Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income
Erin Britt | Budget Strategy Coach
It's time to break free from financial stress with simple, effective strategies designed for moms craving a method they can actually stick to! In this podcast, Budget Strategy Coach, Erin Britt, shares a 5-step monthly budgeting method that reduces overwhelm and helps you pay off debt, build wealth, and live abundantly. Whether you're struggling with impulse spending, relying on credit cards, or feeling too busy to budget, you'll find practical tips and mindset shifts to take control of your money.
Join a community of moms ready to align their spending with their values, plan for the future, and break free from the stress of paycheck-to-paycheck living. It’s time to budget smarter, enjoy life more, and move toward financial freedom—without sacrificing the things you love.
This is a debt podcast!
Topics we cover:
Foundational Budgeting Skills:
- How to create and stick to a budget, even with limited income.
- Simple, actionable steps to build a zero-balance budget each month.
Overcoming Impulse Spending & Credit Card Reliance:
- Strategies to control impulse buying and overspending.
- Breaking the cycle of using credit cards as income and paying off debt sustainably.
Budgeting for Busy Moms:
- Budgeting tips for real life - especially budgeting tips for busy moms
Intentional Living & Aligning Spending with Values:
- How to figure out your core values and create a value-based budget
- How to spend intentionally without sacrificing things you love.
- Aligning household routines and systems with financial goals.
Financial Preparedness & Saving for the Future:
- Building emergency funds and saving for bigger expenses with confidence.
- How to manage everyday expenses while planning for future goals like retirement, vacations or a home.
Self-Care & Financial Wellness:
- Prioritizing self-care to avoid burnout.
- Developing healthy habits for long-term financial success and balance.
Mindset Shifts for Financial Growth:
- Abundance mindset
- Embracing financial mistakes as opportunities for growth and grace.
Tracking Spending & Staying Accountable:
- Practical tools to track where your money goes and stay in control.
- The power of community and support systems
A note from Erin:
As a single mom and sole provider with no additional support, I paid off thousands of dollars in debt on a teacher’s salary. I know firsthand that it’s possible to take control of your finances, no matter your income or circumstances. My straightforward, foundational approach to budgeting simplifies the process, giving you the tools and confidence to manage your money effectively and build a secure financial future. If I could do it on my own, you can too—and I’m here to show you how.
*How can I pay off my debt?
*Is there an easy budget method?
*How can I simplify my household expenses?
*How can I pay down credit card debt?
*How can I stop relying on credit cards?
*How to start budgeting for beginners?
*How to budget on one income?
*How can I live within a budget?
*How do I write a budget?
*How do I spend less?
*How can I move forward financially?
*What if I don't have enough money to invest?
*How can I build wealth?
*How can my budget reflect my core values?
*How can I LIVE ABUNDANTLY on a budget?
*Is there someone out there who understands being a single mom that can help me with my finances?! :) I got you, girl.Erin Britt is your host and can be found on Instagram (@budgeteffectpodcast)
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Top 10 Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income Episodes
Goodpods has curated a list of the 10 best Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income episodes, ranked by the number of listens and likes each episode have garnered from our listeners. If you are listening to Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income for the first time, there's no better place to start than with one of these standout episodes. If you are a fan of the show, vote for your favorite Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income episode by adding your comments to the episode page.
EP 1: What can I focus on to move forward as a single mom?
Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income
04/03/23 • 18 min
If you're feeling stuck, this episode gives you five areas of life to focus on to get you moving forward.
The 5 areas Erin discusses in this episode are:
1. YOU! Figure out what you want for you and your family.
2. Household Function. Set up systems of ease and function in your everyday tasks.
3. Budget. Get your money working for you.
4. Simplify (Minimalism). Let go of the clutter that does not serve you.
5. Surround yourself with positivity.
Clutter Study mentioned in this episode:
https://pubmed.ncbi.nlm.nih.gov/19934011/
Connect with the Soul Mother Community on Instagram @SoulMotherCommunity https://www.instagram.com/soulmothercommunity/
Music: Music from #Uppbeat (free for Creators!):
https://uppbeat.io/t/infraction/summer-strut License code: SGTQVWPKNAIFYRUL
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EP 24: How to make your New Year Resolution stick
Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income
01/02/24 • 13 min
Do you have a New Year Resolution? Do you need one? In this episode we talk about why you should have one and how to actually make it stick!
I bring positivity and support to moms who have too much on their shoulders. Let's get your life simplified and systemized while taking care of YOU.
Link to Whole Life Wellness Reflection Tool: https://www.soulmothercommunity.com/wellness
Connect with us on instagram @soulmothercommunity
Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut
EP 19: Plan for the holidays now to avoid the stress later
Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income
11/10/23 • 20 min
In this episode we reduce stress around the holiday season by getting organized, getting a plan in place -while focusing on what's really important to you this holiday season.
I help moms who are carrying a lot on their own two shoulders gain positivity and peace in their lives through practical steps. On the podcast we talk about home rhythms, money movement, and mindset work.
Link to Holiday Plan: https://www.soulmothercommunity.com/holidayplan
Link to Whole Life Wellness Reflection Tool: https://www.soulmothercommunity.com/wellness
Connect with us on instagram @soulmothercommunity
Join the community by going to www.soulmothercommunity.com
Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut
EP 22: The 8-Minute After-Work Transition You Need
Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income
12/19/23 • 13 min
In this episode we talk about a way to unwind and reset after work and transition into your night with the kids. This 8-minute ritual is GOLD!
