacher’s salary. I know firsthand that it’s possible to take control of your finances, no matter your income or circumstances. My straightforward, foundational approach to budgeting simplifies the process, giving you the tools and confidence to manage your money effectively and build a secure financial future. If I could do it on my own, you can too—and I’m here to show you how.
*How can I pay off my debt?
*Is there an easy budget method?
*How can I simplify my household expenses?
*How can I pay down credit card debt?
*How can I stop relying on credit cards?
*How to start budgeting for beginners?
*How to budget on one income?
*How can I live within a budget?
*How do I write a budget?
*How do I spend less?
*How can I move forward financially?
*What if I don't have enough money to invest?
*How can I build wealth?
*How can my budget reflect my core values?
*How can I LIVE ABUNDANTLY on a budget?
*Is there someone out there who understands being a single mom that can help me with my finances?! :) I got you, girl.Erin Britt is your host and can be found on Instagram (@budgeteffectpodcast)
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Top 10 Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income Episodes
Goodpods has curated a list of the 10 best Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income episodes, ranked by the number of listens and likes each episode have garnered from our listeners. If you are listening to Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income for the first time, there's no better place to start than with one of these standout episodes. If you are a fan of the show, vote for your favorite Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income episode by adding your comments to the episode page.
EP 1: What can I focus on to move forward as a single mom?
Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income
04/03/23 • 18 min
If you're feeling stuck, this episode gives you five areas of life to focus on to get you moving forward.
The 5 areas Erin discusses in this episode are:
1. YOU! Figure out what you want for you and your family.
2. Household Function. Set up systems of ease and function in your everyday tasks.
3. Budget. Get your money working for you.
4. Simplify (Minimalism). Let go of the clutter that does not serve you.
5. Surround yourself with positivity.
Clutter Study mentioned in this episode:
https://pubmed.ncbi.nlm.nih.gov/19934011/
Connect with the Soul Mother Community on Instagram @SoulMotherCommunity https://www.instagram.com/soulmothercommunity/
Music: Music from #Uppbeat (free for Creators!):
https://uppbeat.io/t/infraction/summer-strut License code: SGTQVWPKNAIFYRUL
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EP 13: You need a self-care practice today! Here's your first step.
Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income
09/21/23 • 19 min
Why self-care? What is true self-care? But how? Self-care is caring for yourself on a deeply personal level. I can help you get started.
Erin brings positivity and support with a heart for single moms. She does that through simplicity strategies, money movement, and mindset work.
Get your free Whole Life Wellness Reflection: https://www.soulmothercommunity.com/wellness
Connect with us on instagram @soulmothercommunity
Join the community by going to www.soulmothercommunity.com
Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut
EP5: Tips for simplifying your household finances
Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income
03/05/24 • 12 min
If you want to learn how to stick to a budget, just like everything, we need to make it as simple as possible.
In this episode, I will give you 3 tips for making your household budget easier to stick to.
1. One way to pay
2. Automate EVERYTHING
3. Get your PAPER CLUTTER under control.
That's right, we discuss paper clutter too.
If you are a busy mom and you want to pay off debt, save for your future, live within your budget, then we have to make it simple.
My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress and more freedom.
...That’s the budget effect! And this is the budget effect podcast. Click follow now!
Erin Britt is the host and can be found on Instagram @soulmothercommunity
EP 4: How to Travel with Kids as a Single Mom (St. Louis edition)
Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income
07/18/23 • 36 min
Erin helps Single Moms. She does that through simplicity strategies, money movement, and mindset work.
In this episode Erin discusses:
- Tips for long car trips with kids
- Budget friendly travel tips
- Setting your intention before a trip
- What she did with kids in St. Louis (19:42-31:38)
- and
- Yes! You can travel with kids as a single parent!
Connect with us on instagram @SoulMotherCommunity
Join the community by going to www.soulmothercommunity.com
Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut
EP 15: What if becoming a single mom is an amazing thing that happened to you?
Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income
10/10/23 • 11 min
I help single moms gain positivity and peace in their lives through practical steps. On the podcast we talk about home rhythms, money movement, and mindset work.
Link to Whole Life Wellness Reflection Tool: https://www.soulmothercommunity.com/wellness
Connect with us on instagram @soulmothercommunity
Join the community by going to www.soulmothercommunity.com
Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut
EP 24 How to make your New Year Resolution stick
Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income
01/05/24 • 13 min
Do you have a New Year Resolution? Do you need one? In this episode we talk about why you should have one and how to actually make it stick!
