EP. 65 How To Invest In Joy, Not Just Spend Money This Christmas

11/14/19 • 31 min

Holidays don’t have to be filled with guilt, shame, or regret. You don’t have to break your budget or ruin your minimalism goals, and you don’t have to be anti-shopping to be intentional with your Christmas.

Let’s put a breath of fresh air into this year’s holiday shopping. Let’s not just spend money, let’s invest in memories. Let’s enjoy shopping, not in spite of, but because of our budgets. Let’s not just buy the Barbie out of guilt, comparison, or to fill an empty spot under the tree...let’s do it for the joy.

IN THIS EPISODE, SAMI SHARES ABOUT:

My best tips to have an intentional gift-giving season
Why you don’t have to be anti-shopping if you’re on a budgeting journey
Why shopping on a budget is like a challenge
How Minimalism can actually bring you freedom during the Holidays
The questions to ask yourself before you shop:
- How much are you spending?
- Who are you buying for?
- What types of gifts are you okay with buying?
- What businesses do you want to support with your money?
- What are you saying yes to + what are you saying no to?
- How do you want to feel about all of this in January?

Memorable quote:

“I don’t think of it as, ‘I can’t shop because I’m on a budget.’ I think of it as, ‘I’m allowed to shop up until this point’.”
“When you go into it with your heart in the wrong place, you taint the experience of something that’s supposed to bring you joy.”

RESOURCES MENTIONED:

[Freebie] Christmas On A Budget Cheat Sheet
All of my Christmas Resources
[A Sunny Side Up Life Podcast] EP. 19 Choosing Gratitude Over Guilt With Your Holiday Budget
Podcast EP. 59 How To Finish The Year On A High Point: The Idea Behind The M.B.N. Challenge
Follow me on Instagram
Podcast Home Page
Leave a Podcast Review

I'D LOVE TO HEAR FROM YOU...

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HEY I'M SAMI WOMACK

I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind A Sunny Side Up Life.

My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us!

Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking.

I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course,

IN THIS EPISODE, SAMI SHARES ABOUT:

My best tips to have an intentional gift-giving season
Why you don’t have to be anti-shopping if you’re on a budgeting journey
Why shopping on a budget is like a challenge
How Minimalism can actually bring you freedom during the Holidays
The questions to ask yourself before you shop:
- How much are you spending?
- Who are you buying for?
- What types of gifts are you okay with buying?
- What businesses do you want to support with your money?
- What are you saying yes to + what are you saying no to?
- How do you want to feel about all of this in January?

Memorable quote:

“I don’t think of it as, ‘I can’t shop because I’m on a budget.’ I think of it as, ‘I’m allowed to shop up until this point’.”
“When you go into it with your heart in the wrong place, you taint the experience of something that’s supposed to bring you joy.”

RESOURCES MENTIONED:

[Freebie] Christmas On A Budget Cheat Sheet
All of my Christmas Resources
[A Sunny Side Up Life Podcast] EP. 19 Choosing Gratitude Over Guilt With Your Holiday Budget
Podcast EP. 59 How To Finish The Year On A High Point: The Idea Behind The M.B.N. Challenge
Follow me on Instagram
Podcast Home Page
Leave a Podcast Review

I'D LOVE TO HEAR FROM YOU...

Reviews are everything on iTunes! Would you take a minute and click here to leave a review?

If you have a question or comment about this episode connect with me over on Facebook or Instagram.

HEY I'M SAMI WOMACK

I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind A Sunny Side Up Life.

My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us!

I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course,

Previous Episode

EP. 64 Babes Who Budget with guest Sarah Wilson from Budget Girl

In this episode, I'm talking to Budget Girl herself, Sarah Wilson about all things budgeting. She talks about her rock bottom moments, how it felt to share her entire journey with the world through YouTube, and about how she's transitioned from budgeting as a single woman to now budgeting in a relationship. Plus Sarah gives some heartfelt advice for all women regarding their financial knowledge, and she reminds us that money is truly what gives us options and freedom in life.

