Valuation Viewpoint: Demystifying the commercial property lending process
08/05/24 • 39 min
Andrew Hoban Partner in our Commercial Valuation Team chats to Greg Manson, Director of Debt Finance at OakNorth about the financing process including what steps a borrower needs to go through, how the lending process is structured, how pricing and leverage might differ depending on asset class, due diligence, ICR (Interest Cover Ratio) and risk factors to be considered that might affect the loan.
Find out more about our Valuation Team and the services Allsop offer at https://www.allsop.co.uk/.
Or follow Allsop or our speakers Andrew Hoban and Greg Manson on social media.
Andrew Hoban
Greg Manson
Allsop LLP
LinkedIn
Don't forget, if you’ve enjoyed listening, please rate us and consider writing a review.
If you have a question relating to one of our podcasts or have any suggestions of themes you would like us to cover, please email [email protected]
The podcast presented here is for general guidance and represents opinions of our teams based on the property market at the time of recording.
All details are correct at time of recording.
Andrew Hoban Partner in our Commercial Valuation Team chats to Greg Manson, Director of Debt Finance at OakNorth about the financing process including what steps a borrower needs to go through, how the lending process is structured, how pricing and leverage might differ depending on asset class, due diligence, ICR (Interest Cover Ratio) and risk factors to be considered that might affect the loan.
Find out more about our Valuation Team and the services Allsop offer at https://www.allsop.co.uk/.
Or follow Allsop or our speakers Andrew Hoban and Greg Manson on social media.
Andrew Hoban
Greg Manson
Allsop LLP
LinkedIn
Don't forget, if you’ve enjoyed listening, please rate us and consider writing a review.
If you have a question relating to one of our podcasts or have any suggestions of themes you would like us to cover, please email [email protected]
The podcast presented here is for general guidance and represents opinions of our teams based on the property market at the time of recording.
All details are correct at time of recording.
Previous Episode
View from the 8ighth: Navigating 30 years in the commercial property market with Mark Gower
In our latest View from the 8ighth (floor) episode, Jack Robson from the Leeds office of Allsop, discovers more about Mark Gower. They discuss his career path and what led him to property auctions, the importance of data to the auction process, challenges he has faced and where he sees the commercial market heading.
We also find out if he had £5 million to invest where the opportunity in the market lies and any standout moments or unusual lots he has sold in his 30 year career.
View from the 8ighth
In our “View from the 8ighth” podcast episodes we discuss topics and provide insight that focusses on areas of the market in which we work.
Jack sits in the regional office of Allsop with a focus on Residential Investment in the regions. The office has a growing offering covering Commercial and Residential agency, valuation, and property management in the northern regions.
Find out more
You can find out more about the services Allsop offer, or the Leeds office at https://www.allsop.co.uk/
Or follow Allsop Commercial Auctions on Instagram or our speakers Mark Gower and Jack Robson on LinkedIn
Allsop Commercial Auction (Instagram)
Mark Gower
Jack Robson
If you are interested in reading blogs written by Mark
Auctioneers underestimate the importance of good practices at their peril
Why do so many buy and sell at our auctions?
Commercial auction market temperature check
Don't forget, if you’ve enjoyed listening, please rate us and consider writing a review.
If you have a question relating to one of our podcasts or have any suggestions of themes you would like us to cover, please email [email protected]
The podcast presented here is for general guidance and represents opinions of our teams based on the property market at the time of recording.
All details are correct at time of recording.
Next Episode
View from the 8th : Part 1 – The challenge of affordable student accommodation; is there a solution?
Join our podcaster Jack Robson from the Leeds office of Allsop, with a new view from the 8ighth (floor) episode with Vicky Bingham and Owen Rees from the Student Housing Team. In part 1 of 2 episodes, Vicky and Owen set the scene discussing the current student market and why it’s so popular with investors before delving into why there is a growing affordability issue in the first place and what solutions there could be.
In part 2, we speak with a client of the team with a live example of an investor who is helping bridge the affordability gap with a recent purchase of a first generation PBSA in Newcastle.
View from the 8ighth
In our “View from the 8ighth” podcast episodes we discuss topics and provide insight that focusses on areas of the market in which we work.
Jack sits in the regional office of Allsop with a focus on Residential Investment in the regions. The office has a growing offering covering Commercial and Residential agency, valuation, and property management in the northern regions.
You can find out more about the services Allsop offer, or the Leeds office at https://www.allsop.co.uk/
Or follow Allsop or our speakers Vicky Bingham, Owen Rees and Jack Robson.
Vicky Bingham
Owen Rees
Jack Robson
Don't forget, if you’ve enjoyed listening, please rate us and consider writing a review.
If you have a question relating to one of our podcasts or have any suggestions of themes you would like us to cover, please email [email protected]
The podcast presented here is for general guidance and represents opinions of our teams based on the property market at the time of recording.
All details are correct at time of recording.
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