I bring positivity and support to moms who have too much on their shoulders. Let's get your life simplified and systemized while taking care of YOU.
Link to Whole Life Wellness Reflection Tool: https://www.soulmothercommunity.com/wellness
EP 10: How Minimalism Eased Overwhelm in My Single Mom Journey
Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income
08/29/23 • 23 min
Is your home supporting you in your life? Or is your home bringin’ you down?! It’s time to learn or relearn about minimalism and simplicity. It’s time to clear your path so you can move forward.
Erin supports Single Moms. She does that through simplicity strategies, money movement, and mindset work.
Connect with us on instagram @soulmothercommunity
Join the community by going to www.soulmothercommunity.com
Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut
EP 9: 4 Smart Ways to Spend Your Tax Refund or any Large Chunk of Income
Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income
04/02/24 • 11 min
If you are coming into some money from your tax refund or an inheritance or any other means, then CoNgRaTuLaTiOnS! I'm glad you are deciding to do something smart that will MOVE YOU FORWARD.
In this episode I'll give you 3 ways to use it to get your foundations right, and a 4th way that just might be right for a busy mom starting your financial journey if you need a little grace and a little help.
My mission is to help busy moms or even single moms learn how to create and stick to a plan for their money that they believe in and love so that they can have less stress and more freedom.
...That’s the budget effect! And this is The Budget Effect Podcast. Click follow now!
Erin Britt is the host and can be found on Instagram @soulmothercommunity
18// Tips for Sticking to a Summer Budget (While Still Having Fun)
Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income
05/28/24 • 25 min
If you want to have an active summer, but you don’t want to break your budget, then this is the episode for you. We discuss preparing for summer with kids, summer routines, summer on a budget, budget friendly summer activities and more. Listen in.
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We discuss 4 things you can do to save money this summer:
- How to prepare for summer by thinking about your new routine
- Ways to save money when you are out of the house more often
- Ways to cut costs from your budget during the summer
- Free or low-cost things to do in the summer.
My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress, more freedom, and move forward.
...That’s the budget effect! And this is the budget effect podcast.
Erin Britt is the host and can be found on Instagram @budgeteffectpodcast
This episode will help you if you have been wondering:
How do I stick to a budget as a single mom?
How do I pay off debt as a single mom?
How do I stick to a budget with kids?
What are budgeting tips and tricks?
What are some budgeting hacks for summer?
How to budget as a single mom?
Or if you want...
Money saving tips for summer
Tips for saving money this summer
Tips for paying off debt
Tips for moving forward as a single mom
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This week's questions:
1) What is your favorite low-cost summer activity?
2) What is the cost you are dreading this summer?
EP 12: Unexpected Ideas to help you SPEND LESS and Improve your Money Mindset
Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income
04/23/24 • 15 min
Sticking to a budget is a lot about having a mindset for it. You know you are doing what’s best, you know you are reaching your goals, you have a vision of your future, and that’s what keeps you going. So today I have a few unexpected places to help you with this mindset.
We discuss:
1. Minimalism
2. The Library
3. The Yoga Mat
4. Cleaning your drawers
5. Documentaries
6. Curating your social media
7. Being present in your everyday actions
8. Listening and subscribing
My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress and more freedom.
...That’s the budget effect! And this is the budget effect podcast.
Link to Soul Mother Podcast: How Minimalism eased my single mom journey
Link to Joshua Becker's Book: The More of Less
Erin Britt is the host and can be found on Instagram @soulmothercommunity
This podcast will help you if you have been wondering:
How do I stick to a budget?
How do I stick to a budget with kids?
How to budget?
What are budgeting tips and tricks?
What are some budgeting hacks?
How to budget as a single mom?
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FAQ
How many episodes does Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income have?
Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income currently has 83 episodes available.
What topics does Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income cover?
The podcast is about Minimalism, Financial Independence, Investing, Personal Finance, Money, Debt Free, How To, Budget, Podcasts, Education and Business.
What is the most popular episode on Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income?
The episode title 'EP 1: What can I focus on to move forward as a single mom?' is the most popular.
What is the average episode length on Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income?
The average episode length on Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income is 19 minutes.
How often are episodes of Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income released?
Episodes of Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income are typically released every 7 days.
When was the first episode of Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income?
The first episode of Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income was released on Apr 3, 2023.
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