Around The Coin

You can't seem to pick up any Fintech aka banking & payments magazine or blog without the mention of the word, 'financial inclusion'. Depending on whom you talk to, the number of financially excluded population is anywhere from 2.5 Billion people to 1.5 Billion. World Bank Group defines financial inclusion as individuals (and businesses) that have access to useful and affordable financial products and services that meet their needs - such as transactions, payments, savings, credit and insurance - delivered in a responsible and sustainable way. Most of this is done through microfinance banks. These microfinance basically offer a very specialized category of financial services to those who lack access to conventional banking and related services.One such institution that is helping solve this problem of underbanked/unbanked is FINCA. FINCA's network of 20 community-based microfinance institutions and banks use fintech to expand financial inclusion, offering innovative, responsible and impactful financial services to low-income clients.I'm very honored to have Andrée Simon who is the President& CEO of FINACA Impact Finance, based out of Washington DC.Sponsors:Otter Labs www.hireotter.com- Hire great and inexpensive developer with staff augmentation through Otter.Redeeem https://redeeem.click/qdza- Redeeem is a decentralized peer-to-peer exchange that lets you save 15% or more on gift cards using Bitcoin and other cryptocurrencies.Learn more about your ad choices. Visit megaphone.fm/adchoices

Kinsa Durst interviews Edmund Lowell, founder and CEO of KYC-Chain, and an advisor to SelfKey Foundation. Originally from the United States, graduating from Northeastern University in Boston Massachusetts where he studied law, finance and technology, Edmund Lowell is a serial entrepreneur living in Asia since 2011, innovating at the crossroads of finance, technology and legal fields. Edmund has built a number of Fintech and RegTech products during this time including Incorporations.io, KYC-Chain.com, Passports.io and SelfKey.org The SelfKey foundation raised 21m USD during an 11 minute public sale for the sale of the native KEY utility token. The SelfKey software has processed KYC for over 150,000 identity owners and over $200m USD in transaction volume since Q4 2017. Sponsors:Otter Labs www.hireotter.com- Hire great and inexpensive developer with staff augmentation through Otter.DeFi Code www.defi-code.comGo-to-market agency for cryptocurrency companies. Make your project stand out and gain maximum impact in the industry.Learn more about your ad choices. Visit megaphone.fm/adchoices

Albert Saniger is the founder and CEO at nate. An experienced coder at a young age, Albert worked through school by teaching students to code – some going on to win national competitions under his guidance. While expanding his knowledge of computing systems, these early teaching experiences also inspired an interest in furthering human potential and empowering personal achievements.After getting his MBA at London Business School and working at Amazon, Albert set out to explore how intelligent automation could facilitate human-driven decisions. In 2018, Albert founded nate and worked with a young team of engineers to develop the app and its AI technology – introducing the first product to automate the mobile checkout process at any online retailer on behalf of a customer. By April 2020, nate had closed the largest series seed round for a consumer software company of the year and launched to the public that summer.Albert’s desire to foster individual potential extended to his approach to building his team, valuing character over experience and hiring early talent. Furthermore honoring the support he received from mentors in the beginning stages of the company, Albert established the nate career accelerator to offer students and early graduates management experience, opportunities for individual media exposure and contribution to high level brand strategy and execution.Albert has been vocal on the topics of workforce transformation, inclusive work culture and leading a new social age of ecommerce and has been featured as a speaker at Brown Entrepreneurship Program and Dive In podcast, Yale’s Elmseed Enterprise Fund, Columbia Organization of Rising Entrepreneurs, and other distinct communities and institutions including NYU, Wharton, Fordham, Stanford Business School, Syracuse University’s iSchool, Rutgers, and others.Sponsors:Otter Labs www.hireotter.com- Hire great and inexpensive developer with staff augmentation through Otter.DeFi Code www.defi-code.comGo-to-market agency for cryptocurrency companies. Make your project stand out and gain maximum impact in the industry.Learn more about your ad choices. Visit megaphone.fm/adchoices

Andrew Gazdecki is a 4x founder with 3x exits, former CRO, and founder of MicroAcquire. Gazdecki has been featured in The New York Times, Forbes Wall Street Journal, Inc. Magazine, and Entrepreneur Magazine, as well as prominent industry blogs such as Axios, TechCrunch, and VentureBeat.Learn more about your ad choices. Visit megaphone.fm/adchoices

In this show Mike Townsend interviews Nelson Chu, founder and CEO of Cadence. Nelson is a 3x startup founder with several years of experience at the top investment management firms, including Bank of America and BlackRock. Prior to Cadence, he founded a strategy consulting firm specializing in helping companies build products and raise capital for growth, creating over $1B in equity value. He currently serves as an advisor to an ultra high net worth family office and is an active angel investor, with notable investments including BlockFi, Cadre, Care/Of, Clover Health, dv01, Tala, and Uala. This was a highly educational podcast, as Nelson explains how the highly complex market of business lending works, from the small business loans, personal loans, and all the way up to the banks and governments. Nelson gives us his thoughts on how the 2008 financial crisis changed the way money flows throughout the system now.We hear that Cadence has $1.6 issuance volume and $40M in securitization, and self-proclaimed shortest duration, highest yield (30%) flexible cheap growth capital... give it a try and decide for yourself! As always, reach out if you'd like to be on the show, or have guest recommendations.Sponsors:Otter Labs www.hireotter.com- Hire great and inexpensive developer with staff augmentation through Otter.Redeeem https://redeeem.click/qdza- Redeeem is a decentralized peer-to-peer exchange that lets you save 15% or more on gift cards using Bitcoin and other cryptocurrencies.Learn more about your ad choices. Visit megaphone.fm/adchoices