IN THIS EPISODE, SAMI + SARAH CHAT ABOUT:

Sarah’s upbringing, young adulthood, + current life
How she overcame her shopping addiction childhood
Her rock-bottom moment of being a college graduate with no job
What it was like to be one of the first people to share online about paying off debt + what it’s like to share so publicly
Budgeting as a single woman vs. in a relationship
The positive spillover effects of budgeting
The differences between paying off debt vs. savings
Why money equal power, options, + freedom
What we can expect from Sarah in the future
RESOURCES MENTIONED:
- A Sunny Side Up Life Budgeting Resources:
- Sarah Mentions:
  - Graham Stephan
  - Meet Kevin
  - The Financial Diet
  - The Total Money Makeover by Dave Ramsey
- #debtfreecommunity on Instagram
- Podcast EP. 59 How To Finish The Year On A High Point: The Idea Behind The M.B.N. Challenge
- Follow me on Instagram
- Podcast Home Page
- Leave a Podcast Review

*This post may contain affiliate links. Visit my disclaimer page for more info.

MEET OUR GUEST Sarah Wilson, aka Budget Girl, is a YouTuber, debt-destroyer, side-hustler, speaker and financial wellness advocate.

She’s made videos on her YouTube Channel - Budget Girl for the past five years on how to live a frugal, fun and financially fearless life, showcasing ways to manage your money on any income, pay off debt, how to invest, build wealth, raise your income, and live your best life with the aid of a budget.

Sarah documented her successes and challenges while paying off $33,000 of student loans in just 3 years on a tiny reporter’s salary of $26,000/ year in real-time on YouTube, where she has over 57k subscribers and has over 6 million views. She also runs BudgetGirl.com, a site devoted to providing free advice and resources for anyone seeking to better their finances.

She side-hustled, negotiated for better pay and positions and worked ...

Next Episode

EP. 66 Budgeting Besties with Guest Alli Williams from FinanciALLIfocused

In this episode, we’re wrapping up our budget themed month with my Instagram bestie and Powersheets accountability partner, Alli Williams. Alli shares what it’s been like to go from a debt-free single woman to a married woman paying off her husband’s $150k worth of debt. She shares how her life has changed now that she's married and deep in debt, and also what she’s not willing to cut back on in her budget.

Alli also lets us in on the struggles she sees her coaching clients facing with starting a budget and making their goals happen, and how to overcome them.

IN THIS EPISODE, SAMI + Alli CHAT ABOUT:

The difference between budgeting as a single woman vs. as a married woman
What to do when your spouse isn’t really into budgeting
What it’s like to take on your partner’s student loan debt
Why you don’t have to follow “the rules” of the personal finance world to be successful with money
How to find a happy middle ground between Gazelle Intense and no budget at all
Why women should feel empowered by money, not scared of it

RESOURCES MENTIONED:

[A Sunny Side Up Life Resources] Christmas on a Budget
[Claim your FREE spot] Best Budgeting Year Ever Workshop
EP. 10 How To Not Become Another Money Statistic
[Book] Not Another Money Statistic: Lessons We Wish We Learned in High School
[Sami's Review] How to Help Your Kids Not Become Another Money Statistic
Powersheets Goal Planner
Podcast EP. 59 How To Finish The Year On A High Point: The Idea Behind The M.B.N. Challenge
Follow me on Instagram
Podcast Home Page
Leave a Podcast Review

MEET OUR GUEST

Alli Williams is a personal finance blogger and money coach at financiALLIfocused.com. She is the co-author of the book Not Another Money Statistic: Lessons We Wish We Learned in High School. She is a newlywed who is paying off six figures of debt that is legally not hers. She paid for her wedding in cash while paying off debt, saving for retirement, and cash flowing her husband's school. She currently lives in South Carolina but was born and raised in New York.

Instagram | Website | Facebook

I'D LOVE TO HEAR FROM YOU...

Reviews are everything on iTunes! Would you take a minute and click here to leave a review?

If you have a question or comment about this episode connect with me over on Facebook or Instagram.

HEY I'M SAMI WOMACK

I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind