3 Techies Banter #3TB

With this episode, we kick off a new theme - Everyday Tech and home automation is a natural choice for a first episode.

The earliest reference to a smart home we found was a short story by Ray Bradbury in 1950 called “There Will Come Soft Rains”. It was about a smart house going about its daily routine in the year 2026. It wakes the family, cooks a perfect breakfast, cleans the tables, and so on. The story does have a morbid undertone - but more of that later.

From fiction to nerdiness. Intended for residential networks only, UPnP is a set of networking protocols that allows devices to discover each other and work together without active manual configuration. Sounds a bit like the United Nations of networking 😉. We also dig into the psyche of burglars and their nemesis - modern alarm systems.

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Kicking off our "Been There, Done That" Series with the Chief Architect of the India Stack, Pramod Varma. In this multi-part tête-à-tête with him, we naturally begin with what started it all - Aadhaar. Rather than get into complex descriptions, we thought we will just leave you with some facts:

• Trust - 90% of people trust that their data are safe in the Aadhaar system and 61% of welfare beneficiaries trust that Aadhaar prevents others from accessing their benefits
• Inclusion - 49% of people used Aadhaar to access one or more services for the very first time (e.g., ration, MGNREGS, social pensions, SIM cards, and/or bank accounts). For 8% of people, Aadhaar was their first ID ever
• Service Delivery - 80% of beneficiaries feel Aadhaar has made PDS rations, MGNREGS and social pensions more reliable. Using Aadhaar, residents were 40% more likely to obtain a new SIM card within one day, compared to using other forms of ID
• e-KYC - The World Bank estimates that Aadhaar brought down the customer onboarding cost for an Indian bank from $23 to just $0.15

Just remember, 100 million people is considered to be a decent pilot in India 😉.

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Roti, Kapda aur Makaan, The Three Musketeers, the 3 Little Pigs and 3 Idiots are just a few of the many good things that come in threes. And this phenomenon has been used to express some of history's most powerful ideas as well.

• “Veni, Vidi, Vici.” (“I came, I saw, I conquered”) Julius Caesar.
• “Liberté, Égalité, Fraternité.“ (“Liberty. Equality. Fraternity.”) The national motto of France.
• “Citius, Altius, Fortius.” (Swifter, higher, stronger”) The Olympic motto

Aristotle observed that people find it easiest to remember three things. The rule of three started with his writing, “The Rhetoric;” In fact, the use of the rule of three is also referred to as rhetoric.

The India Stack is also made up of three major components: Aadhar, UPI and ONDC (the focus of this episode).

Many of the world’s most lasting jokes begin with three people walking into a bar (a priest, a reverend, and a rabbi or an engineer, a physicist, and a mathematician).
Given the popularity of the Rule of three, it should not come as any surprise that our podcast is called Three Techies Banter.

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Nothing like a spot of nostalgic DDLJ to get you all warm and fuzzy. And if you ever think nobody cares whether you're alive, try missing a couple of payments.

India has made the world of digital payments look like “choti baatein” (translates to "no big deal really") but did you know that in FY 2021 alone, we recorded 44 BN digital payments worth Rs. 5554 crores. Ab yeh mat puchna crore mein kitne zero hote hain 😎.

Digital payments has democratized finance like never before – har shahar, har gaon, har mauhale mein UPI ne logon ki zindagi badal di hai (UPI has changed lives of Indians in every city, village, and locality).

The India stack is the backbone that supports and drives this digital payment transformation. Our episode decodes how India has evolved from a country with a large unbanked population to the world leader in real-time payments.

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Pascal Bornet talks to us about Intelligent Automation (IA) and the Promise Of A Better Life

In 2018 alone, over $5 trillion (6% of global GDP) was lost due to fraud. The economic value of medical errors in the US is almost $1 trillion; 86% of those are administrative. A 2017 Medliminal Healthcare Solutions study found that 80% of US medical billings contain at least minor errors — creating unnecessary annual health care spending of $68 billion. An ILO report “estimates that the annual cost to the global economy from accidents and work-related diseases alone is a staggering $3 trillion.” Making it a total of $10 trillion.

Assuming we can save half of that through the deployment of IA. It means:

• Global budgets allocated to education could more than double
• Global healthcare budgets could be increased by more than 70%
• Environmental investments could be multiplied almost twentyfold

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