What Is The Guardrail Withdrawal Strategy & Should You Use It?

07/11/23 • 12 min

Your Retirement Guide by: Capital Wealth Group

In this episode, we delve into the Guardrail Withdrawal Strategy—an approach that offers offers protective measures, ensuring that you do not run out of money during your retirement years. We break down the fundamentals of this strategy, exploring its origins and key concepts. Join us as we discuss who might benefit from implementing this strategy and examine its potential advantages and considerations. Whether you're approaching retirement or seeking to optimize your withdrawal approach, tune in to gain valuable insights and determine if the Guardrail Withdrawal Strategy is the right fit for your financial goals.

Welcome to "The Retirement Guide" Podcast! I'm your host George Jameson, owner of Capital Wealth Group, a Fee Only Advisory firm. Whether you’re nearing retirement or already retired, Join me each week as we explore the world of retirement planning and equip you with the knowledge and tools you need for a successful retirement.

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This is for education only.It is not tax, legal, or investment advice. Before acting on any information consult your tax, legal, or investment advisor.

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Your Retirement Guide by: Capital Wealth Group - What Is The Guardrail Withdrawal Strategy & Should You Use It?

Transcript

So let’s get started! In todays episode, we'll discuss the Guardrails strategy in detail. We'll start by explaining what it is and where it came from. Once we have the basics covered, I will provide a practical example for better understanding. I will share my insights on the strategy and explain how I prefer to use it, followed by a concise summary to wrap it all up.

The "Guardrail Withdrawal Strategy," also known as the "Dynamic Distribution Rates" strategy was developed by financia