I help single moms gain positivity and peace in their lives through practical steps. On the podcast we talk about home rhythms, money movement, and mindset work.
Link to Whole Life Wellness Reflection Tool: https://www.soulmothercommunity.com/wellness
Connect with us on instagram @soulmothercommunity
Join the community by going to www.soulmothercommunity.com
Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut
EP21: What I needed (and found) as an overwhelmed single mom
Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income
12/07/23 • 21 min
I was asked recently how I do it all as a single mom. After I told her that I don't do it all (hahaha), I got to thinking about how I got past that stage of crushing overwhelm and got to this joyful, peaceful place of contentment.
I think it's because I needed (and found) these 5 things:
1. I needed love.
2. I needed to find myself.
3. I needed to release...like a lot...of physical and mental stuff.
4. I needed systems in my home.
5. I needed a win.
I talk about all these things on today's episode. I hope you enjoy it. :)
I help single moms gain positivity and peace in their lives through practical steps. On the podcast we talk about home rhythms, money movement, and mindset work.
Link to Whole Life Wellness Reflection Tool: https://www.soulmothercommunity.com/wellness
Connect with us on instagram @soulmothercommunity
Join the community by going to www.soulmothercommunity.com
Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut
EP 20: One word that is giving me power through the busy season
Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income
11/17/23 • 9 min
I needed a way to keep myself calm and focused during this busy season I'm in. I needed a way to keep my home from unraveling - because lately there's been a lot of arguing and fighting between my kids and toward me. In this episode, I'll tell you the word I've found to be truly giving me power to stay calm and grounded. I'll tell you how I asked myself the right questions to come up with this word so that you can come up with your own word as well.
Thank you for being a part of the Soul Mother Community.
Link to Whole Life Wellness Reflection Tool: https://www.thebudgeteffect.com/singlemomreflection
Link to Holiday Planning Tool: I no longer have this available, but email if you want it! [email protected]
Connect with us on instagram @budgeteffectpodcast
Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut
EP23: Find more time for the things you want! Use this method.
Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income
12/27/23 • 19 min
Do you ever feel like you just don't have time in the day for what you really want to do? Let's get clear about the time you do have and use it wisely. In this episode, I will tell you how I gained 3 and a HALF HOURS back in my day to focus on what my family and I needed. I talk about floofy mindset shifts and nerdy math that helped get me what I needed. You can do it too!
I help single moms gain positivity and peace in their lives through practical steps. On the podcast we talk about home rhythms, money movement, and mindset work.
Link to Whole Life Wellness Reflection Tool: https://www.soulmothercommunity.com/wellness
Connect with us on instagram @soulmothercommunity
Join the community by going to www.soulmothercommunity.com
Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut
EP 18: 3 Reasons You Feel Stuck
Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income
11/02/23 • 19 min
Why do I feel stuck? It can feel extremely frustrating to feel like you're stuck and not able to move forward. In this episode, we break down 3 reasons why you may feel stuck and give you practical steps to move forward today.
I help women gain positivity and peace in their lives through practical steps. On the podcast we talk about home rhythms, money movement, and mindset work.
Link to Whole Life Wellness Reflection Tool: https://www.soulmothercommunity.com/wellness
Connect with us on instagram @soulmothercommunity
Join the community by going to www.soulmothercommunity.com
Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut
EP 14: Overcoming Overwhelm: A Mindset Shift for Moving Forward
Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income
09/26/23 • 16 min
In this episode we talk about a practical method to recognize overwhelm and then move yourself out of it so that you don't get stuck in that stifling place!
Link to Whole Life Wellness Reflection Tool:
https://www.thebudgeteffect.com/singlemomreflection
I help single moms gain positivity and peace in their lives through practical steps. On the podcast we talk about home rhythms, money movement, and mindset work.
Connect with us on instagram @budgeteffectpodcast
Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut
EP 12: Unexpected Ideas to help you SPEND LESS and Improve your Money Mindset
Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income
04/23/24 • 15 min
Sticking to a budget is a lot about having a mindset for it. You know you are doing what’s best, you know you are reaching your goals, you have a vision of your future, and that’s what keeps you going. So today I have a few unexpected places to help you with this mindset.
We discuss:
1. Minimalism
2. The Library
3. The Yoga Mat
4. Cleaning your drawers
5. Documentaries
6. Curating your social media
7. Being present in your everyday actions
8. Listening and subscribing
My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress and more freedom.
...That’s the budget effect! And this is the budget effect podcast.
Link to Soul Mother Podcast: How Minimalism eased my single mom journey
Link to Joshua Becker's Book: The More of Less
Erin Britt is the host and can be found on Instagram @soulmothercommunity
This podcast will help you if you have been wondering:
How do I stick to a budget?
How do I stick to a budget with kids?
How to budget?
What are budgeting tips and tricks?
What are some budgeting hacks?
How to budget as a single mom?
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FAQ
How many episodes does Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income have?
Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income currently has 92 episodes available.
What topics does Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income cover?
The podcast is about Minimalism, Financial Independence, Investing, Personal Finance, Money, Debt Free, How To, Budget, Podcasts, Self-Improvement and Education.
What is the most popular episode on Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income?
The episode title 'EP 1: What can I focus on to move forward as a single mom?' is the most popular.
What is the average episode length on Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income?
The average episode length on Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income is 19 minutes.
How often are episodes of Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income released?
Episodes of Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income are typically released every 7 days.
When was the first episode of Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income?
The first episode of Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income was released on Apr 3, 2023.
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